2015 Mitsubishi Lancer Ex GT-A 2.0G CVT (CBU JAPAN)

[khenma0928]

Hi guyz...

What can you say about the Lancer CBU Japan?

Thinking too much of this car, if this will be a worthy car. Im about to buy my firsy brand new car.

It's SRP is 1,235,000 But the dealer gave me a huge discount - 197,000 & the lowest All in Downpayment i got is 23k. Amd the monthly is 25k

Common Freebies as well.


What do you think?

[testament11]

Hi guyz...

What can you say about the Lancer CBU Japan?

Thinking too much of this car, if this will be a worthy car. Im about to buy my firsy brand new car.

It's SRP is 1,235,000 But the dealer gave me a huge discount - 197,000 & the lowest All in Downpayment i got is 23k. Amd the monthly is 25k

Common Freebies as well.


What do you think?

Mahal ang quote sa iyo. Sa bangko ka lumapit at mag-apply ng loan instead na sa dealer. Mataas nga lang money out mo pag sa bank pero mas makakatipid ka nang at least 100k dahil mas mababa ang monthly sa bangko

[Walter]

Best to wait for the new Honda Civic. This car is so old.

[khenma0928]

Mahal ang quote sa iyo. Sa bangko ka lumapit at mag-apply ng loan instead na sa dealer. Mataas nga lang money out mo pag sa bank pero mas makakatipid ka nang at least 100k dahil mas mababa ang monthly sa bangko

Oo nga po eh... Nagpaquote aq 17k monthly pero cashout q ay 266k dapat
.

[testament11]

Oo nga po eh... Nagpaquote aq 17k monthly pero cashout q ay 266k dapat
.

Kaya nga, mas makakatipid ka pag sa bangko ka lalapit. Its up to you, 100k+ din na difference yan kung sakali

[khenma0928]

Kaya nga, mas makakatipid ka pag sa bangko ka lalapit. Its up to you, 100k+ din na difference yan kung sakali

kaso di ko pa kaya ang cash out nila haha ang laklaki

[khenma0928]

Kaya nga, mas makakatipid ka pag sa bangko ka lalapit. Its up to you, 100k+ din na difference yan kung sakali

kaso di ko pa kaya ang cash out nila haha ang laklaki

[khenma0928]

Ano po bang downside ng lancer aside from being old?

[dct]

Payo lang sir. Wag mo masamain ah. Di ka pa ata ready na bumili ng brand new kahit hindi lancer. Baka mabitin ang 100k mo. At mauwi lang sa hatak. Sayang lang ang lahat ng huhulugan mo. Ang daming expense. Gas, parking, maintenance, insurance, rehistro at kung ano ano pa. Ipon pa sir

[ano727]

Hi guyz...

What can you say about the Lancer CBU Japan?

Thinking too much of this car, if this will be a worthy car. Im about to buy my firsy brand new car.

It's SRP is 1,235,000 But the dealer gave me a huge discount - 197,000 & the lowest All in Downpayment i got is 23k. Amd the monthly is 25k

Common Freebies as well.

What do you think?

Bro, which dealer/branch still has GTA stocks? I was looking for one recently, and no more stocks available na raw for any Lancer EX variant.

Why GTA by the way? There are many other options, and for Lancer EX if they have stocks, there are also more affordable variants like MX, GLS or GLX.

[jaggerx3]

Seaman din father ko. Noon kahit afford namin mag low down di kami kumuha ng brand new. Ilang years kami nag tiis ng second hand na sasakyan. Vios then Revo pinakamatagal namin na gamit. Since depreciating ang value ng sasakyan di talaga yan inuna niya bilhin noon. Kahit ilang low down na nag alok sa kanya. Then nung tumagal an na promote siya sa barko at may ipon na pang down na mas malaki (40%) tsaka siya kumuha ng GS. It's worth the wait, mas natuwa siya sa GS compared sa ina eye niya noon.na Fortuner na low down.
Kaya tiis tiis lang TS and find a right car for you na magagamit mo all around.

