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  1. Join Date
    Jul 2012
    Posts
    215
    #501
    Quote Originally Posted by simon_benedict View Post
    first time car buyer here kung sakali, ask ko lang mga sir kung pwede ito sa financing and magkano kaya ang computation nito, thanks in advance
    usually nasa 5% per year ang interest ng auto loan give or take .5 % per year pa.

    so kung 5 years nasa 25-28% interest.

  2. Join Date
    Apr 2012
    Posts
    151
    #502
    Quote Originally Posted by MITSUKAL View Post
    *nrthstr wala pa. Medyo slim ang chance or by the time na siguro my mga unit na dun pa lang malalaman kung makakahirit ng free lto. We can say as of now need pa bayaran ang lto reg.
    Wow, pag nagkataon, alam n ntin sn gagamitin 15k =p

  3. Join Date
    Jul 2005
    Posts
    33
    #503
    salamat po sa mga sumagot, medyo malaki din pala ang intereset.
    isa pa pong question, magkano po kaya ang downpayment nito? bukod po sa 10k na reservation
    gusto ko po kasing ma-estimate muna kung kaya ko nga ang downpayment and monthly for 4 or 5years.
    thanks in advance po ulit

  4. Join Date
    Jul 2012
    Posts
    215
    #504
    Quote Originally Posted by simon_benedict View Post
    salamat po sa mga sumagot, medyo malaki din pala ang intereset.
    isa pa pong question, magkano po kaya ang downpayment nito? bukod po sa 10k na reservation
    gusto ko po kasing ma-estimate muna kung kaya ko nga ang downpayment and monthly for 4 or 5years.
    thanks in advance po ulit
    usually 20% ang minimum downpayment ng mga banks (though there are a few na pumapayag sa 15%), tapos yung 80% plus interest payable in terms (60 months, 48 months, 36 months, 24 months, 12 months)

    Minimum amount loanable sa banks ay usually PhP100,000

    Take note wala pa dyan ang Insurance, LTO registration, Chattel mortgage

    so you need to factor in those things.

    Kaya kami ni misis nag-iipon ng malaking pangdown para maliit na lang bang uutangin sa banks at syempre pag maliit ang utang maliit din ang patutubuan

  5. Join Date
    Sep 2012
    Posts
    4
    #505
    here is the quote i got from psbank

    TERM 60 months
    SRP 638,000.00
    Downpayment 20% 122,600.00

    chattel mortgage 12,096.00
    3 yrs LTO (miscellaneous)*** free
    insurance with aog*** 25,577.00

    total cash out 160,273.00
    discount
    net cash out 160,273.00

    monthly amortization 10,594.00
    what do you think?

  6. #506
    the international website (non country specific) of the Mitsubishi Mirage - complete with downloadable brochure:

    http://www.new-mirage.com

  7. Join Date
    Jul 2008
    Posts
    292
    #507
    Quote Originally Posted by klyan_slater View Post
    here is the quote i got from psbank

    TERM 60 months
    SRP 638,000.00
    Downpayment 20% 122,600.00

    chattel mortgage 12,096.00
    3 yrs LTO (miscellaneous)*** free
    insurance with aog*** 25,577.00

    total cash out 160,273.00
    discount
    net cash out 160,273.00

    monthly amortization 10,594.00
    what do you think?
    sobrang baba na yan sir, 23.329% for 5 years, tapos free LTO pa? oma ba yan sir?

  8. Join Date
    Sep 2012
    Posts
    51
    #508
    just to have an idea, ano ba yung kaparehas na color ng "savannah white"?

    it is just the usual white (well, not like a taxi) or like "white pearl" white?

  9. Join Date
    Aug 2012
    Posts
    63
    #509
    Quote Originally Posted by rene_tagle View Post
    sobrang baba na yan sir, 23.329% for 5 years, tapos free LTO pa? oma ba yan sir?
    Sorry, noob here. Ano po ba yung OMA?

  10. Join Date
    Jul 2008
    Posts
    292
    #510
    Quote Originally Posted by chewycandy View Post
    just to have an idea, ano ba yung kaparehas na color ng "savannah white"?

    it is just the usual white (well, not like a taxi) or like "white pearl" white?
    kaparehas lang siguro ng white montero yang savannah white.

2013 Mitsubishi Mirage