Bakit ka badtrip today?

[_Cathy_]

nothing awkward about handing over money. the folks i treat don't seem to mind, either.
i pay cash whenever i can.
it prevents me from spending too much.

i have a CC. i use it only when i have to.

It's more proper lang kasi to not hand in cash, it's more discreet.

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[shadow]

Hindi ko gets why awkward?

If I have cash, will still pay in cash. Mas mabilis, lalo na if no or minimal change lang yung sobra sa binayad ko.

May mga kakilala ako na until now walang credit card, they are doing fine naman. Yun lang may perks na hindi nila ma-enjoy. Points, discounts, 0% instalments.

But yes I agree everybody should have one. For me more of pang emergency siya.


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Imaging going into a business lunch meeting. Then ikaw magbayad, awkward diba cash ang ibabayad mo.

I can't forget what my mom said when she told me to get a CC after graduation. Pag wala daw ako it shows my lack of credibility especially pag ganyan nga sa business settings.

Yun mga kakilala mo paano sila pag mag out of the country? Yun security deposit nila sa hotels? Awkward din d9ba pay cash ibinigay mo as security deposit.


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[Little Missy]

Talaga ba? I don't own a credit card eh. I used to kasi pinadalhan ako ng bank and I used it for a few years pero nung naiwan ko sa resto, pinacancel ko na lang. Also, may friend ako na nakikigamit tapos hindi ko mahindian. Hiningi pa pati yung 3 digit code sa likod. Di ako panatag baka kasi pagsimulan pa ng away namin. For my online payments I use my atm/debit card.

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[vinrem]

...so it's not as instantaneous as we wish it to be...

Yes, kasi I think they have to ask the bank for approval pa, call center agent lang naman kasi kausap natin.

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[_Cathy_]

Imaging going into a business lunch meeting. Then ikaw magbayad, awkward diba cash ang ibabayad mo.

I can't forget what my mom said when she told me to get a CC after graduation. Pag wala daw ako it shows my lack of credibility especially pag ganyan nga sa business settings.

Yun mga kakilala mo paano sila pag mag out of the country? Yun security deposit nila sa hotels? Awkward din d9ba pay cash ibinigay mo as security deposit.


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Agree 100% with shadow. I feel awkard (both ways) pag cash ang binayad sa treat. May mga wait staff pa na bibilangin sa harap mo yung cash tapos andun guests mo, nalaman pa presyo ng binayaran.

And yes, nakakawala ng credibility ang walang CC. Isa sa proof of financial capacity ang CC bill (I worked for the cards department at isa yan sa tinitignan)

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[dr. d]

It's more proper lang kasi to not hand in cash, it's more discreet.

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"probably a belief being peddled around by the credit card companies."
heh heh.

alam naman ng lahat sa mesa, na ikaw ang nagbayad...

we grew up paying cash and not using CC.
my parents never had a CC.

[vinrem]

"probably a belief being peddled around by the credit card companies."
heh heh.

alam naman ng lahat sa mesa, na ikaw ang nagbayad...

I don't know sa sa iba ha, but if yung nag invite sa akin pay in cash, mas mapapabilib pa ako, parang feel ko marami siyang pera hehehe

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[_Cathy_]

"probably a belief being peddled around by the credit card companies."
heh heh.

alam naman ng lahat sa mesa, na ikaw ang nagbayad...

It's etiquette doc (no offense po) definitely not something propagated by banks. Discreet lang talaga pag card, even I would feel awkard pag cash ang binayad in a date, treat or business meeting. When our friends treat out at hati hati kami, card din ginagamit namin tapos saka na lang bayaran kasi ang sagwa mag compute

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[dr. d]

I don't know sa sa iba ha, but if yung nag invite sa akin pay in cash, mas mapapabilib pa ako, parang feel ko marami siyang pera hehehe

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would you still have a high regard for me, if you saw me paying in twenties...?
heh heh.

i once saw a poorly-dressed lady, walk into the bank, with small bayong in hand.
thereupon she started pulling out rubber banded bundles of paper money....

[cast_no_shadow]

Imaging going into a business lunch meeting. Then ikaw magbayad, awkward diba cash ang ibabayad mo.

I can't forget what my mom said when she told me to get a CC after graduation. Pag wala daw ako it shows my lack of credibility especially pag ganyan nga sa business settings.

