Results 31 to 40 of 67
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July 21st, 2005 02:39 PM #31
maganda nga rates sa mga rural bank, pero very very risky. nadale na kami dati sa Prime Savings Bank. 16% PA ang rate. ayun nagsara nakuha naman namin yung covered ng insurance, 100K palang dati. tapos everytime na meron mabentang assets, ididistribute sa mga depositors pro rata yung na liquidate.
also, yung sa PDIC, per depositor ang bilangan and not per account. so kahit gawin mong tig 250K ang accounts mo, kung iisa lang ang account name, counted as 1 account lang yun kapag nagclose ang bank. ganun yung nangyari sa amin sa Prime Bank dati. ang gawin nyo, meron kayong ka joint for each account para hindi i-consolidate as 1 account lang.Signature
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Tsikoteer
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July 21st, 2005 02:46 PM #32hmm...pano kung one bacnk, one depositor, multiple accounts, different branches? counted as one pa rin?
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couch potato
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July 21st, 2005 03:06 PM #33Originally Posted by Juan Tamad
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July 21st, 2005 03:49 PM #34
wala bang hassle in case magkaproblema sa mga small/rural banks? 250k pagclaim sa PDIC full amount balik sayo?
parang gs2 ko lumipat sa mga small banks....
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Nagtatanim ng kamote
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Verified Tsikot Member
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July 21st, 2005 06:09 PM #37Originally Posted by BlueBimmer
oo un ung sabi as long as 250k yan ung max na kayang palitan ng PDIC per depositor un. kaya ung ginagawa nung iba in excess of 250k gawa nilang in trust of. so bale nakasulat sa CTD mo name nung in trust of mo slash name mo. i did that before pero ung checks nasa name ko.sabi nung sa bank covered ng PDIC pa din un.
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Nagtatanim ng kamote
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July 21st, 2005 06:13 PM #38Originally Posted by BlueBimmer
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July 21st, 2005 06:14 PM #39
so ang style pala dyan is different small/rural banks...250k per bank max..
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July 21st, 2005 06:23 PM #40
Opinion lang po, hangga't maari huwag kayong masisilaw dun sa matataas na interest, ang importante, matibay ang bank para safe ang deposits niyo. My two cents.
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