BPI Credit card promos

**jennifer80** · October 4th, 2010 10:05 AM

What is the latest in BPI Credit card promos?

**CVT** · October 4th, 2010 01:39 PM

This time, I understand it is a tie up with Goldilocks.....

(OT: We were not reading the ads right with BPI Credit Card,- we charged something like P8K on the card a few weeks ago, as we thought we would get some freebies with Jollibee. It turned out na sa debit card lang ito, as we learned yesterday....

. Sayang, we should have charged it na lang sana sa aming Citibank,- mas maganda pa ang returns on the consumer)...

10.8K:lalala:

**zyle08** · February 26th, 2011 11:58 PM

Well, this is not actually a credit card promo but it's a BPI promo. hehehe. May winner na nung 25k worth of shopping spree noong January but pwede pa naman sumali sa BPI Open 24/7 Promo kasi may mga prizes pa sila like iPad and iPhone 4 plus may Honda City pa na ipamimigay. Lahat naman ng non-winning entries qualified sa next draw ;) Kakasali ko nga lang eh :P

**mact_tors** · February 27th, 2011 02:39 AM

hello guys! can I get some advise. we have 2 credit cards and been using for years na. the problem is we are now in deep financial trouble at medyo nahihirapan kami bayaran yung monthly dues. pwede ba kami makipag usap sa credit card company para itigil na pag charge ng interest at stop na sa present amount nya then we will pay on staggered basis lets say fixed 24 monthly payments. thanks for any inputs.

**istan** · February 27th, 2011 09:07 AM

Pwede kang makipagusap. Pero I doubt papayag. Swertihan lng yun.
Some tips.
Take out a loan with a better interest rate. 42% a year sa credit card. 14% a year sa personal loan.
Pay out your credit card debt.
Pay your loan religously

**CVT** · February 27th, 2011 03:28 PM

Agree with bro.istan. Manage your debt na lang. Go pay your credit card loan, through your personal loan with significantly lesser interest rate.

Masusunog ka sa credit card. Ang kaso, baka sumabit ka sa credit investigation....

12.4K:knit:

**CVT** · February 27th, 2011 03:29 PM

Whew! double post...

Sorry guys....

12.4K:knit:

**impulzz** · February 27th, 2011 04:28 PM

Originally Posted by mact_tors

hello guys! can I get some advise. we have 2 credit cards and been using for years na. the problem is we are now in deep financial trouble at medyo nahihirapan kami bayaran yung monthly dues. pwede ba kami makipag usap sa credit card company para itigil na pag charge ng interest at stop na sa present amount nya then we will pay on staggered basis lets say fixed 24 monthly payments. thanks for any inputs.

agree with them kung pwede unahin yung sa card dahil ang laki ng interest at finance charges nila. patong ng patong yan every month. interest and finance charges on the previous months interest yan... sana kung principal amount lang ang may penalty...

kung citibank yung card mo pwede mo pa convert your balance to Pay lite terms with lower rates, and pwede upto 36 months. but you have to pay the monthly amortization in full or else they slap the regular 3.5% ontop of the .75% interest of the paylite.

BPI promo alam ko Joliibee last december claim till march ata

**mact_tors** · February 27th, 2011 05:00 PM

we are paying our credits religiously before kaya lang nag ka problema na di maiwasan. we will try a personal loan but we'll try to talk also to credit card company kung papayag. thanks guys for the inputs.

**Ry_Tower** · June 28th, 2011 07:25 PM

I have a BPI Gold CC, any tips on where to use it? Been planning to change sana sa BPI-Petron card. What do you think?

Is it true that sa BPI as long as you pay in full on time, all the time, no interest is paid. Just the annual fee?