CHATBOX (kuno kasi walang chatbox sa tsikot)

[uls]

kahit wala nag alok sayo pwede ka naman magtanong

unless hindi mo talaga alam there are such things as bonds

weird

magulang mo never bumili ng bonds?

kamaganak?

friends?

nobody in your circle ever talked about bonds?

you never came across any news article about SMC or Ayala or SM issuing bonds?

[uls]

kita nyo nga kung kailan pa pandemic dito pa ako nagkalimpak-limpak without much effort. Ganyan ang universe

alam ko na

nagparating ka ng PPE, mask, hengde, lianhua

[dr. d]

kita nyo nga kung kailan pa pandemic dito pa ako nagkalimpak-limpak without much effort. Ganyan ang universe

we've been doing it for many years now.
ikaw ang johnny-come-lately.
heh heh.

[dr. d]

The problem kasi tsikoteer all of you ang goal nyo is to earn money kung saan kumikita.

is there another way to make kita without earning money?

[dr. d]

ang quinequestion ko kasi ito mga bangko bakit puro insurance ang offer. Bakit hindi ito bonds inuuna sasabihin.. Yan ang mahiwagang tanong ko.

when they approached me,
the main event was the investment and its potential earnings.
the insurance was an afterthought, if ever.
perhaps they thought you would appreciate the package better, if they started with the insurance first.

[kagalingan]

dati nagtanong na ako year 2014-2015 kung ano ok na bank investment ang lagi bungad insurance at uitf. Pero dahil pag narining ko una insurance eh nassume ko puro ganyan and next stocks na kaya nawalan ako gana.

auntie and pinsan ko nag stocks sa america. Pero ito bonds as in ngayon ko lang naintindihan. Ang pangit kasi ng term mas mas may dating yugn stocks mas madaling intindihin.

nagsimula kasi ako magopen account sa bangko year 2008 or 2009. So dati ang taguan ko drawer, and basta mga secret place ko. Hindi ako gumagamit ng safety box kasi its more inviting na nadoon ang pera. I can go to a bank may dala 500thou na walang dalang bag basic low profile you wont know. Nasa bulsa lang 4pockets plus handcarry yung isa plastic ice cream container na iisipin coins

So syempre naisip ko din sunog at nakaw kaya napa-open ako bangko. Pero kung papipiliin as much as possbile i want my transaction non-detectable. Kaya nga hinidi ako naglalagay email and expired simcard sinusulat ko. PEro ngayon sa mga new openings ko no chocie kailagan na im not anymore a "ghost"

tapos ito nababalita kailangan na register simcard eh im in favor din naman but im kagalingan i want makalusot just like the pandemic.

[dr. d]

dati nagtanong na ako year 2014-2015 kung ano ok na bank investment ang lagi bungad insurance at uitf. Pero dahil pag narining ko una insurance eh nassume ko puro ganyan and next stocks na kaya nawalan ako gana.

i remember those years.
"insurance investment" was the fad, back then.
they were insurance companies and not banks, as i vaguely recall.
a few of my colleagues were unhappy with the initial results, because their paper earnings did not reach the "earnings" that the ahentes kind of promised in the sales talk.

[Stigg ma]

bobo ang gobyerno! pati violation ay bibilin mo, pero ang gobyerno at pribado ay pareho pilipino, kaya BOBO ang pilipino!!!

[uls]

fine for violation = gov't revenue

since hindi binayaran ang violation (did not pay the fine to get the motorcycle back)

the gov't has to sell the motor para maging pera

ano mali dun

[Stigg ma]

fine for violation = gov't revenue

since hindi binayaran ang violation (did not pay the fine to get the motorcycle back)

the gov't has to sell the motor para maging pera

ano mali dun

ang mali dun ay pati yung violation fine ay incorporated dun sa presyo ng unit, thus binibili mo yung violation which has no value

kung di mo na singil yung violation eh babawiin mo siya sa value ng impounded unit, hindi yung value ng unit + violation

[shadow]

Agree ako dito. Bakit pati fine ipapasa? Gusto nila double kita, kumita na sila sa pag benta ng unit eh, kung gusto nila ang habulin nila eh yun owner na hinde na claim. Gawain ng tamad kasi na ipasa na lang sa bibili.


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[papi smith]

Ang susunod na kapalpakan dyan ay kung ibebenta ulit nila sa halaga ng fine kahit na mas malaki pa rin sa value nung motor.

[dr. d]

personally,
i would just sell the items, priced to cover the cost of the fines and penalties that the owners were supposed to pay. now, if the buyer wants to pay more than that, i.e., auction... that's his prerogative.
kasi, if we include intrinsic value, things can get complicated.

[uls]

tsaka ano klaseng auction yan?

dapat nag bi-bid mga buyer

like price starts at the amount of the fine

kunwari the fine is P5,000

so the bid starts at 5K

syempre the motor is worth more than 5K so magpapataasan mga buyer... 6k, 7k, 8k, 9k, 10k...

hanggang sa isang price that nobody will bid higher anymore

sold

ganyan ang auction

[uls]

pag tunay na auction walang lugi ang goberyno coz they will get more than the amount of the fine

and buyers get cheap motorcycles kahit gastusan nila to repair di parin lugi

-

ginawa ng gobyerno naglagay ng price tag

sobrang taas walang bumili

that's not an auction

[uls]

ibang klase lang talaga sa pinas

there's always a filipino way of doing things even if it's copied from western ways

there's always a pinoy twist that doesn't make sense to westernized observers

[shadow]

ibang klase lang talaga sa pinas

there's always a filipino way of doing things even if it's copied from western ways

there's always a pinoy twist that doesn't make sense to westernized observers

Batugan, ayaw habulin yun owner tapos ipasa na lang sa bibili. Mas mabilis, hinde sila mapagod


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[Mask Rider Blac]

No different from foreclosed properties and other things similar. Unpaid amelyar and other charges are added to come up with the selling price.

Ang ayaw ko lang talaga sa government way, atleast sa LGU, kapag mag-register ka ng business regardless kung anong month ka mag-register, whole year ang sisingilin. Anong logic dun..

[uls]

Batugan, ayaw habulin yun owner tapos ipasa na lang sa bibili. Mas mabilis, hinde sila mapagod


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pero hawak na ng gobyerno ung motor

ang purpose niyan is to make the owner pay the fine para mabawi ung motor

pag hawak na ng gobyerno ung motor tapos hahabulin pa ung owner... i think doble na yun

losing the motor to the government is already punishment enough i think

[uls]

like smuggled cars

the gov't confiscates the cars

smugglers suffer the financial loss of losing cars they bought abroad + shipping

malaki yun

that's enough punishment i think