Credit card question

[arnielbenz]

Mga sir nangyari na ba sa inyo na mawala ang card nyo at may gumamit na iba then nong ipa-block nyo during that day nang mawala ay siningil parin kayo ng bangko.

TIA.

[Ry_Tower]

If you have a credit insurance, this would not be aproblem sana. But if you can prove that you reported the lost card ASAP, then they should not charge you. I suggest you not pay for it and just a new credit card. But get a new once fast before you cancel your present CC para hindi ka ma-block list muna.

[arnielbenz]

Salamat sir, hindi pa naman nangyayari sa akin ang mawalan, wala pa naman ako credit insurance.

[robot.sonic]

May mga credit cards na nag sesend ng notification everytime may gumamit. di ko lang sure kung aling credit card companies. nabasa ko lang dito.

[shadow]

Tinatawagan nila pag questionable yun charges, pag wala sa pattern...ilan beses na ako matawagan pero ako talaga yun gumagamit...

[CVT]

^^^ At saan mo naman ginagamit, bro?.... :naughty2:
(IYan ang magaling ng credit card company)...

14.3K:eathis:

[shadow]

if I remember it right natawagan ako when I bought "pricey" items...so one time na malaki yun amount then the rest was I used it abroad.

[kagalingan]

[dr. d]

wag kang gumamit ng credit card.
para hindi ka mapilitang mag-sin.

[carwhacko]

Mga sir nangyari na ba sa inyo na mawala ang card nyo at may gumamit na iba then nong ipa-block nyo during that day nang mawala ay siningil parin kayo ng bangko.

TIA.

Usually naman if nagreport ka ng stolen or lost card icheck muna nila if may purchases before siya nawala or nakuha eh. So if meron at hindi naman ikaw gumamit hindi nila yun sisingilin sayo.


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[vinrem]

I've read sa ibang topic regarding cc that yung CV number sa likod ay tinapakan nyo ng pentel pen for security reasons, ok lang ba yun? Will it create a problem if let say ginamit mo sa department store or restaurants?

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[StockEngine]

I've read sa ibang topic regarding cc that yung CV number sa likod ay tinapakan nyo ng pentel pen for security reasons, ok lang ba yun? Will it create a problem if let say ginamit mo sa department store or restaurants?

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hindi naman sila authorized to use that code.

[vinrem]

hindi naman sila authorized to use that code.

Ah ok thanks!!!

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[sirkosero]

hindi naman sila authorized to use that code.

Makes sense. Even bank employees dont know the 3 digit code at the back. Ayus lang takpan basta you memorize it in case you need it for online transactions

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[dr. d]

I've read sa ibang topic regarding cc that yung CV number sa likod ay tinapakan nyo ng pentel pen for security reasons, ok lang ba yun? Will it create a problem if let say ginamit mo sa department store or restaurants?

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in the past, when i had CC problems, i would call and the human at the other side would ask me to recite those numbers.

[sirkosero]

in the past, when i had CC problems, i would call and the human at the other side would ask me to recite those numbers.

Naku doc... Never hinihingi yan even before. Yung 16 digit lang. Big no-no sa amin yan...

Unless sa ATM yan na nakasulat sa likod ang account number.

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[Walter]

Credit card call centers don't ask for CVV code ...

[istan]

in the past, when i had CC problems, i would call and the human at the other side would ask me to recite those numbers.

Lagot! Di yan binibigay. Scam yan kung hinihingi yan.

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[dr. d]

Lagot! Di yan binibigay. Scam yan kung hinihingi yan.

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eh... nabigay, eh.
wala namang nangyari.
hindi pa siguro bihasa yung scammer.
we live and learn.

btw,
they did not contact me. i contacted them-the-company. 'twas not a call center.

[CVT]

I've read sa ibang topic regarding cc that yung CV number sa likod ay tinapakan nyo ng pentel pen for security reasons, ok lang ba yun? Will it create a problem if let say ginamit mo sa department store or restaurants?

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Okay to do that bro.

Just have a record of that number for your reference.