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  1. Join Date
    Mar 2008
    Posts
    54,642
    #1
    Quote Originally Posted by _Cathy_ View Post
    What do you mean? How can it be a privilege earn less than your expenses?
    "i'll gladly pay you tuesday, for a hamburger today!"
    it works only because somebody allows you. either malaki pagtitiwala nila that you will pay them back, or, they already know you won't pay them back, but they still allow you, anyway.

  2. Join Date
    Jul 2007
    Posts
    57,779
    #2
    Quote Originally Posted by dr. d View Post
    "i'll gladly pay you tuesday, for a hamburger today!"
    it works only because somebody allows you. either malaki pagtitiwala nila that you will pay them back, or, they already know you won't pay them back, but they still allow you, anyway.


    My brother calls it "ilista mo na lang sa tubig"

    When I borrow money from my maternal lola, she tells me just get what I need from her account (I never abuse it though) She was so generous because whenever I drive for her she will give me gas money (more than enough probably 2 full tanks worth) Up until now I still borrow from my Lola, I just ask through prayer :P I know she hears me hehehe

  3. Join Date
    Jan 2016
    Posts
    6,813
    #3
    ayun, sagot ng lola ni doc ang deficit spending nya, very privileged

    Quote Originally Posted by _Cathy_ View Post
    What do you mean? How can it be a privilege earn less than your expenses?

  4. Join Date
    Jul 2007
    Posts
    57,779
    #4
    Quote Originally Posted by papi smith View Post
    ayun, sagot ng lola ni doc ang deficit spending nya, very privileged
    but my maternal lola passed away is 2006. It's very frustrating that I've been working since 2009 and and I don't even have my own car or house/condo.

  5. Join Date
    Nov 2005
    Posts
    45,927
    #5
    Quote Originally Posted by papi smith View Post
    deficit spending is a privilege only a few can enjoy
    how can it be a privilege?

    a regular employee

    pag naubos ang sweldo bago mag payday, diba nangungutang?

    kahit sino nakaka utang naman diba?

  6. Join Date
    Oct 2002
    Posts
    40,599
    #6
    YOLO!


    Sent from my iPhone using Tapatalk

  7. Join Date
    Dec 2005
    Posts
    39,174
    #7
    Quote Originally Posted by shadow View Post
    YOLO!


    Sent from my iPhone using Tapatalk
    Kaya wala nang convert-convert!

    Yeah!

  8. Join Date
    Oct 2002
    Posts
    40,599
    #8
    Quote Originally Posted by CVT View Post


    Kaya wala nang convert-convert!

    Yeah!
    Ganyan dapat! [emoji39]


    Sent from my iPhone using Tapatalk

  9. Join Date
    Sep 2005
    Posts
    15,310
    #9
    Ok lang yan Cath kasi single ka pa.. enjoy everything.. and tama basta wala kang utang..

    Ibang usapan na yan kung magkaka family ka na.. pero madali yan.. just get a husband na mayaman.. para kahit di ka mag work.. ok pa din..

  10. Join Date
    Jul 2007
    Posts
    57,779
    #10
    Quote Originally Posted by _Qwerty_ View Post
    Ok lang yan Cath kasi single ka pa.. enjoy everything.. and tama basta wala kang utang..

    Ibang usapan na yan kung magkaka family ka na.. pero madali yan.. just get a husband na mayaman.. para kahit di ka mag work.. ok pa din..
    Mahirap ata mag asawa ng mayaman. Gusto ko yung same lang namin or a little higher. Pero seriously I will be the happiest person on earth if I had a husband who would let me be a housewife. I will really worship him and treat him like a king for giving me my dream life. Fantasy ko yan talaga pagsisilbihan ko na wala na siyang masasabi. Pati toothpaste sa toothbrush ihahanda ko na. Lutuin ko whatever food he wants for the day then I'll go to the gym, then grocery then when he gets home ***y time. Hahaha. That's the perfect life!

    Sent from my GT-N7100 using Tapatalk

  11. Join Date
    Jan 2013
    Posts
    1,851
    #11
    Di ba sa mga financial literacy talks, parati nila sinasabi, your minimum target for savings dapat is at least six months of your salary. Para mawalan ka ng trabaho or maisip mo mag resign bigla for whatever reason, buhay ka, and you ha e six months to get another job. Or six months to bum around without asking money from your parents until you get a new job.

    Sent from my ONEPLUS A3000 using Tapatalk

  12. Join Date
    Jul 2007
    Posts
    57,779
    #12
    Quote Originally Posted by remzam View Post
    Di ba sa mga financial literacy talks, parati nila sinasabi, your minimum target for savings dapat is at least six months of your salary. Para mawalan ka ng trabaho or maisip mo mag resign bigla for whatever reason, buhay ka, and you ha e six months to get another job. Or six months to bum around without asking money from your parents until you get a new job.

    Sent from my ONEPLUS A3000 using Tapatalk
    I have 6 months of my gross naman but I don't treat that as savings. Nakalaan na yun pag siningil ako bigla sa dami ng utang ko sa Lola at Mom ko hehehe

    Sent from my GT-N7100 using Tapatalk
    Last edited by _Cathy_; May 22nd, 2017 at 02:56 PM.

  13. Join Date
    Mar 2008
    Posts
    54,642
    #13
    Quote Originally Posted by remzam View Post
    Di ba sa mga financial literacy talks, parati nila sinasabi, your minimum target for savings dapat is at least six months of your salary. Para mawalan ka ng trabaho or maisip mo mag resign bigla for whatever reason, buhay ka, and you ha e six months to get another job. Or six months to bum around without asking money from your parents until you get a new job.

    Sent from my ONEPLUS A3000 using Tapatalk
    "work as if you have no money in the bank."

  14. Join Date
    Jul 2007
    Posts
    57,779
    #14
    Quote Originally Posted by dr. d View Post
    "work as if you have no money in the bank."
    That's what I'm doing

    Sent from my GT-N7100 using Tapatalk

  15. Join Date
    Oct 2002
    Posts
    40,599
    #15
    Ewan ko bakit Marami takot sa utang. Sa sobrang bilis umutang sa bank take advantage of it. Halos lumuhod na bangko ngayon para umutang ka lang sa kanila.

    It's a tool. Just used it wisely. You can even negotiate with them to lower interest rate.

    I'm just saying sayang ngayon opportunity kung kumikita ka Naman take advantage mo line of credit sa banks.


    Sent from my iPhone using Tapatalk

  16. Join Date
    Jul 2007
    Posts
    57,779
    #16
    Delayed dahil sa BPI hahaha

    Sent from my GT-N7100 using Tapatalk

  17. Join Date
    Jun 2017
    Posts
    31
    #17
    2 tulog nalang, sweldo na!

  18. Join Date
    Dec 2005
    Posts
    39,174
    #18
    Quote Originally Posted by IamVince View Post
    2 tulog nalang, sweldo na!
    Friday Payday....

    Traffic!

  19. Join Date
    Jul 2007
    Posts
    57,779
    #19
    I miss having sweldo and hopefully I could post here soon

    Sent from my SM-M127F using Tapatalk

  20. Join Date
    Sep 2005
    Posts
    15,310
    #20
    naalala ko dati ang sweldo naka brown envelope pa.. tapos pahirapan sa coins..

    ngayon ang sweldo nasa payslip na lang.. hindi mo na nakikita yung pera.. puro online transfers na lang and online payment.. nasa fone na lang yung pera.. hehehe

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