Who is the right beneficiary?

[1D4LV]

if you are talking about a life insurance "beneficiary", it should be the first, the common-law wife and the kid.

if yung wife eh hindi sila kasal, it should be the kid only, but there should be a trustee, in your case, the parents of the insured. the parents of the insured cannot get the proceeds of the policy until the child reaches legal age. they can only sign or represent the child on some legal matters and documentation.

pero mukhang hindi naman life insurance policy pinaguusapan dito eh. baka lang may similarity.

[1D4LV]

Yari ang mag-ina kung hindi nakalagay as a beneficiary. Kahit pa walang trabaho at hirap pag-aralin ang anak, walang matatanggap yan. Konsiderasyon na lang ng nanay ng namatay na bigyan ng pera ang live-in GF at anak.

nangyayari yan pre.... there are instances wherein pag namatay yung insured, kala nung immediate family, sila yung beneficiaries, pero hindi pala....kasi may ibang pamilya pala (original family)yung insured.

[niky]

Under law, the beneficiary is the child, even if he/she is not acknowledged. Illegitimate children are entitled to about 1/10th the benefits of legitimate heirs, but in this case, as the only child, he/she is entitled to it all. Thus the money would go to the caretaker of the child, be it the mother of the child or some other relative.

But if the worker was also supporting his mother, you should also give something.

I agree that you should review your options and the SSS benefits that the worker was entitled to. Sayang, dapat may workplace insurance din yun, kahit contractual labor.

[j_avonni]

Under law, the beneficiary is the child, even if he/she is not acknowledged. Illegitimate children are entitled to about 1/10th the benefits of legitimate heirs, but in this case, as the only child, he/she is entitled to it all. Thus the money would go to the caretaker of the child, be it the mother of the child or some other relative.

But if the worker was also supporting his mother, you should also give something.

I agree that you should review your options and the SSS benefits that the worker was entitled to. Sayang, dapat may workplace insurance din yun, kahit contractual labor.

Here are the developments:

Our request for the birth certificate of the deceased and the birth certificate of the child has not been submitted to us.

The victim's mother agreed for the settlement as follows: 60% to her and 40% to her grandson.

Do you think this is already OK?

[111prez]

Here are the developments:

Our request for the birth certificate of the deceased and the birth certificate of the child has not been submitted to us.

The victim's mother agreed for the settlement as follows: 60% to her and 40% to her grandson.

Do you think this is already OK?

since wala ka namang legal obligation to give them any benefits, then any percentage allotment is okay and does not really matter as far as you are concerned. if any of them (mother side or son side) will complain, they do not have any legal cause of action against you anyway to compel you to take what you gave to the other side and give it to them

i would have opted to give both 50% equally para walang away, fair and equal sa dalawang panig.

[nicolodeon]

If the woman is not the legal wife then she should not receive your financial assistance. However, if the deceased had duly recognized his child to that woman by signing the birth certificate, then the child should receive the financial assistance.

But I think your 50/50 proposal would work.

[j_avonni]

We have just given our financial assistance to:

His mother - 50%
His son - 50%

Everything is now settled.

Thanks for your replies and suggestions.