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  1. Join Date
    Aug 2017
    Posts
    870
    #7041
    Quote Originally Posted by ged View Post
    Medyo complicated eh. Currently meron kameng house loan sa bank namen (BDO) kaya medyo hindi sure kung maapprove pa for another loan, honestly kaya naman ng sahod for another loan. But before that, nagtry nadin kame mag apply ng car loan from other banks (Metrobank and PNB) pero di kame maapprove kasi daw homebased ang job namen/freelancer. Weird lang din na naapprove yung home loan namen sa BDO which is 3x ng value ng car to be loaned. And again, kaya ng sahod namen pagsabayin yung house and car. And si misis, ayaw na daw nya ng hassle since hirap nga maapprove sa bank kaya in house na lang since based naman don sa computation namen, parang 100k lang naman ang difference ng bank vs. inhouse after 5 years, and yun nga less hassle pa.



    Could I ask for a discount (on top of low DP) o yun na talaga price nun since wala namang nasabi sameng may discount sila on their units? Or pedeng, meron talagang discount pa silang pedeng ibigay, pero hindi lang nila sinasabi until you asked?
    Try to ask for other casa to compare. It must be less the discount first and recompute for monthly. SA will not tell you that as long na di ka magtatanong. Remember sales is a commission basis to earn extra income.

    Sent from my Pocophone using Tapatalk

  2. Join Date
    Apr 2018
    Posts
    65
    #7042
    Quote Originally Posted by mda View Post
    If 100k is so easy to come by, edi by all means go ahead with the transaction as is... Just additional perspective.
    Pero syempre sayang pa din kung may discount.. ehehe

    Quote Originally Posted by montro View Post
    Try to ask for other casa to compare. It must be less the discount first and recompute for monthly. SA will not tell you that as long na di ka magtatanong. Remember sales is a commission basis to earn extra income.

    Sent from my Pocophone using Tapatalk
    Will ask the SA kung may discount pa siyang mabibigay. From 3 dealers kasi, yun na pinakamababa and wala nga silang nabanggit saken regarding discount.

    Additional question na din, bumababa ba ang price pag Nov and/or Dec and/or January next year?

  3. Join Date
    Aug 2017
    Posts
    870
    #7043
    Quote Originally Posted by ged View Post
    Pero syempre sayang pa din kung may discount.. ehehe



    Will ask the SA kung may discount pa siyang mabibigay. From 3 dealers kasi, yun na pinakamababa and wala nga silang nabanggit saken regarding discount.

    Additional question na din, bumababa ba ang price pag Nov and/or Dec and/or January next year?
    Some casa give year-end promos kung di pa sila quota. But Mitsubishi Montero is leading the sales in ppv's this year so meaning marami ng casa ang nakaquota.hehe.

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  4. Join Date
    Oct 2012
    Posts
    4,851
    #7044
    Yes, there’s no harm in asking for discount...

    For sure meron yan kasi inhouse... [emoji4] pero make sure to copy your totAl amount paid before the discount so you can compare... mga marurunong yang mga agent, babawian ka sa monthly... hehe...
    baka 10k discount lang ang ending though infront sasabihin na 100k hehehe


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  5. Join Date
    Mar 2008
    Posts
    54,627
    #7045
    these guys are experts at hiding expenses.
    they can give you a 100K discount up front, but when you compute the monthlies etc, regular price pala ang sum total.
    go over the payment scheme with a fine tooth comb and a good calculator.
    and have available, figures from previous non-discounted schemes, to compare against.

    even cash purchases can be made to look "discounted".
    50K discount nga, but the formerly-available free 1 yr compre and LTO are not there anymore.

    that is, if you are counting on the discounts to help decide for you, what to buy next.
    Last edited by dr. d; October 29th, 2018 at 11:55 PM.

  6. Join Date
    Apr 2018
    Posts
    65
    #7046
    Thanks for the suggestions/advices.

    Sorry cant help but I want to share my computation... eheh to check if I did it correctly or not

    Thanks again, really learning a lot.

    Nasa 300+ page napala na ko ng thread na to...


  7. Join Date
    Oct 2009
    Posts
    1,529
    #7047
    Quote Originally Posted by ged View Post
    Thanks for the suggestions/advices.

    Sorry cant help but I want to share my computation... eheh to check if I did it correctly or not

    Thanks again, really learning a lot.

    Nasa 300+ page napala na ko ng thread na to...

    Unreadable bro..


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  8. Join Date
    Mar 2008
    Posts
    54,627
    #7048
    Quote Originally Posted by ged View Post
    Thanks for the suggestions/advices.

