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  1. Join Date
    Nov 2005
    Posts
    45,927
    #11601
    kahit wala nag alok sayo pwede ka naman magtanong

    unless hindi mo talaga alam there are such things as bonds

    weird

    magulang mo never bumili ng bonds?

    kamaganak?

    friends?

    nobody in your circle ever talked about bonds?

    you never came across any news article about SMC or Ayala or SM issuing bonds?

  2. Join Date
    Nov 2005
    Posts
    45,927
    #11602
    Quote Originally Posted by kagalingan View Post
    kita nyo nga kung kailan pa pandemic dito pa ako nagkalimpak-limpak without much effort. Ganyan ang universe
    alam ko na

    nagparating ka ng PPE, mask, hengde, lianhua

  3. Join Date
    Mar 2008
    Posts
    54,304
    #11603
    Quote Originally Posted by kagalingan View Post

    kita nyo nga kung kailan pa pandemic dito pa ako nagkalimpak-limpak without much effort. Ganyan ang universe
    we've been doing it for many years now.
    ikaw ang johnny-come-lately.
    heh heh.

  4. Join Date
    Mar 2008
    Posts
    54,304
    #11604
    Quote Originally Posted by kagalingan View Post

    The problem kasi tsikoteer all of you ang goal nyo is to earn money kung saan kumikita.
    is there another way to make kita without earning money?

  5. Join Date
    Mar 2008
    Posts
    54,304
    #11605
    Quote Originally Posted by kagalingan View Post
    ang quinequestion ko kasi ito mga bangko bakit puro insurance ang offer. Bakit hindi ito bonds inuuna sasabihin.. Yan ang mahiwagang tanong ko.
    when they approached me,
    the main event was the investment and its potential earnings.
    the insurance was an afterthought, if ever.
    perhaps they thought you would appreciate the package better, if they started with the insurance first.
    Last edited by dr. d; October 15th, 2022 at 12:24 AM.

  6. Join Date
    Sep 2015
    Posts
    13,917
    #11606
    dati nagtanong na ako year 2014-2015 kung ano ok na bank investment ang lagi bungad insurance at uitf. Pero dahil pag narining ko una insurance eh nassume ko puro ganyan and next stocks na kaya nawalan ako gana.

    auntie and pinsan ko nag stocks sa america. Pero ito bonds as in ngayon ko lang naintindihan. Ang pangit kasi ng term mas mas may dating yugn stocks mas madaling intindihin.

    nagsimula kasi ako magopen account sa bangko year 2008 or 2009. So dati ang taguan ko drawer, and basta mga secret place ko. Hindi ako gumagamit ng safety box kasi its more inviting na nadoon ang pera. I can go to a bank may dala 500thou na walang dalang bag basic low profile you wont know. Nasa bulsa lang 4pockets plus handcarry yung isa plastic ice cream container na iisipin coins

    So syempre naisip ko din sunog at nakaw kaya napa-open ako bangko. Pero kung papipiliin as much as possbile i want my transaction non-detectable. Kaya nga hinidi ako naglalagay email and expired simcard sinusulat ko. PEro ngayon sa mga new openings ko no chocie kailagan na im not anymore a "ghost"

    tapos ito nababalita kailangan na register simcard eh im in favor din naman but im kagalingan i want makalusot just like the pandemic.

  7. Join Date
    Mar 2008
    Posts
    54,304
    #11607
    Quote Originally Posted by kagalingan View Post
    dati nagtanong na ako year 2014-2015 kung ano ok na bank investment ang lagi bungad insurance at uitf. Pero dahil pag narining ko una insurance eh nassume ko puro ganyan and next stocks na kaya nawalan ako gana.
    i remember those years.
    "insurance investment" was the fad, back then.
    they were insurance companies and not banks, as i vaguely recall.
    a few of my colleagues were unhappy with the initial results, because their paper earnings did not reach the "earnings" that the ahentes kind of promised in the sales talk.
    Last edited by dr. d; October 15th, 2022 at 12:47 AM.

  8. Join Date
    Oct 2013
    Posts
    2,537
    #11608
    bobo ang gobyerno! pati violation ay bibilin mo, pero ang gobyerno at pribado ay pareho pilipino, kaya BOBO ang pilipino!!!



  9. Join Date
    Nov 2005
    Posts
    45,927
    #11609
    fine for violation = gov't revenue

    since hindi binayaran ang violation (did not pay the fine to get the motorcycle back)

    the gov't has to sell the motor para maging pera

    ano mali dun

  10. Join Date
    Oct 2013
    Posts
    2,537
    #11610
    Quote Originally Posted by uls View Post
    fine for violation = gov't revenue

    since hindi binayaran ang violation (did not pay the fine to get the motorcycle back)

    the gov't has to sell the motor para maging pera

    ano mali dun
    ang mali dun ay pati yung violation fine ay incorporated dun sa presyo ng unit, thus binibili mo yung violation which has no value

    kung di mo na singil yung violation eh babawiin mo siya sa value ng impounded unit, hindi yung value ng unit + violation

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