Just from my username, need I say more? I always remember the time I bought a Php15k Creative music player just to get the 4GB CF microdrive to use with my Php130k DSLR. Now you could buy an equivalent 16GB CF (or SD) for almost 1/15th the price. LOL! An equivalent DSLR might be 1/4th the price I paid before. My Philips CRT TV I'm still using now was bought for P50k 2nd hand. So basically my indulgences were mostly with electronic (audio/ video/ photo/ computers) gears. But otherwise, I am also a very frugal person being a promdi at heart.