    Sorry cant help but I want to share my computation... eheh to check if I did it correctly or not

    Thanks again, really learning a lot.

    Nasa 300+ page napala na ko ng thread na to...

    why are the insurance figures' differences not commensurate to the differences in car price?... same with the mortgage fees...?
    are they rounded figures?

  9. Join Date
    Mar 2004
    Posts
    10,314
    #7049
    Quote Originally Posted by ged View Post
    Weird lang din na naapprove yung home loan namen sa BDO which is 3x ng value ng car to be loaned.

    The value of real estate appreciates while a vehicle will depreciate ...

  10. Join Date
    Apr 2018
    Posts
    65
    #7050
    Thanks sa mga inputs. Ngayon ko lang narealize yung regarding sa appre/depreciation value ng property kaya naapprove.. eheh

  11. Join Date
    Jan 2017
    Posts
    81
    #7051
    2017 Montero model.During 10k and 20k PMS my tire rotation na kasama, napansin ko lang hindi nila binabalance pagkatapos. Ok lang ba yun?

  12. Join Date
    Nov 2008
    Posts
    210
    #7052
    Quote Originally Posted by Kevintot View Post
    2017 Montero model.During 10k and 20k PMS my tire rotation na kasama, napansin ko lang hindi nila binabalance pagkatapos. Ok lang ba yun?
    Hindi talaga binabalance yan unless you replace your tire or rims

    Sent from my SM-A720F using Tapatalk

  13. Join Date
    Jan 2017
    Posts
    81
    #7053
    Quote Originally Posted by alrorskyz View Post
    Hindi talaga binabalance yan unless you replace your tire or rims

    Sent from my SM-A720F using Tapatalk
    Ok thanks. Napansin ko lang yung sakin pag di makinis yung daan ramdam talaga ung gaspang. normal lang ba un? 33psi lahat ng gulong ko

  14. Join Date
    Nov 2008
    Posts
    210
    #7054
    Quote Originally Posted by Kevintot View Post
    Ok thanks. Napansin ko lang yung sakin pag di makinis yung daan ramdam talaga ung gaspang. normal lang ba un? 33psi lahat ng gulong ko
    What is your ride before? Remember si montero is ladder type frame, infact from a pickup frame, not comfortable as of those unibody or monocoque type

    Sent from my SM-A720F using Tapatalk

  15. Join Date
    Sep 2014
    Posts
    8,492
    #7055
    kung sa 2019 eto na ang facelift Montero, parang walang sense bumile ngaun Pasko kasi ilan buwan lang mas astig na ang harap ng monty


  16. Join Date
    Apr 2018
    Posts
    65
    #7056
    Hmm, got approved and will then pay for the DP. What could I ask/confirm/request on or after the deal? TIA

  17. Join Date
    Jul 2007
    Posts
    25
    #7057
    Quote Originally Posted by Kevintot View Post
    2017 Montero model.During 10k and 20k PMS my tire rotation na kasama, napansin ko lang hindi nila binabalance pagkatapos. Ok lang ba yun?

    Ok lang sir. Same with my 10K PMS. Nanibago lang ako on the first ride pero after that back to normal na. Pa calibrate mo na lang ung TPMS for the corresponding location ng tire.

  18. Join Date
    Apr 2018
    Posts
    65
    #7058
    Meron po ba kayong alam na owner's manual link/downloaded file ng Montero 2018? Thanks

  19. Join Date
    Jun 2016
    Posts
    21
    #7059
    Hi mga sir. Good evening po.
    2 yrs na yung montero namin ni misis (2016 model)

    Ngayon nagkaproblema kami sa aircon sa harapan.
    Nawala po yung lamig then sa likod ok naman.
    Dinala namin sa casa ang sabi namin. 1800 daw yung valve something. ( si misis kasi kausap kasi wala ako nung nagpunta casa) then 10k daw ang service kasi marami daw gagawin. Tas 2 days work daw siya.

    Hindi alam kung anong valve yun na barado daw pero base on my understanding kubg barado yun diba dapat linisin lang. At parang di naman makatarungan ang 10k para 1.8k na price ng parts na dapat palitan.

    Meron na po ba dito nakaencounter ng same case nun samin? Kasi baka kaya i-diy naman po.
    Hindi gumagana lamig ng aircon sa harap pero sa likod ay ok.ok din naman daw yung freon. Thanks

  20. Join Date
    Nov 2008
    Posts
    210
    #7060
    Most likely expansion valve, mahal pala ng labor no

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2016 Mitsubishi Montero