What is Maximum Amount You Can Lend to House Help/Staff?

[shadow]

I'm assuming nakuha na niya separation pay when he left your employment? So I say just give him 5k max.

Doon siya humiram sa current employer niya.

I hate employees like that na umalis na tapos sa akin pa rin hihiraman kahit nakailan amo na after umalis.

Or mag loan siya sa SSS.



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[_Cathy_]

Yes. We gave him a generous amount when he left.

I feel guilty lang na mapaalis sila sa bahay nila. Iniisip ko baka makarma ako pag ako nangailangan ng tulong, paano kung walang tumulong sakin.

[yebo]

nabigyan naman na pala nung umalis siya sa inyo so you have no obligation to give him anymore. tulong na lang kung gusto mo. 10k max.

[shadow]

Yes. We gave him a generous amount when he left.

I feel guilty lang na mapaalis sila sa bahay nila. Iniisip ko baka makarma ako pag ako nangailangan ng tulong, paano kung walang tumulong sakin.

Why the guilt? You cant solve world's problem.

Employed nama siya ngayon ah. Doon siya hi humingi ng tulong.

Generous na sabi ni yebo na 10k. Pag ako 5k lang bibigay ko baka hinde pa.


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[_Cathy_]

I'll ask my Mom also. Hindi naman nga siya makakapulot ng 10k. I don't know nga why he is having money issues now.

[Walter]

Give 5T ... you have already been generous to him ... he's not working for you anymore ... you cannot help everyone ... some people always have monetary problems here and there ... they are not good at financial management or they just don't earn enough ... either way it's a lose lose situation for you ... help him with the 45T now and in the future he will come back to ask for more help ... it's a never ending story ... it's ok if you have a lot of money ... but as you said you can't afford to "lend" him 45T ...

Sometimes with certain types of people ... "lending" them money is equivalent to giving it to them ... they know you have money and it won't really make you poor if they don't pay you back ...

[unmarked]

Give the former employee the benefit of doubt. It happens we all go thru ups and downs, and sometimes it takes a nice gesture from other people para maka ahon. Give kung san ka comfortable and dont expect anything in return. Do it not bec of karma but bec helping is the right thing to do. This applies to trustworthy people only to wc ikaw lang makakapag sabi. If you cannot give much offer some errands instead bayaran nalang at least he worked for it.

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[_Cathy_]

I spoke to my Mom and she said to lend P30k. I said what everyone advised here that we shouldn't expect that to be paid back so she said P10k and we will all chip in at home so my share will only be P2.5k. We'll see if my Auntie agrees. Still I have a lot of gastos as my Mom's birthday is coming up and I just received my bill from the hospitalization of my 2nd mom. Our former driver texted me 10 pm last night and it looks like he really needs the money today. I'm just inis he asked me Friday only.

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[shadow]

Bakit hinde siya Sa current employer niya himiram?


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[_Cathy_]

Bakit hinde siya Sa current employer niya himiram?


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When he left us kasi it was when his father (or mother) passes away and he said he will be working for his family instead. And I know he does work for his sister. Kakataka lang why he did not borrow from his sister e asenso nga sister niya, they just bought a brand new starex.

[Walter]

When he left us kasi it was when his father (or mother) passes away and he said he will be working for his family instead. And I know he does work for his sister. Kakataka lang why he did not borrow from his sister e asenso nga sister niya, they just bought a brand new starex.

There's your answer ... even his own sister won't lend him ... there must be something you don't know ... anyway, you're willing to give 10T so ...

[_Cathy_]

Should I say tulong na namin yun and no need to pay?

[dr. d]

Should I say tulong na namin yun and no need to pay?

no.
make clear to him that it is a loan.
but don't go knocking on his door later, asking for payment.

[_Cathy_]

My family said okay na kung di makabayad. My problem now is whether to tell him it is still a loan or tulong na. My mom does not want to talk to him. Gusto ako haharap. Grrr.

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[_Cathy_]

He passed by today with his wife and he showed us the demand letter. 43700 nga. We gave him 25k and I hope he can come up with the balance until Apr 29

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[dr. d]

He passed by today with his wife and he showed us the demand letter. 43700 nga. We gave him 25k and I hope he can come up with the balance until Apr 29

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did he explain how it amounted to that much over time?

[_Cathy_]

did he explain how it amounted to that much over time?

No. But it was my Mom who said why did he let it accumulate to that amount. Hehehe.

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[remzam]

Let me be the devil's advocate here:

How sure are you that the money needed is really for the house?

And will you be willing to be that family who will lend him money again when another emergency comes to his family?

Nothing wrong with that. If you have extra money to spare, why not. Like you said, he was a good servant before.

Just laying down possible scenarios. 45k is not a small amount.

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[_Cathy_]

Let me be the devil's advocate here:

How sure are you that the money needed is really for the house?

And will you be willing to be that family who will lend him money again when another emergency comes to his family?

Nothing wrong with that. If you have extra money to spare, why not. Like you said, he was a good servant before.

Just laying down possible scenarios. 45k is not a small amount.

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He showed us the demand letter and computation. My Mom also asked the driver of my Uncle who knows our former driver and lives in the same area if it's true. It's a Gawad kalinga housing.

I will help as long as I am capable. I see our house help as family din kasi. When a family member (someone I treat as my second mother) got hospitalized, it was the wife of our former driver who made bantay at the hospital and I was really grateful for that gesture. Maasahan ko rin naman sila. I feel a little guilty that we were not able to give the whole amount, pero magawaan na siguro niya ng paraan since we gave more than half already.

[shadow]

He showed us the demand letter and computation. My Mom also asked the driver of my Uncle who knows our former driver and lives in the same area if it's true. It's a Gawad kalinga housing.

I will help as long as I am capable. I see our house help as family din kasi. When a family member (someone I treat as my second mother) got hospitalized, it was the wife of our former driver who made bantay at the hospital and I was really grateful for that gesture. Maasahan ko rin naman sila. I feel a little guilty that we were not able to give the whole amount, pero magawaan na siguro niya ng paraan since we gave more than half already.

That's why I always keep the relationship with employees professional.

They always approach my mom when it comes to things like this. They always asked my mom first don't tell me dahil baka daw magalit ako pag himiram sila or Meron kailangan.

If umalis na I don't think it's still obligation na tulungan Sila. Lalo na pag matagal na wala sa employment namin.


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