No need to study na the business proposal, kasi mas mura nga sa bank kesa sa 4% monthly, so alam mo na lokohan na yan. Mas mababa pa ata interest ng credit card, kahit unsecured.
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The only way to find out is to go to their main office just a few blocks away from where I am now and listen to their business proposal on gas station expansion also I will have the time to ask questions and see how they answer maybe the 4% is net amount and they have already computed the cost and come up with that figure. The agent even told me that instead of putting your money in mutual funds, stocks or even real estate you invest here instead to get better ROI. They even showed photos of various gasoline station on going construction works so investor knows where their money goes to and not just simply recruitment or buying products scheme.
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Now I know why ponzi schemes still thrive today despite a lot of them being exposed in the news.
Because they show proof and evidence that your money is really going for gas station expansion and everything looks legit with the receipt and signed notarized contract they even took selfie photos after contract signing for co-franchise and people who invested are all smiles.
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as it should be!
ALL advertisements for investment are like that.
even googling, the advertisers say something like, "...watch your profits pour in like black gold...".
just saying,
listen to their spiel carefully.
ask questions.
if they can't answer these questions in a logical manner...