I know some of you will answer ( I will buy these and that etc....)..

But my question is with regards to foreign currency exchange now and the future... have read that by year end, the forecast is 1USD=42PHP, then by next year it will be around 38-39 to 1USD..

SO will it be wise to exchange it now to Peso? than wait coz the value of USD will even go down and I'm gonna lose some more peso...

Or just wait til the USD will go back to 50+ levels which we do not know when will happen again??

WBR,