[Calistro]

Seaman din father ko. Noon kahit afford namin mag low down di kami kumuha ng brand new. Ilang years kami nag tiis ng second hand na sasakyan. Vios then Revo pinakamatagal namin na gamit. Since depreciating ang value ng sasakyan di talaga yan inuna niya bilhin noon. Kahit ilang low down na nag alok sa kanya. Then nung tumagal an na promote siya sa barko at may ipon na pang down na mas malaki (40%) tsaka siya kumuha ng GS. It's worth the wait, mas natuwa siya sa GS compared sa ina eye niya noon.na Fortuner na low down.
Kaya tiis tiis lang TS and find a right car for you na magagamit mo all around.

My father in law, who is also a seaman, always recounts tales of his comrades. At the end of their careers, they never had any money left to keep, as they treated their wages as if it would never run out.

[khenma0928]

Thanks po sa advice.. Sa tingin nyo po di ko parin ba dapat magavail kahit kikita ako ng $2500 per month starting january?

[SkyFlakes88]

Thanks po sa advice.. Sa tingin nyo po di ko parin ba dapat magavail kahit kikita ako ng $2500 per month starting january?

Mas maganda sir kung malaki dp nyo para makamenos sa interest. Anyway sasakay na kayo why not save the money first then pag pababa na kayo saka na kayo bumili para yun bagong kotse nyo na susundo sa inyo sa airport.[emoji4]

[jut703]

Thanks po sa advice.. Sa tingin nyo po di ko parin ba dapat magavail kahit kikita ako ng $2500 per month starting january?

$2500 per month, for how long? Malaki ipon as seaman kasi wala kang gastos sa barko. Pero pano pag tapos na kontrata mo?

Are you 100% sure you can find a job that will pay as well as your current job, if not better?

I'm sure you noticed that this thread has become a financial advise thread, because honestly we all think it's unwise to spend all your money in a car. Wala ka ngang ipon eh, walang investments, walang insurance.

I would suggest you start with building an emergency fund first, equal to about 6 months of your expenses. This way, hindi man marenew kontrata mo, you have enough buffer to survive a few months as you look for your next job.

Then, I would suggest you start building the habit to invest. Hindi habang-buhay OFW ka na maganda sweldo. Ang dami nang kwento ng mga OFW na nauwi rin sa wala kasi yung kinita nila nung OFW sila eh ginastos din lahat. Invest maybe 30-50% of your salary in stocks/UITF since I assume di naman malaki ginagastos mo per month kasi nga nasa barko ka.

Then make a monthly budget. Kung may pinapadalhan ka ng pera sa Pilipinas, compute mo na magkano yun and ibawas mo na sa budget mo para di mo ginagalaw. Also, set aside your money for savings/investment before even spending a single peso. The formula is not Income - Expenses = Savings. Rather, it's Income - Savings = Expenses. Otherwise, mauubos mo yung pera and at the end of the day wala ka na palang ipon.

Now, back to the car. Ok lang naman bumili ng brand new kung afford mo. Kaso the fact na kakagat ka dun sa mga low DP-high interest scheme definitely means na you're rushing to buy a car. Again, balik tayo sa fact na hindi naman panghabang-buhay ang pagiging OFW. Mas mabuti na yung bumili ka ng secondhand na kotse na nabayaran mo in cash, kaysa may brand new car ka nga, naremata naman kasi hindi mo nabayaran yung monthly kasi tapos na kontrata mo sa barko.

Yung mga sinasabi namin dito eh payo lang naman. If gusto mo talaga kumuha na ng kotse kahit na hindi ka pa financially stable, choice mo yan.

Feeling ko lang kasi, you're getting a new car to feed your ego. Oo mukha kang bigtime kasi may new car ka, baon ka naman sa utang. Mas nakakaimpress for me yung taong secondhand lang yung sasakyan pero maraming ipon at investment.

But again, at the end of the day. Pera mo yan. Buhay mo yan. Just know the risks and consequences of what you plan to do. Good luck.

Sent from my SM-N910C using Tapatalk

[nelany]

$2500 per month, for how long? Malaki ipon as seaman kasi wala kang gastos sa barko. Pero pano pag tapos na kontrata mo?

Are you 100% sure you can find a job that will pay as well as your current job, if not better?

I'm sure you noticed that this thread has become a financial advise thread, because honestly we all think it's unwise to spend all your money in a car. Wala ka ngang ipon eh, walang investments, walang insurance.

I would suggest you start with building an emergency fund first, equal to about 6 months of your expenses. This way, hindi man marenew kontrata mo, you have enough buffer to survive a few months as you look for your next job.

