Results 21 to 30 of 91
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March 21st, 2006 12:30 PM #21
alin mas ok,rent to own or financing ng bahay through pag ibig or bank?
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March 21st, 2006 01:18 PM #22
rent to own just usually covers the downpayment/equity.
walang nagpapa-rent to own na the whole amount. kasi rent to own is basically installment payment with very high interest kasi equivalent siya to zero down.
ayaw mo ng rent to own "forever" kasi ang taas taas ng interest. generally mag rent to own ka lang until the time na ma-complete na yung equity na 20% or so tapos pa-refinance ka na sa bank or sa pag-ibig.
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March 21st, 2006 01:29 PM #23
Orly: Many thanks sa PM.
Boss Chieffy: Search ko sa user database natin dito?
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March 21st, 2006 01:36 PM #25
suggest ko, try to scout for foreclosed properties usually advertised by the banks.... they even offer 10% DP with NO CI but you had to make sure you want the property and accept that what you are buying is a USED property..... i can help you on this since this is my profession now....
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March 21st, 2006 01:47 PM #26
e_chen: Haven't thought of that hehe... I remember yung unit na ginawa ng father in law ko dati (he used to develop semi-low cost townhouses), someone bought it from him through Union bank for 800K, got repo'd, the new owner got it for a bit over 500K financed over god knows how many years ehhe.
I'd love to hear more from you bud.
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March 21st, 2006 01:50 PM #27Originally Posted by e_chen
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March 21st, 2006 02:40 PM #28also currently looking for a place. dilemma talaga tong buy or rent.
ako din pa pm ng info.
kung meron din kayong alam na mga townhouses na for rent/sale pa pm naliliitan kami sa mga loft style condos that are all over these days.
from checking the bpi website, parang 70% ng appraised value ang loan and then max 20 years to pay of 10-12% interest per annum.
I checked their online calculator, for a 2M loan, 10 years to pay, you end up paying around 3.5M after 10 years. nakakahinayang yung 1.5M.Last edited by icon; March 21st, 2006 at 02:59 PM.
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March 21st, 2006 02:51 PM #29
well if you're superstitious, you might think na "malas" yung mga repo na property. but that's just me, hehehe..
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March 21st, 2006 03:29 PM #30
icon, ganyan talaga yan. kung 10 years +50%
kung 15 years X2 na siya
kung 20 years X3 na siya
no choice.
pakbet na lang yata ang hindi made in china... pati bamboo sticks, fabrique au chin na rin. heh...
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