Is the P250K your final price or is that just for downpayment and kaya mo mag monthly? Kung final price na yan no choice but to go 2nd hand. I would probably get a Toyota Corolla 1997-2001 model yung lovelife tawag nila duon... Kung brand new I would check out the new Suzuki Celerio, or the Yaris with its hefty P70K discount.
Allot 30K for repairs. If you're not brand conscious, go for Corolla. Lovelife variants ranges from 200-230, depending on the condition and additional aesthetics of the unit.