First Bank depositors here?

[jolog1]

Sumara na daw. More likely, bankrupt na. Kawawa mga vendor diyan sa Divisoria, diyan sila lahat nagde-deposit. Pero insured naman hangang P250,000.

Kaya talaga wala akong tiwala sa maliliit na banko.

[tagalnasaabroad]

di ba central bank nagreregulate ng mga solvent banks..?! hirap namang basta matutunaw nalang ang pera ng mga small depositors..buti pala tumaas na ang PDIC insurance..taasan pa nila kahit isang milyon maliit parin 'yon..umiikot-ikot lang naman 'yang peso currencies sa local economy natin..kaso pag mataas na ang inflation at me fiscal crisis ang economy bugbog at lamog-lamog na naman ang peso sa international markets..

except sa asean airports at sa dubai di pwede palitan ang peso to other stable currencies..and the currency is one of the gauges of how a country fares economically..

we're among the tail-enders and also very close to fart smelling source...

[baiskee]

first bank? never heard.

[timyong]

kawawa ang mga small depositors because you know its hard earned money for most of them. I think they wont be getting the money back, if makukuha nila maliit na lang.

[diesoline]

di ba first bank was the former producers bank? it became pdcp bank then another name i can't remember now. it was then acquired by the sm group which then turned its network into banco de oro branches.

[kiper]

Originally posted by timyong
kawawa ang mga small depositors because you know its hard earned money for most of them. I think they wont be getting the money back, if makukuha nila maliit na lang.

Deposits are now insured upto P250,000. Kung masmalaki ang deposito mo jan..kuha ka pa ulit ng isa pang insurance.

Di ko pa narinig ang bangko na yan ah? Kung maliit lang yan..madali pa ring makakabayad sa mga depositors yan..marami pang assets at reserve yan sa BSP.

[flakez]

kawawa mga vendors sa divisoria. hirap na nga kumita ng pera tapos ganon pa mangyayari. siguro ung iba don lampas 250,000 ung pera sa bangko. kawawa talaga.

sabi sa balita kanina meron daw nag deposit ng 3m. tsk tsk. kawawa.

[boybi]

Originally posted by diesoline
di ba first bank was the former producers bank? it became pdcp bank then another name i can't remember now. it was then acquired by the sm group which then turned its network into banco de oro branches.

First e-Bank yung tinutukoy mo, iba yan sa First Savings Bank.

Originally posted by kiper
Deposits are now insured upto P250,000. Kung masmalaki ang deposito mo jan..kuha ka pa ulit ng isa pang insurance.

pwede ba kumuha ng additional insurance? saan at paano?

[greenlyt]

Hanggang 250K lang talaga ang insurance ng deposito, yun sobra dun pwde mo pa makuha after liquidation ng nagsarang banko, pero it will take years bago ito ma liquidate, to be on the safe side mag deposit ka na lang sa mga malalaking banko. And one more tip kung may isang bank na nago-offer ng malaking interest think twice bago ka kumagat kasi most likely nag hihingalo na yan bank na yan kaya sila nagtatataas ng interest kasi they want to attract more depositors para dumami cash nila.

[FrankDrebin]

Oo nga kiper, may additional insurance pa ba yun?