Unang Bahay

[Djerms]

My soon to be wife and I are planning to get a house pero budget namin is around 1.5 to 2M lamang. Simpleng house lang around 150sqm floor area siguro and we plan to course it thru pag ibig financing. 25 years to pay?

Tanong ko lang kung feasible ba at may katotohanan ba ang plano namim?

If yes, how much po ba ang monthly amortization kung sakalli.

By the way, okay lang samin 2nd hand house (basta walang mumu)..hehe

Marikina or pasig area houses only ..thanks.

[DonT]

Para magkasiya yang 2M mo..it should be somehow like this:

1. Floor Area 150 sqm x 10,000 Pesos/ sqm = 1.5M
2. Lot Area 100 sqm x 5000 Pesos/ sqm = 0.5M

I think that the cost index of 10,000 is on the low side..and the cost index for the lot can be lower depending on the location.

Normally, a townhouse in MetroManila with a FA 150 & LA 100 will be in the vicinity of 4M. Just to give you an idea.

[yebo]

di kasya. i built a 150 sqm house 6 years ago for P1.4M for my parents. 4 bedroom with maid's room. that P1.4M is actual cost kasi ako saka erpats ko ang nag-manage ng construction and government permits. pag merong contractor syempre 35%-50% mark-up, 12% VAT, etc etc so magiging P2M+ ang price. at that time P110 lang ang bag ng cement, ngayon P190 na yata. as a comparison magkano na tinaas ang presyo, yung roof ng house built 6 years ago (my parents') cost only P65k, tile span roof. last may we had the roof changed on our house (mine, not my parents) and the cost was P120k, long span roof lang ang gamit, same roof area nila. so what more kung tile span. so i suppose building a 150 sqm house now will cost more than double, so say around P3M++ for a new 150 sqm house IF YOU WILL MANAGE THE CONSTRUCTION YOURSELF. pag may contractor ka, add 50-100% to that price. and bahay pa lang yan, wala pa ang lot.

land prices in the areas you mentioned range from 5k to 15k per sqm, depending where exactly you want to buy.

click on the link below for computing amortization. dapat alam mo ang prevailing interest rate.
http://www.bankrate.com/brm/amortization-calculator.asp

[van_wilder]

di naman 50-100% ang markup. minsan same price lang, kasi masmura nakukuha ng contractors ang materials. economies of scale, they buy things in bulk.

[Syuryuken]

subukan mong maghanap sa www.bahay.ph

[shadow]

tama parang di kasya yun budget niyo? for that budget I think ang makukuha niyong house is yun mga low cost housing na sobrang liit....mga 2 flr 2 bd 60-70 square meter floor area siguro oh may maliit pa

[chieffy]

Tanong ko lang kung feasible ba at may katotohanan ba ang plano namim?

possible naman yung plano mo...1999-2000 nakapagpagawa kami ni esmi sa Cainta ng nasa 10k/sq mtr na bahay...kailangan mo lang maghanap ng contractor na may presyo pang ganito....ngayon medyo mataas na nasa 12-13k per floor area...depende pa sa finish...

By the way, okay lang samin 2nd hand house (basta walang mumu)..hehe

yung dating bahay namin sa Ridgemont, Cainta (inside Mitsubishi plant) ay ibinebenta na ng nakaibli sa amin noong 2003...nabili nya sa amin iyon ng 1.2M 61sq/mtr flr area at 169 lot area (2 BR 1CR and 1 powder room)....nag expand siya dahil medyo maliit talaga ang 61sw/mtr na floor area kahit sa nagsisimula pa palang magkapamilya...ngayon after ng expansion ay ibinebenta nya na ulit, kung di ako nagkakamali nasa 2.2m area dahil lilipat na siya sa bahay ng sister nyang nag migrate sa abroad...you may contact him 6602212 Ferdie Chua...nirefer ka na lang kamo ni ronald/mary ann dela cruz yung dating owners

kung di mo magustuhan yung bahay pwede ka na rin tumingin ng mga lot dyan sa loob ng Ridgemont Subdivision...baka may magustuhan kang lote at maging kapitbahay mo pa si dyan toni gonzaga

6-9k per lot area na yata presyuhan ng lote doon...

[etneroll]

My soon to be wife and I are planning to get a house pero budget namin is around 1.5 to 2M lamang. Simpleng house lang around 150sqm floor area siguro and we plan to course it thru pag ibig financing. 25 years to pay?

Tanong ko lang kung feasible ba at may katotohanan ba ang plano namim?

If yes, how much po ba ang monthly amortization kung sakalli.

By the way, okay lang samin 2nd hand house (basta walang mumu)..hehe

Marikina or pasig area houses only ..thanks.

May thread na rito about this topic..House construction...very informative at professionals pa ang advisers like van wilder...ganda ng mga projects nya.

[hominid]

Lupa muna problemahin mo. Mahal kasi lupas sa MM. U could try Rizl na cguro para medyo malapit pa rin dyan.

[jansky]

look for a good place and accessible by the way
nakabili ako ng lupa dito sa amin 200 sqr meters 110 thou lang kaya lang dito sa baguio nakabili , location parang probinisya ng baguio na eh along marcos hway 15 minutes travel time maganda rin ung lugar kasi tabi ng daan mismo ung lupa na nabili namin

malayo sa city probinsya dating , yun nga lang dapat may sarili kang tsikot pag doon ka titira heheheh..

sa ngayon tambay lang ung lupa ala pang budget para magpatau ng bahay eh pero at least ang mahalaga eh may lupa na

sa mga interesado dyan na gusto magkaroon ng baksyunan sa baguio kuha na heheheh may dalawang slot pa ata