Bakit ka badtrip today?

[MR_BIG18]

I rarely pay via CC. I dont think much about it. I only have 1 card anyway.

And im always making libre. My friends dont judge me for paying in cash. If someone judged me because of my mode of payment, it would say more about them than me. Eh ako nga nag libre, sila pa nag judge.



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I too have a different view of cash/credit...or maybe im just too frugal to a fault..and im not sensitive on what people can purchase like what uls said about maam cathy..

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[uls]

It's not about what one can purchase

It's about ung sistema ng tao pag dating sa finances

Meron mga tao gusto cash lahat ng transaction

Meron mga gusto charge lahat tapos write a cheke pagdating ng bill

Westernized si Cathy eh

Ung latter ang type niya

It also sends a signal that the guy is a grownup

That he has his act together

Like a guy whose cellphone number is a globe postpaid from the 90s

Ang dating kasi nyan kay Cathy the guy has his act together, maayos ang buhay

Very observant si Cathy sa mga signals/indicators/clues ng background ng tao

Notice how Cathy loves those wrist shots sa watch thread

Not only is it about watches, it's also about the skin hehehe

Background indicator din kasi ang skin

I'm gonna be in trouble for this post

Peace Cathy

[MR_BIG18]

By april ill be debt free from business, car and or any personal loans including CCs...i still use one of my 2 cards for gym memberships or for air bnbs, the other one is unused since 2017...






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[misseksaherada]

Bakit pala hindi Uls and Ms.Cathy na lang.. [emoji173]
(Hehe [emoji111] new member please excuse me..)

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[BratPAQ]

Yung ccv ko, i put masking tape on it and black out with black marker. Medyo praning ako sa ganyan eh.

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Haha, ako rin may pentel pen. Yung sa ATM lang kung pwede tatago ko rin.

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[MR_BIG18]

It's not about what one can purchase

It's about ung sistema ng tao pag dating sa finances

Meron mga tao gusto cash lahat ng transaction

Meron mga gusto charge lahat tapos write a cheke pagdating ng bill

Westernized si Cathy eh

Ung latter ang type niya

It also sends a signal that the guy is a grownup

That he has his act together

Like a guy whose cellphone number is a globe postpaid from the 90s

Ang dating kasi nyan kay Cathy the guy has his act together, maayos ang buhay

Very observant si Cathy sa mga signals/indicators/clues ng background ng tao

Notice how Cathy loves those wrist shots sa watch thread

Not only is it about watches, it's also about the skin hehehe

Background indicator din kasi ang skin

I'm gonna be in trouble for this post

Peace Cathy

Well, lucio tan comes to mind..the book and cover thingy..

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[EQAddict]

It's not about what one can purchase

It's about ung sistema ng tao pag dating sa finances

Meron mga tao gusto cash lahat ng transaction

Meron mga gusto charge lahat tapos write a cheke pagdating ng bill

Westernized si Cathy eh

Ung latter ang type niya

It also sends a signal that the guy is a grownup

That he has his act together

Like a guy whose cellphone number is a globe postpaid from the 90s

Ang dating kasi nyan kay Cathy the guy has his act together, maayos ang buhay

Very observant si Cathy sa mga signals/indicators/clues ng background ng tao

Notice how Cathy loves those wrist shots sa watch thread

Not only is it about watches, it's also about the skin hehehe

Background indicator din kasi ang skin

I'm gonna be in trouble for this post

Peace Cathy

So guys who pay in cash (like me) dont have their act together or are less mature than those who do?

I get cashless societies and can adapt to those when i am there, but over here, cash is still king.

The only system that matters to me regarding my finances is that i get to save and build my asset base continously while enjoying life at the same time. So far so good.





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[MR_BIG18]

So guys who pay in cash (like me) dont have their act together or are less mature than those who do?

I get cashless societies and can adapt to those when i am there, but over here, cash is still king.

The only system that matters to me regarding my finances is that i get to save and build my asset base continously while enjoying life at the same time. So far so good.





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Looks like we read the same book..fan of chingkee sir pao? I have his books and even attended his seminars..

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[uls]

So guys who pay in cash (like me) dont have their act together or are less mature than those who do?

I get cashless societies and can adapt to those when i am there, but over here, cash is still king.

The only system that matters to me regarding my finances is that i get to save and build my asset base continously while enjoying life at the same time. So far so good.





