Ewan ko bakit Marami takot sa utang. Sa sobrang bilis umutang sa bank take advantage of it. Halos lumuhod na bangko ngayon para umutang ka lang sa kanila.
It's a tool. Just used it wisely. You can even negotiate with them to lower interest rate.
I'm just saying sayang ngayon opportunity kung kumikita ka Naman take advantage mo line of credit sa banks.
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