Got this from an e-mail

The Wit and Class of a Filipino

A Filipino walks into a bank in New York City and asks for the loan officer.

He tells the loan officer that he is going to the Philippines on business
for two weeks and needs to borrow $5,000.

The bank officer tells him that the bank will need some form of security for

the loan, so the Filipino hands over the keys of a new Ferrari.
The car is parked on the street in front of the bank.
The Filipino produces the title and everything checks out.

The loan officer agrees to accept the car as collateral for the loan.
The bank's president and its officers all enjoy a good laugh at the Pinoy
for using a $250,000 Ferrari as collateral against a $5,000 loan. An
employee of the bank then drives the Ferrari into the ban! k's underground
garage and parks it there.

Two weeks later, the Pinoy returns, repays the $5,000 and the interest,
which comes to $15.41. The loan officer says, "Sir, we are very happy to
have had your business, and this transaction has worked out very nicely, but

we are a little puzzled. While you were away, we checked you out and found
that you are a multimillionaire. What puzzles us is, why would you bother to

borrow $5,000?"

The Pinoy replies: "Where else in New York City can I park my car for two
weeks for only $15.41 and expect it to be there when I return?"