What's the max % of your savings are you willing to spend on a car?

[swimstroke]

I'm just curious. Many thanks to all who'll participate.

Allow me to cast the 1st vote. I don't think I'll spend more than 20%.

[nugundam93]

about 30% initially. then lower than that for the next ones...

[Flagg]

Ehehehe, ako in-debt pa ako dahil sa Trans Am ko...

[vhenok]

can't say the exact percentage though....basta lagi naka-set aside yung pang-change oil and other parts na palitin depende dun sa recommended PMS....about sa mga mods, least prio ko yun, siguro pag may excess or di nagamit dun sa naka-set aside.....hehe! kuripot ba? GI kasi eh! hehe!

[picantorange]

Lahat! Kaya nga nag-iipon para sa kotse e. Hihihi.

[the_wildthing]

Honestly hindi ko maintindihan ang question.

For me, savings is savings. Expense is expense. A car is an expense. A chunk is alotted to this expense, and a different chunk is set aside for savings.

[Chip]

Ehehehe, ako in-debt pa ako dahil sa Trans Am ko...

ahihihi pareho pala tayo sir flagg... iba talaga pag matagal mo nang gusto mo yung binili mo

[BlueBimmer]

100%! outright hehe pero dapat super gustong gustong gustong gusto ko na car :D

[mazdamazda]

100%! outright hehe pero dapat super gustong gustong gustong gusto ko na car :D

same here. hehe. mas ok kung gusto din ni kumander yung kotse... (like a blue bmw z3 or hyundai coupe).

plus.. the % that you are willing to spend on a car is relative to your wealth.

[1D4LV]

Honestly hindi ko maintindihan ang question.

For me, savings is savings. Expense is expense. A car is an expense. A chunk is alotted to this expense, and a different chunk is set aside for savings.

same here.... di pwede pagsamahin yan.
ako i always get my car via the company's car loan program lang. kung medyo over yung amount nung car vs. allocation ko dito, ako nag-aadjust. hindi ko kinukuha yung savings ko.

[ILuvDetailing]

not really a percentage, but what I do is buy something each month e.g. march >> buy an amplifier, wiring,etc. April >> buy parts for a grounding kit. May >> Bili ng Stabel. That way di mabigat sa bulsa.

[chieffy]

savings? ano yun he he he....pautangin nyo naman ako ng savings nyo he he

[Tacoma_34]

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[baiskee]

same here.... di pwede pagsamahin yan.
ako i always get my car via the company's car loan program lang. kung medyo over yung amount nung car vs. allocation ko dito, ako nag-aadjust. hindi ko kinukuha yung savings ko.

yep...maximize lang resources.

[kimpOy]

napapakamot ako sa ulo ah, pero siyempre the least percentage di ba kasi hindi investment ang auto but i always cater to my needs (not want)

nung bagong kasal kami naka Hatchback lang kami nung lumabas si Kody palit ako sa 4 Door Sedan nung lumabas si Kloe... Isuzu Trooper naman ang ipinalit ko...ngayon wala pa...wala din pera eh he..he

[nestordreamin']

Ang expense para sa sasakyan ay nakahiwalay dahil kailangan alagaan ito.
In the long run, mas malaki siguro ang savings ko.
Kaya lang hindi ko pa alam kung ilang % ito.

[Autobeat]

Honestly hindi ko maintindihan ang question.

Swimstroke, pa clarify. Do you mean for example having a P500k ride(including accessories/maintenance), and a remaining savings of P500k, so if you didn't get that ride, your savings would have been P1M. So having chosen to spend P500k of a would have been P1M savings, this would have been 50%?

For those naman with car plans, you take into account how much one would spend in say 5 years of the plan, vs would have been savings over the same period, having not gotten that ride?

[yuichi]

for daily maintenance, just a fraction ofcourse, say 2%.

for purchasing a new one syempre medyo malaki....the good thing in phil and in u.s is madali kang mag-financing, where as dito sa china cash basis dapat pag expat ka...which is "masakit" considering medyo mahal car dito kumpara sa alin mang part ng mundo. and for that income ko mula sa "sideline" pinangbabayad ko...buti n lang at magaling akong rumampa sa gabi, hehehehe!!

[niky]

For purchase? HAHAHAHAHA! As if our savings were big enough. I agree with M2, the amount and percentage you're willing to spend depends on how much you have. If you're poor, 150k is more than 50% of your savings, but you'll buy anyway. If you're rich, that 9m peso BMW is chump change.

If it's my money and not a company benefit, I'd say 200-250k outright is my limit, and 7k a month for payments.

[van_wilder]

savings is different from automobile fund...