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Sir it's her way of looking at things eh

I was only explaining coz many don't get her

--

There are settings where cash is ok or even necessary

Her point was there are settings where cash is loud/vulgar like in a dinner setting

That's her breeding eh

-

She said naman money clips are cool

[MR_BIG18]

It's not about what one can purchase

It's about ung sistema ng tao pag dating sa finances

Meron mga tao gusto cash lahat ng transaction

Meron mga gusto charge lahat tapos write a cheke pagdating ng bill

Westernized si Cathy eh

Ung latter ang type niya

It also sends a signal that the guy is a grownup

That he has his act together

Like a guy whose cellphone number is a globe postpaid from the 90s

Ang dating kasi nyan kay Cathy the guy has his act together, maayos ang buhay

Very observant si Cathy sa mga signals/indicators/clues ng background ng tao

Notice how Cathy loves those wrist shots sa watch thread

Not only is it about watches, it's also about the skin hehehe

Background indicator din kasi ang skin

I'm gonna be in trouble for this post

Peace Cathy

Westernized? thats why theyre drowing in debt, they spend money they dont have and they have no savings, average CC debt per person $6000, per household ave total debt is $133000, ave income per american household $59k..just to survive they need multiple jobs, call that making a living

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[uls]

Westernized? thats why theyre drowing in debt, they spend money they dont have and they have no savings, average CC debt per person $6000, per household ave total debt is $133000, ave income per american household $59k..just to survive they need multiple jobs, call that making a living

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Baka mali lang choice of word ko

Usually kasi mga 3rd world na bansa ang mahilig sa cash like PH

[CVT]

Westernized? thats why theyre drowing in debt, they spend money they dont have and they have no savings, average CC debt per person $6000, per household ave total debt is $133000, ave income per american household $59k..just to survive they need multiple jobs, call that making a living

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And the vicious cycle keeps on rolling and doesn't gather moss...

America is spending and the world is applauding....
😂😎😉

[CVT]

By april ill be debt free from business, car and or any personal loans including CCs...i still use one of my 2 cards for gym memberships or for air bnbs, the other one is unused since 2017...

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So guys who pay in cash (like me) dont have their act together or are less mature than those who do?

I get cashless societies and can adapt to those when i am there, but over here, cash is still king.

The only system that matters to me regarding my finances is that i get to save and build my asset base continously while enjoying life at the same time. So far so good.

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Sincerely happy for both of you bros!

Nothing beats a peaceful/restful sleep at night....😊😉😏

[MR_BIG18]

Baka mali lang choice of word ko

Usually kasi mga 3rd world na bansa ang mahilig sa cash like PH

Its changing, too many 12, 24 & 36 month 0% interest promos , if one bites, you cant persuade them to reverse the annual fee, i keep on telling them to cancel my CCs coz i dont use them, thats my leveraging tool, they'll waive the fee plus upgrade your card and credit limit para hindi lang paputol..

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[MR_BIG18]

Sincerely happy for both of you bros!

Nothing beats a peaceful/restful sleep at night....[emoji4][emoji6][emoji57]

Thank you brother...problem ko nalang yung biyenan ko....dadalaw kasi kami bukas

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[CVT]

Thank you brother...problem ko nalang yung biyenan ko....dadalaw kasi kami bukas

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Bro- I imagine mo na lang na siya ang iyong peborit biyenan.....😂😍

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[uls]

Its changing, too many 12, 24 & 36 month 0% interest promos , if one bites, you cant persuade them to reverse the annual fee, i keep on telling them to cancel my CCs coz i dont use them, thats my leveraging tool, they'll waive the fee plus upgrade your card and credit limit para hindi lang paputol..

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yes gets ko naman point mo about people who use cc but are living in debt

And there are those who use cash who are much much better off financially than those who use cc

Nobody said naman that a CC can act as a standalone gauge for someone's background

Like I said Cathy is sensitive to indicators/signals

Plural po

It's a lot of things taken together and they should back each other up

Meron kasi mga sablay like pag nag English may p&f defect so kahit 5 pa credit card niya di parin papasa kay Cathy

[MR_BIG18]

yes gets ko naman point mo about people who use cc but are living in debt

And there are those who use cash who much much better off financially than those who use cc

Nobody said naman that a CC can act as a standalone gauge for someone's background

Like I said Cathy is sensitive to indicators/signals

Plural po

It's a lot of things taken together and they should back each other up

Meron kasi mga sablay like meron p&f defect so kahit 5 pa credit card niya di parin papasa kay Cathy

Parang sinasabi mo na di na mag aasawa si maam..

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[uls]

I dunno

Sa pagkakilala ko sa kanya she's not gonna lower her standards

[shadow]

Don't take anything you read here personally. If meron described dito it doesn't mean na kayo yun. Generalization po ang usapan.


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