CHATBOX (kuno kasi walang chatbox sa tsikot)

[_Qwerty_]

you're young.. invest.. you can try increasing your Pag-ibig contribution.. you wouldn't feel that.. as it gets deducted every pay day.. start with 1T a month.. then increase it to 2T a month when you can.. it's hassle free and tax free and earns more than bank's interest rate..

I wish I had savings...

[_Cathy_]

you're young.. invest.. you can try increasing your Pag-ibig contribution.. you wouldn't feel that.. as it gets deducted every pay day.. start with 1T a month.. then increase it to 2T a month when you can.. it's hassle free and tax free and earns more than bank's interest rate..

I'm not young anymore. Mid 30s already I have some money in the bank but not that much. When I started working in 2009, I was able to save more or less 50% of my salary because my only fixed expense was parking and globe bill (pero nazero out ko na yan) Starting 2013 I was paying for everything already (except PMS, Insurance and reg) kaya parati ubos money ko. Yung mga unforeseen expenses like new tires or new battery ang mabigat.

This month may P2800 ako savings

[_Qwerty_]

That's still young.. you can still start saving..

Ako I increased my pag-ibig contribution.. after 20 yrs of working ni withdraw ko it was over 500T...

I'm not young anymore. Mid 30s already I have some money in the bank but not that much. When I started working in 2009, I was able to save more or less 50% of my salary because my only fixed expense was parking and globe bill (pero nazero out ko na yan) Starting 2013 I was paying for everything already (except PMS, Insurance and reg) kaya parati ubos money ko. Yung mga unforeseen expenses like new tires or new battery ang mabigat.

This month may P2800 ako savings

[shadow]

That's still young.. you can still start saving..

Ako I increased my pag-ibig contribution.. after 20 yrs of working ni withdraw ko it was over 500T...

Pwede ba widrawihn pagibig fund anytime?


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[_Cathy_]

That's still young.. you can still start saving..

Ako I increased my pag-ibig contribution.. after 20 yrs of working ni withdraw ko it was over 500T...

wow I like! Magkano na regular na pag ibig contribution. So does that mean I can withdraw mine anytime?

Pero di ka na pwede mag housing loan?

[_Qwerty_]

10, 15 and 20 years lang..

Pwede ba widrawihn pagibig fund anytime?


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pwede pa din.. pag withdraw mo start over ulit.. same number back to zero nga lang.. you can only withdraw from 10, 15 or 20 years..

wow I like! Magkano na regular na pag ibig contribution. So does that mean I can withdraw mine anytime?

Pero di ka na pwede mag housing loan?

[_Cathy_]

Malapit lapit na ko mag 10 years Pero gusto ko rin kasi ng housing loan

[shadow]

10, 15 and 20 years lang..

That's not a loan noh? So that's your money na? Then hulog na lang ulit hanggang mag retire?

Then I will also do that and get my ****ing money from this administration.

What do you call that? Widrawihn of money from pagibig? Matagal processing?
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[_Qwerty_]

maswerte kasi ako yung previous company ko for 18 years, tinapatan yung contribution ko sa pagibig.. most companies only contribute a maximum of 100.00 per month.. so kung gusto mo mas malaki contribution... lalakihan mo talaga yung employee share..

[_Qwerty_]

yes yan yung pag-ibig mutual funds.. dapat lakihan mo.. kasi kung 100.00 lang per month.. + 100.00 sa company... 200 a month lang yun x 12 = 2400 x 20 years = 48T lang yun.. + interest..

That's not a loan noh? So that's your money na? Then hulog na lang ulit hanggang mag retire?

Then I will also do that and get my ****ing money from this administration.

What do you call that? Widrawihn of money from pagibig? Matagal processing?
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