Then, I would suggest you start building the habit to invest. Hindi habang-buhay OFW ka na maganda sweldo. Ang dami nang kwento ng mga OFW na nauwi rin sa wala kasi yung kinita nila nung OFW sila eh ginastos din lahat. Invest maybe 30-50% of your salary in stocks/UITF since I assume di naman malaki ginagastos mo per month kasi nga nasa barko ka.

Then make a monthly budget. Kung may pinapadalhan ka ng pera sa Pilipinas, compute mo na magkano yun and ibawas mo na sa budget mo para di mo ginagalaw. Also, set aside your money for savings/investment before even spending a single peso. The formula is not Income - Expenses = Savings. Rather, it's Income - Savings = Expenses. Otherwise, mauubos mo yung pera and at the end of the day wala ka na palang ipon.

Now, back to the car. Ok lang naman bumili ng brand new kung afford mo. Kaso the fact na kakagat ka dun sa mga low DP-high interest scheme definitely means na you're rushing to buy a car. Again, balik tayo sa fact na hindi naman panghabang-buhay ang pagiging OFW. Mas mabuti na yung bumili ka ng secondhand na kotse na nabayaran mo in cash, kaysa may brand new car ka nga, naremata naman kasi hindi mo nabayaran yung monthly kasi tapos na kontrata mo sa barko.

Yung mga sinasabi namin dito eh payo lang naman. If gusto mo talaga kumuha na ng kotse kahit na hindi ka pa financially stable, choice mo yan.

Feeling ko lang kasi, you're getting a new car to feed your ego. Oo mukha kang bigtime kasi may new car ka, baon ka naman sa utang. Mas nakakaimpress for me yung taong secondhand lang yung sasakyan pero maraming ipon at investment.

But again, at the end of the day. Pera mo yan. Buhay mo yan. Just know the risks and consequences of what you plan to do. Good luck.

Sent from my SM-N910C using Tapatalk

Agree! Mas maganda yung walang utang if possible. Walang hahabol sa iyo.

[dct]

$2500 per month, for how long? Malaki ipon as seaman kasi wala kang gastos sa barko. Pero pano pag tapos na kontrata mo?

Are you 100% sure you can find a job that will pay as well as your current job, if not better?

I'm sure you noticed that this thread has become a financial advise thread, because honestly we all think it's unwise to spend all your money in a car. Wala ka ngang ipon eh, walang investments, walang insurance.

I would suggest you start with building an emergency fund first, equal to about 6 months of your expenses. This way, hindi man marenew kontrata mo, you have enough buffer to survive a few months as you look for your next job.

Then, I would suggest you start building the habit to invest. Hindi habang-buhay OFW ka na maganda sweldo. Ang dami nang kwento ng mga OFW na nauwi rin sa wala kasi yung kinita nila nung OFW sila eh ginastos din lahat. Invest maybe 30-50% of your salary in stocks/UITF since I assume di naman malaki ginagastos mo per month kasi nga nasa barko ka.

Then make a monthly budget. Kung may pinapadalhan ka ng pera sa Pilipinas, compute mo na magkano yun and ibawas mo na sa budget mo para di mo ginagalaw. Also, set aside your money for savings/investment before even spending a single peso. The formula is not Income - Expenses = Savings. Rather, it's Income - Savings = Expenses. Otherwise, mauubos mo yung pera and at the end of the day wala ka na palang ipon.

Now, back to the car. Ok lang naman bumili ng brand new kung afford mo. Kaso the fact na kakagat ka dun sa mga low DP-high interest scheme definitely means na you're rushing to buy a car. Again, balik tayo sa fact na hindi naman panghabang-buhay ang pagiging OFW. Mas mabuti na yung bumili ka ng secondhand na kotse na nabayaran mo in cash, kaysa may brand new car ka nga, naremata naman kasi hindi mo nabayaran yung monthly kasi tapos na kontrata mo sa barko.

Yung mga sinasabi namin dito eh payo lang naman. If gusto mo talaga kumuha na ng kotse kahit na hindi ka pa financially stable, choice mo yan.

Feeling ko lang kasi, you're getting a new car to feed your ego. Oo mukha kang bigtime kasi may new car ka, baon ka naman sa utang. Mas nakakaimpress for me yung taong secondhand lang yung sasakyan pero maraming ipon at investment.

But again, at the end of the day. Pera mo yan. Buhay mo yan. Just know the risks and consequences of what you plan to do. Good luck.

