sa banko o sa dealer?

[galai]

hi po sa inyo,

im planning to buy a new car for my father gusto nya daw crosswind. please advise naman po kung san ako dapat bumili ng unit sa bank ba o sa dealer kc po may nagoffer sa min sa bank na dun daw bumili sa kanila. ano po ba difference pag sa bank o sa dealer ako bumili?may difference ba sa interest, pricing at freebies?

ano pong klase ng crosswind ang dapat bilhin, XUV,Sportivo o XTI?

salamat po

[kishAn]

well sir sa bangko kasi taga banko ako eh hehe... kiddin! seriously speaking mas maganda kung parehas kang magpaquote sa banko at sa dealer at mas maganda kung sa ibat ibang banko or dealer. the more the merrier, no need to visit just call and compare the qoutation. advantage sa bank sure kang di ka lolokohin i mean walang gray areas. the dealer might give you alot of freebies but in the long run talo ka sa total investment mo. good luck sir

[galai]

Hello po girl po ako thank you po sa reply, nakatanggap po ako ng quotation mula bank at dealer discount LNG offer ng dealer while sa bbl may discount n may ofw rate pa. May suggestion po b kayo Kung ano crosswind n kukunin ko?thanks ulit

[kishAn]

ayayay sorry ma'am hehe anyways good thing you end
up sa bank, next thing to consider is the rate and the bank promo, i've heard bdo has deals on wheels promo just dont know lang the details. with regards crosswind sorry i cant help you with that but im sure the peeps at the crosswind club can help you..

[Gen. Miting]

kung may plano ka pa umutang sa bangko na yan, sa bangko na lang. pede biz loan, edu loan, house loan. sa dealer, hangang tsikot lang ma-loan mo

[Benzmizer]

Hello po girl po ako thank you po sa reply, nakatanggap po ako ng quotation mula bank at dealer discount LNG offer ng dealer while sa bbl may discount n may ofw rate pa. May suggestion po b kayo Kung ano crosswind n kukunin ko?thanks ulit

Any particular feature you're looking for? Thou they are using a common platform, they vary depending on features. Oh, in addition, for what purpose would you use your future Crosswind?

[galai]

Hi its a gift for my father po, for family use tsaka service nya going to work, matagal na po ako nagreresearch about this and my option is XTI LE or XUV, sa province po nya gagamitin, mas ok po ba MT?

Salamat ng marami

[kishAn]

i know nothing about the crosswind specs but the sportivo really captured my attention. i think you should ask your dad for his opinion coz he will be the one using it. just my two cents

[galai]

Hi, so ano car mo? masama kc tingin ni father sa kahit anong klase ng crosswind pag napadaan sa bahay e, , kaya kahit ano ata gusto nya basta crosswind. , but try to ask him pinapunta ko cya sa car show ng isuzu sa robinson this week para makita nya, sa december pa kc ako makakauwi.

[kishAn]

Hi, so ano car mo? masama kc tingin ni father sa kahit anong klase ng crosswind pag napadaan sa bahay e, , kaya kahit ano ata gusto nya basta crosswind. , but try to ask him pinapunta ko cya sa car show ng isuzu sa robinson this week para makita nya, sa december pa kc ako makakauwi.

im a proud toyota avanza owner ma'am. before i acquire my avanza last december tiger look din ako sa mga prospect ko eh but tsikot.com really helped me decide on what car/model to choose especially when i bumped into the avanza club pilipinas thread.

anyways goodluck on your car purchase ma'am

[batang_raon14]

I'd agree na thru bank.. unless too good to resist ang offer sa dealer. Long run wise nga lang mas okay kasi na direkta sa bangko kasi you can build rapport. If makita kang consistent sa pagbayad, if kailanganin mo magfinancing pa for other concerns in the future, dadali at dadali ang approval kasi may history na.

As for the Crosswind, Sportivo M/T 1st gen owner here and previous XTO A/T owner din. Stay away from A/T, maiinis lang tatay mo gawa ng hirap humatak.. pagumoovertake aabot ng siyam-siyam bago makalampas sa inoo-overtakean. No regrets sa M/T, smooth ride at matibay... up to now di ako binigyan ng sakit sa ulo mapa-maintenance man o gas.

[galai]

Wow overwhelming pla tlaga dito sa tsikot thank you po sa advise a. Sa tingin nyo sir ok din ba xti le?

[Benzmizer]

Wow overwhelming pla tlaga dito sa tsikot thank you po sa advise a. Sa tingin nyo sir ok din ba xti le?

Yup, but the XTi is a non-sporty Crosswind variant. If your dad is ok with a M/T, not particularly after the sporty look and would like to save cost of acquisition, XTi LE would be my best bet.

As to how to acquire your Crosswind (bank or dealer), I would suggest you get thru bank direct --- you can get better interest rate (since you save the 3% dealer's income allocated for dealer-based financing). You call this Direct Loan. Get a DL and let the bank pay the dealer. Same din naman only that you issue PDCs direct to the bank and not sa dealer.

My 2¢ worth. Good luck!!!

[galai]

May suggestion b kayo sir if not xti? Medyo d nya kc gusto ang ford everest din, yun nmn suggestion ko sa tatay ko kaso crosswind gusto Nya in particular po anong unit ang bet nyo?
Thank you

[batang_raon14]

may M/T ang Sportivo. Pare-parehas naman lang ang makina niyan mapa-XT, XTO, XTi, XUV, or Sportivo pa yan. Dalawa lang ang usually nagiiba (sa Crosswind lang po ito na lineup ah? Sa ibang mga kotse hindi naman):

1. Transmission (Matic or Manual); and
2. Porma / Accessories (base model walang mga LCD at backing sensors + camera, chrome bumpers, signal lights equipped side mirror, leather, chrome rims, etc.)

[Benzmizer]

May suggestion b kayo sir if not xti? Medyo d nya kc gusto ang ford everest din, yun nmn suggestion ko sa tatay ko kaso crosswind gusto Nya in particular po anong unit ang bet nyo?

[SIZE="5"]SPORTIVO![/SIZE]

[galai]

Hi ,
so would you recommend XTI? anyways kung pare parehas land din nga naman yung mas mura na, dapat ko ba iconsider ang entertainment nya?if it has a stereo i think that is enough.

[Benzmizer]

Hi ,
so would you recommend XTI? anyways kung pare parehas land din nga naman yung mas mura na, dapat ko ba iconsider ang entertainment nya?if it has a stereo i think that is enough.

That is what I was telling you about in my earlier posts. Determine what features would be a MINIMUM requirement. If stereo lang,you can even get an XL variant (only power feature is its steering). But if you are after the basic convenience features, an XT would do (power steering, windows and central locking) Price should be around P880k+

[galai]

So would you recomend xti?dapat ba maginvest din ako sa accesories para iconsider ang xuv or sportivo?

[galai]

Maayos ba entertainmnt ng sportivo?