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  1. Join Date
    Sep 2003
    Posts
    7,495
    #21
    Quote Originally Posted by mikaztro


    By the way, I'm also talking about third party liabilty din. Hindi lang banga sa ibang kotse kungdi pati kung makabangga ka ng tao. Sigurado hahanapan ka ng pulis kung ikaw talaga ang may-ari ng kotse. Kawawa naman yung may-ari ng dating kotse mo kasi sigurado iyon ang hu-huntingin ng mga police. :D
    yan nga lang ang problema kung tatakbo ka kawawa yung dating may ari.

  2. Join Date
    Oct 2003
    Posts
    1,382
    #22
    Quote Originally Posted by CLAVEL3699
    even sa carnap insured ka dba and its under your name ang insurance. wats the problem with that? wala ko nakikita same lang din sa bangga yan.

    bro baka magdilang demonyo ka, mukhang malakas ka manalangin kay taning eh baka makarnap kotse ko...
    Hahaha! Clavel, don't worry naka insure naman kotse mo sa pangalan mo kunsakali mgyari yon. :D just kidding bro!

  3. Join Date
    Oct 2002
    Posts
    466
    #23
    Sa PASIG lang ba may TMG para sa clearance and macro etching? How about sa south like Cavite or Laguna area..meron bang nearest TMG office na pwede?

  4. Join Date
    Feb 2004
    Posts
    1,704
    #24
    as a seller, i always require a deed of sale and transfer of ownership prior to releasing the vehicle. mahirap na kung may mangyari, madamay ka sa kasalanan ng new owner. yung sa pajero ko, i took care of it all for a minimum fee of P5000 (kumita pa ako dahil P4000 lang nagastos ng fixer ko)

    andy

  5. Join Date
    Sep 2003
    Posts
    7,495
    #25
    Quote Originally Posted by mikaztro
    Hahaha! Clavel, don't worry naka insure naman kotse mo sa pangalan mo kunsakali mgyari yon. :D just kidding bro!
    hahahaha! hindi ako masaya! alam mo ba mahirap magbiro ang malakas manalangin.

  6. Join Date
    May 2005
    Posts
    8,077
    #26
    Quote Originally Posted by DeltaBravo
    Sa PASIG lang ba may TMG para sa clearance and macro etching? How about sa south like Cavite or Laguna area..meron bang nearest TMG office na pwede?


    mga sir...same kaming problem ni delta bravo kung sakali..

    kaya lang sa north ako ...

    .wla ba ibang pwede pagkuhaan ng clearance ...

    TIA

  7. Join Date
    Aug 2004
    Posts
    1,632
    #27
    Quote Originally Posted by BoEinG_747
    mga sir...same kaming problem ni delta bravo kung sakali..

    kaya lang sa north ako ...

    .wla ba ibang pwede pagkuhaan ng clearance ...

    TIA
    pwede ka na kumuha ng clearance sa local TMG or Highway Patrol office dyan sa lugar nyo.. sila na magve-verify sa main office yun nga lang hintay ka mga 3 days..

  8. Join Date
    Jun 2004
    Posts
    162
    #28
    Meron pang TMG Clearance sa may Domestic Road sa Pasay sa may harap ng old Domestic Airport.

  9. Join Date
    Nov 2002
    Posts
    2,059
    #29
    wala ka sa manila summer? saan galing ang car? locally registered lang ba?

  10. Join Date
    May 2005
    Posts
    8,077
    #30
    pwede na ba mag change ng ownership kung ...di pa tapos hulugan ang vehicle?

  11. Join Date
    Oct 2003
    Posts
    1,382
    #31
    Quote Originally Posted by BoEinG_747
    pwede na ba mag change ng ownership kung ...di pa tapos hulugan ang vehicle?
    As far as I know, hindi pwede sir.

  12. Join Date
    May 2005
    Posts
    8,077
    #32
    Quote Originally Posted by mikaztro
    As far as I know, hindi pwede sir.


    sir mikaztro....

    oo nga yata may nakapagsabi din sa akin ...alanganin kasi ...mauuna

    maexpired rehistro ko ...kaysa doon sa tapos ng installment ko ..

    .thanks again mga tsikopeeps

  13. Join Date
    Sep 2003
    Posts
    1,202
    #33
    Quote Originally Posted by BoEinG_747
    pwede na ba mag change ng ownership kung ...di pa tapos hulugan ang vehicle?
    kailangan ng original OR/CR sa paglipat ng ownership, diba naiiwan ito sa creditor mo at ibibigay lang kung fully paid na.

