HELP! concerns on housing loan via PAG-IBIG

[gertrude]

good morning fellow tsikoteers, need inputs on how to avail housing loan via pag-ibig fund. i have a lot kse, its 137sqm only in dolores taytay, rizal. the lot was a "pamana" from my parents. my queston is:

1. can i avail a pag-ibig loan for house construction on my own lot?
2. how much would the maximum loanable amount would be & years of payment if ever?
3. is Pag-Ibig Fund gonna get my land title like "prenda" to them and i can get it only if until ive fully paid my loan?

please help, im new to this situation. all questions, suggestions and inputs are welcome! thank you in advance!

[claRkEnt]

answer to ypour queries:
1. Yes. The title should be under your name.
2. Maximum is 3Million. Depending on your age and capacity to pay ang payment terms.
3. The property will serve as a collateral.

you may check PAGIBIG's website for details.

[gertrude]

answer to ypour queries:
1. Yes. The title should be under your name.
2. Maximum is 3Million. Depending on your age and capacity to pay ang payment terms.
3. The property will serve as a collateral.

you may check PAGIBIG's website for details.

ive tried to browse their website, but theres no further details regarding my queeries,, anyway, its a great help sir. thanks a lot!

[_Qwerty_]

1. Lot should be under your name.
2. They will assess the value of the lot, then will add that to the price of the house that you want to build. They will give you 80% of that. You have to provide 20%.

attend kayo nang seminar sir..

** mas mababa interest rates nang mga banko ngayon kesa sa pag-ibig, so you might want to consider banks.

[malinkelly]

helpful yung mga sinabi ni clarkent, pero mas maganda siguro kung tanungin niyo na lang ang PAG-IBIG personally..

[gertrude]

1. Lot should be under your name.
2. They will assess the value of the lot, then will add that to the price of the house that you want to build. They will give you 80% of that. You have to provide 20%.

attend kayo nang seminar sir..

** mas mababa interest rates nang mga banko ngayon kesa sa pag-ibig, so you might want to consider banks.

medyo doubtful ako pag private institution eh, kase hindi natin masasabi kung sakaling sa future eh kapusin ka ng pang-amortization. unlike sa pag-ibig, long term mo mahuhulugan and hindi pwersahan ang singil.

helpful yung mga sinabi ni clarkent, pero mas maganda siguro kung tanungin niyo na lang ang PAG-IBIG personally..

yeah its helpful. im planning to attend the seminar but i need to complete first the requirements needed, i still need to transfer my name on the title.

[jvdejesus05]

sirs/ma'ams: what are the usual requirements if i want to avail of the loan? i'm planning to get one when i get back in the there...

[CebuRealEstateH]

Affordable Luxury Homes for "SEAMAN" and family in Cebu Philippines.

http://www.facebook.com/pages/CEBU-PAGE/206542952698730

[galant E SS]

good morning fellow tsikoteers, need inputs on how to avail housing loan via pag-ibig fund. i have a lot kse, its 137sqm only in dolores taytay, rizal. the lot was a "pamana" from my parents. my queston is:

1. can i avail a pag-ibig loan for house construction on my own lot?
2. how much would the maximum loanable amount would be & years of payment if ever?
3. is Pag-Ibig Fund gonna get my land title like "prenda" to them and i can get it only if until ive fully paid my loan?

please help, im new to this situation. all questions, suggestions and inputs are welcome! thank you in advance!

1. yes, but the lot title must be in your name. if it is pamana from your parents, it would be easy to transfer the title to your name if they executed a deed of donation. may deed of donation ba? go to the register of deeds and have it registered and process the transfer of certificate of title to your name.

2. depende po sa age and income mo. meron kasing 10-30 years

3. your lot would serve as a collateral to your loan as a real estate mortgage. pag-ibig will not get it as long as you pay your loan religiously.

you better visit the nearest pag-ibig office and attend a seminar.

[vito corleone]

attend the seminar. . .meron namang nakaschedule on saturdays

you'll learn everything there and get answers to your questions

besides, you won't be able to get a loan without attending the seminar

good luck

[ice15]

Sorry for the OT:

Pag-ibig question:

Paano/saan ko makukuha pag-ibig number ko?

[sirkosero]

Try mo sa HR kung employed ka. Usually may record sila

Sorry for the OT:

Pag-ibig question:

Paano/saan ko makukuha pag-ibig number ko?

Sent from my MI MAX 2 using Tsikot Forums mobile app

[ice15]

Try mo sa HR kung employed ka. Usually may record sila

Sent from my MI MAX 2 using Tsikot Forums mobile app

yun nga nakaka-inis... was employed more than 15 years ago. my file is not yet in the central database... tapos yung old folders naman wala daw record

[TsekwangBakla]

Pumunta ka na lang sa PAG IBIG branch kasi malamang dalawa ang HFMF ID number mo.

Ganyan nangyari sa amin, dahil nung mag gawa ng bagong system ang Pag Ibig, lahat ng member nag assign sila bagong number dahil ayaw nila mahirapan sa pag aayos.

Kaya kailangan mo mag fill up ng form para sa consolidation of records. If hindi mo alam number mo, pangalan, birthday, at employer lang naman hihingiin sa yo.

[Deestone]

Sorry for the OT:

Pag-ibig question:

Paano/saan ko makukuha pag-ibig number ko?

Get pag ibig loyalty card plus at your nearest pag ibig branch it is written there and you can get discount at mcdonalds with the card.

Sent from my SM-N910C using Tsikot Forums mobile app

[ice15]

Get pag ibig loyalty card plus at your nearest pag ibig branch it is written there and you can get discount at mcdonalds with the card.

Sent from my SM-N910C using Tsikot Forums mobile app

wow, thanks... sakto, suki ako ni McD

[Deestone]

wow, thanks... sakto, suki ako ni McD

Yep and that is another reason why I get the pag ibig card. hehe

Sent from my SM-N910C using Tsikot Forums mobile app

[akosijhay]

yun nga nakaka-inis... was employed more than 15 years ago. my file is not yet in the central database... tapos yung old folders naman wala daw record

Sir kung request lang ng consolidation of record, pwede ka tumawag sa PAGIBIG hotline or mag email at sasagot naman agad sila hehe.

Nung nakaraan, kailangan ko rin ng consolidation of record. Napaka daming tao nung nagpunta ko ng office nila (yung pila nasa labas na ng office) kaya di na ko tumuloy. Pag uwi ko, tinry ko tumawag sa hotline at sumagot naman agad sila hehe.

[ice15]

Sir kung request lang ng consolidation of record, pwede ka tumawag sa PAGIBIG hotline or mag email at sasagot naman

I actually just need my Pag-Ibig number...

[akosijhay]

I actually just need my Pag-Ibig number...

Ah okay. I think possible pa rin naman sir kung tatawag ka sa hotline nila. kung PAGIBIG number mo lang naman kailangan hehe..