Bank housing loan

[papi smith]

Typically ganyan ang style ng mga developer. Pinapatagal ang transfer of title para in the mean time magbabayad ka sa developer to move in.
But if my option ka na to not move in and not pay the inflated monthly for x months, take it.

Ngayon, kung may hinahabol ka na promo sa bank and booking it needs to be done asap, no choice ka. Pay for x months and move in.

Based on exp, it took me less 3 months to transfer the title to my name. Sabi lang nila na 6 months yan. Just demand and pressure the developer but be nice to them of course.

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Ganyan ba SOP nila? That is unfair, kasi I think it is automatic in the CTS that upon reaching certain date, usually full payment of DP, the monthly amortization on the loan balance kicks in autimatically. That's why dami reklamo on penalty charges, due to unpaid amortizations waiting for bank payment. Eh di pala sa bank problem yun, but sa developer? Tsk.. tsk...