Yun mga kakilala mo paano sila pag mag out of the country? Yun security deposit nila sa hotels? Awkward din d9ba pay cash ibinigay mo as security deposit.


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Ahh oo naman travel abroad, reservations and purchases ako din CC ang gamit ko same page tayo doon.

Im just talking about yung ordinaryong araw na kain sa labas, iba naman yung business meetings.

Naku iba na ata ngayon, kaya nga almost ipamigay na lang ng banks ang mga credit card nila.

Provide ID lang talo na. No annual fees yo!

To add dame ko kakilala nabuhay sa card, pantapal tapal sa utang nila card pa din.

Nagtatago pag tinatawagan.

Hindi na siya status symbol he he he

Yung food hall na pumalit sa Makansutra sa Megamall discourages paying in cash, kaya ayun kahit 50 pesos lang CC bayad hehe okay din.


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[_Cathy_]

would you still have a high regard for me, if you saw me paying in twenties...?
heh heh.

i once saw a poorly-dressed lady, walk into the bank, with small bayong in hand.
thereupon she started pulling out rubber banded bundles of paper money....

Pag naka money clip it gives the impression that the guy is established and successful. LOL

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[dr. d]

It's etiquette doc (no offense po) definitely not something propagated by banks. Discreet lang talaga pag card, even I would feel awkard pag cash ang binayad in a date, treat or business meeting. When our friends treat out at hati hati kami, card din ginagamit namin tapos saka na lang bayaran kasi ang sagwa mag compute

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convenient, yes.
awkward or nakakahiya? nevair.

[BlancNoir]

It's more proper lang kasi to not hand in cash, it's more discreet.

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Or it could be a show of power.

Imagine reaching for your money clip full of 1000 php bills.

[Little Missy]

Also trying to simplify my life. For me lang ha, yung credit card eh another due date na kelangang tandaan and another item na kelangan ingatan baka manakaw and imonitor from time to time baka may fraudulent transactions.

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[dr. d]

Pag naka money clip it gives the impression that the guy is established and successful. LOL

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goma lang ang gamit ko for my bundle of thousand peso bills. but the bills are crisp and clean naman. kaka-export lang from the bank.

[cast_no_shadow]

Also trying to simplify my life. For me lang ha, yung credit card eh another due date na kelangang tandaan and another item na kelangan ingatan baka manakaw and imonitor from time to time baka may fraudulent transactions.

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Different strokes for different folks

Kaya ako 1 CC lang, isa lang i-monitor, isa lang tatandaan. [emoji4]


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[_Cathy_]

Or it could be a show of power.

Imagine reaching for your money clip full of 1000 php bills.

I have a friend na well off, 20s pa lang naka money clip na. Galante din, pag kumain kami sa labas at KKB, card niya gamit tapos saka na lang namin babayaran. He rarely handles cash

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[BlancNoir]

Also trying to simplify my life. For me lang ha, yung credit card eh another due date na kelangang tandaan and another item na kelangan ingatan baka manakaw and imonitor from time to time baka may fraudulent transactions.

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I got my first CC nung college, and akala ko auto debit sa account so hinayaan ko lang.

Then i was out on a date and to my horror, na decline. Buti nalang i have cash.

[BlancNoir]

I have a friend na well off, 20s pa lang naka money clip na. Galante din, pag kumain kami sa labas at KKB, card niya gamit tapos saka na lang namin babayaran. He rarely handles cash

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We do that as well too.

Pag kumakain sa labas, someone pays in card then we just pay him/her cash right after.

Nakkaahiya kasing magbilangan sa table then pag abot mo sa waiter, sasabihin "ay ser, kulang ng 30 pesos"

[_Cathy_]

We do that as well too.

Pag kumakain sa labas, someone pays in card then we just pay him/her cash right after.

Nakkaahiya kasing magbilangan sa table then pag abot mo sa waiter, sasabihin "ay ser, kulang ng 30 pesos"

Exactly, any show of bilangan ng cash e pangit tingnan. May friend ako sa isang group ko, pag bayaran na parati siyang huli kasi we always round upn(eg lima kasi tapos P1250 bill, magbibigay dalawa samin ng P300, may isa P270, may isa P260, pag dating sa kanya mas maliit na share niya) Magulang din Dapat sukli or tip yun e haha

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