    Then kung banko pa ang creditor mo ipapa kansel mo pa muna ang chattel mortgage bago mo mailipat.

  14. Join Date
    May 2005
    Posts
    1,008
    #34
    Here are my thoughts if I am following this thread corrrectly. Sold my car last with balance with the bank that the buyer assumed. Bank (BPI) allowed us and they even prepared a deed of sale with assumption of mortgage to clear me of any obligations. The objective here is to avoid being chased by the bank if the buyer defauls from payment. Next thing that I did was contact my insurance broker and faxed to him the deed of sale so he may endorse the policy to the new owner. This early, BPI will transfer the LTO docs under the buyer's name name after we have submitted the stencil of the vehicle. Hope this helps.

  15. Join Date
    May 2005
    Posts
    8,077
    #35
    Quote Originally Posted by qman
    kailangan ng original OR/CR sa paglipat ng ownership, diba naiiwan ito sa creditor mo at ibibigay lang kung fully paid na.

    Then kung banko pa ang creditor mo ipapa kansel mo pa muna ang chattel mortgage bago mo mailipat.


    actually kasi sir Qman ..

    ang vehicle ,OR & CR. since day one ay nasa amin pero not on our name

    gumamit lang kami ng ibang tao/name (family friend namin)..kasi paalis ako

    non kaya wla time mag ayos ng papers pa at saka hinabol lang namin ang

    sales promo that time (laki din na menos naman sa promo).

    since ang friend namin naka ilan purchase na ng unit ..sumabay kami at doon

    nakalagay name niya ..pero never niya ginamit or inuuwi sa kanila ang

    vehicle...name lang talaga pero ako nag babayad monthly(bait nga buti d

    tinakbo or kunin wla ako magagawa kasi sana name nya talaga)..ngayon plan

    na namin sana ilipat.ng ownership sabay ko na sa pag rehistro..eh kaso

    mauuna matapos ang registration kaysa sa payment ..

    kaya ganon ang Question ko kung pwede change ownership b4

    registration .the problem is i have to pay them in full or finish ..before i can

    tranfers the ownership of the vehicle ..wait na lang cguro me..tutal ilang

    months na lang tapos na ...gusto ko lang sana maka menos ng time pag ayos

    ng papers ..thanks for all the in puts

  16. Join Date
    May 2005
    Posts
    8,077
    #36
    Quote Originally Posted by fireblade
    Here are my thoughts if I am following this thread corrrectly. Sold my car last with balance with the bank that the buyer assumed. Bank (BPI) allowed us and they even prepared a deed of sale with assumption of mortgage to clear me of any obligations. The objective here is to avoid being chased by the bank if the buyer defauls from payment. Next thing that I did was contact my insurance broker and faxed to him the deed of sale so he may endorse the policy to the new owner. This early, BPI will transfer the LTO docs under the buyer's name name after we have submitted the stencil of the vehicle. Hope this helps.


    thanks fireblade...laking help din ito...

    galing talaga ng mga tsikoteers...

  17. Join Date
    Apr 2005
    Posts
    197
    #37
    Quote Originally Posted by qman
    kailangan ng original OR/CR sa paglipat ng ownership, diba naiiwan ito sa creditor mo at ibibigay lang kung fully paid na.

    Then kung banko pa ang creditor mo ipapa kansel mo pa muna ang chattel mortgage bago mo mailipat.

    kapag sa banko ,yung cr mo me malaking nakalagay sa cr na ENCUMBERED,hindi mo maiibenta o ma change of ownership ang cr , para ma change, you need the release chattel mortgage from the bank .

  18. Join Date
    Oct 2002
    Posts
    1,057
    #38
    Quote Originally Posted by axelangel007
    kapag sa banko ,yung cr mo me malaking nakalagay sa cr na ENCUMBERED,hindi mo maiibenta o ma change of ownership ang cr , para ma change, you need the release chattel mortgage from the bank .
    My car has been fully paid in the bank. Chattel Mortgage cancellation is also released by the bank. Unfortunately the CR got lost, we secured a new copy from LTO pero meron pa ring encumbered na nakalagay sa CR na bago, nakatype dun sa upper left corner field ng form. Talaga bang ganun?

  19. Join Date
    Feb 2004
    Posts
    1,704
    #39
    when you had the new C.R. made, you should have attached the release from the bank, then they would have used a clean C/R. and not an encumbered one.

    andy

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question regarding po sa change owner ship