Co maker

[dween64]

Mga kasama , bago lang po ako d2 sa forum ng advie.. wala pa akong unit ng advie at plano kong kumuha. I need your advise please ,[Ang co maker ba is mandatory n may trabaho or business as those who experienced n mag loan ng advie ( assuming my wife to be my co maker ) ? OFW po ako at nkktulong ang forum n ito for some info with regards to unit of advie. I hope someone can help me about this matter.

[archielew]

Kung may asawa ka alam ko automatic talaga sya ang co-maker mo, ke may trabaho sya o wala.

[dween64]

Gandang araw sa inyong lahat na nag reply sa thread ko. Sorry I was late for replying to all your concerned & advised . It really help me so I wished that sometimes I can help also.

Cheers to all Tsikoteers who are willing to help !

[zix888]

Mga kasama , bago lang po ako d2 sa forum ng advie.. wala pa akong unit ng advie at plano kong kumuha. I need your advise please ,[Ang co maker ba is mandatory n may trabaho or business as those who experienced n mag loan ng advie ( assuming my wife to be my co maker ) ? OFW po ako at nkktulong ang forum n ito for some info with regards to unit of advie. I hope someone can help me about this matter.

co-maker needs to be employed. meaning may capacity siya to pay. bottom line, para din siya ang nagloan sa bank, worst comes to worst na hindi ka makabayad, siya ang obligated na magbayad

[xwangbu]

misis ko wala work pero sya co-maker ko sa BPI sa auto loan.

or dahil magiging conjugal property yun kaya pwede kahit walang work si misis?

[shadow]

co-maker needs to be employed. meaning may capacity siya to pay. bottom line, para din siya ang nagloan sa bank, worst comes to worst na hindi ka makabayad, siya ang obligated na magbayad

not true...lalo na pag spouse

[victorevolution]

not true...lalo na pag spouse

hundred percent true since ang pinaguusapan natin dito ay chattel mortgage ng auto hence automatic comaker ang spouse kahit unemployed

saan pa kailangan may pirma ang legitimate spouse- pag magbabenta kayo ng conjugal property etc...

di ba sinagot ng agent mo yan? libre magtanong sa agent and bago ka bumili meron mag eexplain niyan basta magtanong ka lang

HUWAG MAHIYA MAGTANONG =)

[yebo]

1. You only need a co-maker if you are single, especially if it is your first time to get a loan. After your first loan and your credit rating is good (no missed payments) the banks will no longer require a co-maker. However if you have a credit card and have a very good credit rating you can ask the bank to wave this requirement (especially if you get the loan from the bank that issued your cc).

2. If you are married your spouse is automatically your co-maker. Your spouse does not need to be employed.

[dween64]

Gandang araw sa inyong lahat na nag reply sa thread ko. Sorry I was late for replying to all your concerned & advised . It really help me so I wished that sometimes I can help also.

Cheers to all Tsikoteers who are willing to help !