Sent from my SM-N910C using Tapatalk

Exactly what's OB is saying. Feeding the ego. Nabasa siguro mga post ni OB. Haha

[khenma0928]

$2500 per month, for how long? Malaki ipon as seaman kasi wala kang gastos sa barko. Pero pano pag tapos na kontrata mo?

Are you 100% sure you can find a job that will pay as well as your current job, if not better?

I'm sure you noticed that this thread has become a financial advise thread, because honestly we all think it's unwise to spend all your money in a car. Wala ka ngang ipon eh, walang investments, walang insurance.

I would suggest you start with building an emergency fund first, equal to about 6 months of your expenses. This way, hindi man marenew kontrata mo, you have enough buffer to survive a few months as you look for your next job.

Then, I would suggest you start building the habit to invest. Hindi habang-buhay OFW ka na maganda sweldo. Ang dami nang kwento ng mga OFW na nauwi rin sa wala kasi yung kinita nila nung OFW sila eh ginastos din lahat. Invest maybe 30-50% of your salary in stocks/UITF since I assume di naman malaki ginagastos mo per month kasi nga nasa barko ka.

Then make a monthly budget. Kung may pinapadalhan ka ng pera sa Pilipinas, compute mo na magkano yun and ibawas mo na sa budget mo para di mo ginagalaw. Also, set aside your money for savings/investment before even spending a single peso. The formula is not Income - Expenses = Savings. Rather, it's Income - Savings = Expenses. Otherwise, mauubos mo yung pera and at the end of the day wala ka na palang ipon.

Now, back to the car. Ok lang naman bumili ng brand new kung afford mo. Kaso the fact na kakagat ka dun sa mga low DP-high interest scheme definitely means na you're rushing to buy a car. Again, balik tayo sa fact na hindi naman panghabang-buhay ang pagiging OFW. Mas mabuti na yung bumili ka ng secondhand na kotse na nabayaran mo in cash, kaysa may brand new car ka nga, naremata naman kasi hindi mo nabayaran yung monthly kasi tapos na kontrata mo sa barko.

Yung mga sinasabi namin dito eh payo lang naman. If gusto mo talaga kumuha na ng kotse kahit na hindi ka pa financially stable, choice mo yan.

Feeling ko lang kasi, you're getting a new car to feed your ego. Oo mukha kang bigtime kasi may new car ka, baon ka naman sa utang. Mas nakakaimpress for me yung taong secondhand lang yung sasakyan pero maraming ipon at investment.

But again, at the end of the day. Pera mo yan. Buhay mo yan. Just know the risks and consequences of what you plan to do. Good luck.

Sent from my SM-N910C using Tapatalk

Hihihi.. Matagal ko n kasi gusto ung lancer ex....😀... Since 2009 ...2nd yr college plng aq nun 😀 dapat last year p q bibili... Pero ung pera ginamit q nlng pang prc exam ko... Pasado nmn.. Top 10😂... Since one and only son aq.. Sila father ang bhala... Hihihi

[oliver1013]

Im all in with what you guys are sayin, but it seems TS really wants this car.

Mangungunsinti ako ngayon hehe.

TS mukhang bata ka pa naman, nakita mo naman na ang payo ng iba dito, actually tama sila pero kung type mo talaga ito, nasa sa iyo yan, go for it.

Pero sana tingnan mo ibang options. Daming bago labas na maliit na SUV tulad ng chevy trax, nissan juke, honda hrv. Tapos yung mga nauna na tulad ng XV, ecosport at jimny. Magkakaroon a ng ata ng cx3.

So ara sulit yung all in money mo sa auto kuha ka na ng bago bago.

[oliver1013]

Im all in with what you guys are sayin, but it seems TS really wants this car.

Mangungunsinti ako ngayon hehe.

TS mukhang bata ka pa naman, nakita mo naman na ang payo ng iba dito, actually tama sila pero kung type mo talaga ito, nasa sa iyo yan, go for it.

Pero sana tingnan mo ibang options. Daming bago labas na maliit na SUV tulad ng chevy trax, nissan juke, honda hrv. Tapos yung mga nauna na tulad ng XV, ecosport at jimny. Magkakaroon a ng ata ng cx3.

So ara sulit yung all in money mo sa auto kuha ka na ng bago bago.