What Are You Thinking About?

[dr. d]

I was talking to a filipina studying in the US for college. She wanted to move back since she didn’t like the idea of getting a Student Loan. She said usually, your’e way into your 40’s before you fully pay for it & only then can you be financially free.


Sent from my iPad using Tapatalk

she can always pay the loan off in full, ahead of schedule.

what's with these kids nowadays?

[chronicle]

Just got me thinking, mini and Kags never interacted ever here in the board. Never quotes each other's posts. Never addresses each other even. [emoji23]


Sent from my iPhone using Tapatalk

That's what i noticed too.
They seldom exist in the same thread. And if they do, they never quoted each other.
Alam na din naman ng lahat. Heheh

Sent from my BLL-L22 using Tapatalk

[shadow]

she can always pay the loan off in full, ahead of schedule.

what's with these kids nowadays?

How?


Sent from my iPhone using Tapatalk

[shadow]

That's what i noticed too.
They seldom exist in the same thread. And if they do, they never quoted each other.
Alam na din naman ng lahat. Heheh

Sent from my BLL-L22 using Tapatalk

But to be fair I still think they're not the same person.


Sent from my iPhone using Tapatalk

[dr. d]

How?


Sent from my iPhone using Tapatalk

are we thinking of the mechanism, or are we thinking of the wherewithal?

[shadow]

are we thinking of the mechanism, or are we thinking of the wherewithal?

Latter.


Sent from my iPhone using Tapatalk

[dr. d]

Just got me thinking, mini and Kags never interacted ever here in the board. Never quotes each other's posts. Never addresses each other even. [emoji23]


Sent from my iPhone using Tapatalk

mini is maginoo pero medyo bastos. and he purportedly likes diesels.
kags is napakadumi ng bunganga, speaks almost cryptically in many instances (had to read his posts slowly and several times, to get the message), and likes gasoline vehicles.

one would have to keep a written, running log on what the guy says in both guises, if one has to keep up with his ideas and still not trip over his own shoelaces.

- - - - - - - - - - - - - - - - - - - - - -

Latter.


Sent from my iPhone using Tapatalk

bayaran niya pagkatapos niyang mag-graduate at nakakuha na ng trabaho, at naka-ipon na ng malaki-laking halaga.

[shadow]

mini is maginoo pero medyo bastos. and he purportedly likes diesels.
kags is napakadumi ng bunganga, speaks almost cryptically in many instances (had to read his posts slowly and several times, to get the message), and likes gasoline vehicles.

one would have to keep a written, running log on what the guy says in both guises, if one has to keep up with his ideas and still not trip over his own shoelaces.

- - - - - - - - - - - - - - - - - - - - - -



bayaran niya pagkatapos niyang mag-graduate at nakakuha na ng trabaho, at naka-ipon na ng malaki-laking halaga.

Hinde nga makaipon karamihan dahil nagbabayad lang ng loans plus living expenses.


Sent from my iPhone using Tapatalk

[sparc179]

Just got me thinking, mini and Kags never interacted ever here in the board. Never quotes each other's posts. Never addresses each other even. [emoji23]


Sent from my iPhone using Tapatalk

I've had this same thought for a while now, I knew I wasn't alone.

It's not a multiple-personality, I hope. LoL.

[bloowolf]

Hinde nga makaipon karamihan dahil nagbabayad lang ng loans plus living expenses.


Sent from my iPhone using Tapatalk

Mahirap magipon. Rent in the US is very high. You really have to know how to budget. Besides, you can’t live with your relatives for free.


Sent from my iPad using Tapatalk

[chronicle]

But to be fair I still think they're not the same person.


Sent from my iPhone using Tapatalk

For how strongly opinionated both characters are, and polar opposites, they sure have massive restraint not to confront each other. [emoji23]

Sent from my BLL-L22 using Tapatalk

[travajante]

Just got me thinking, mini and Kags never interacted ever here in the board. Never quotes each other's posts. Never addresses each other even. [emoji23]


Sent from my iPhone using Tapatalk

That's what i noticed too.
They seldom exist in the same thread. And if they do, they never quoted each other.
Alam na din naman ng lahat. Heheh

Sent from my BLL-L22 using Tapatalk

I think they just PM each other?[emoji4]

Sent from my SM-G970F using Tapatalk

[Sleepcare]

Just got me thinking, mini and Kags never interacted ever here in the board. Never quotes each other's posts. Never addresses each other even. [emoji23]


Sent from my iPhone using Tapatalk

Ang sakit ng tiyan ko kakatawa dito. Akala ko ako lang nakapansin. Hahahahaha

[uls]

Not necessarily


Sent from my iPhone using Tapatalk

akala kasi ng mga tao madali ang buhay sa states

people have to work very hard to stay on the treadmill

many people are 1 accident or medical emergency away from becoming homeless

--

those with student loans (already working) can't afford to buy a house, start a family coz their income goes to paying the student loan + other expenses of course...

ang mahal ng rent kaya di talaga nakakaipon

[uls]

bayaran niya pagkatapos niyang mag-graduate at nakakuha na ng trabaho, at naka-ipon na ng malaki-laking halaga.

pag graduate at nakahanap na ng trabaho doon lang mag uumpisa magbayad ng student loan

kung $40,000 in debt siya (conservative estimate) it will take years to pay off that loan

[CVT]

I was talking to a filipina studying in the US for college. She wanted to move back since she didn’t like the idea of getting a Student Loan. She said usually, your’e way into your 40’s before you fully pay for it & only then can you be financially free.

Sent from my iPad using Tapatalk

That's why some of them are sending their kids somewhere else, like the Philippines, to study and to gain work experience, and then later return to the US to find work....

[CVT]

pag graduate at nakahanap na ng trabaho doon lang mag uumpisa magbayad ng student loan

kung $40,000 in debt siya (conservative estimate) it will take years to pay off that loan

Agree, bro...

Kaya marami,- Community College muna to save on cost... Mahal talagang mag(pa)-aral sa US....

[Egan101]

pag graduate at nakahanap na ng trabaho doon lang mag uumpisa magbayad ng student loan

kung $40,000 in debt siya it will take years to pay off that loan

It's a reality of sorts in the US. Many yuppies are buried in student loan debt. College education is very expensive in the US - good schools would cost around 20k to 30k in a year and the Ivy League schools are twice that amount.

They say there are 3 best ways to get a good college education in the US - you have to be really intelligent (academic scholarships) or you have to very good in sports (NCAA scholarships) or you have to be very rich. If you don't have either of those 3 things, you can get a student loan or join the armed forces to get financial aid from the government.

[bloowolf]

pag graduate at nakahanap na ng trabaho doon lang mag uumpisa magbayad ng student loan

kung $40,000 in debt siya (conservative estimate) it will take years to pay off that loan

That is a very conservative estimate. She was talking about a course in an IVY league school that cost $30k & more a year. Include dorm cost, food, allowances, books & others.


Sent from my iPad using Tapatalk

[uls]

That is a very conservative estimate. She was talking about a course in an IVY league school that cost $30k & more a year. Include dorm cost, food, allowances, books & others.


Sent from my iPad using Tapatalk

yup i know

others are 6 figures in debt