sa banko o sa dealer?

[batang_raon14]

I'd agree na thru bank.. unless too good to resist ang offer sa dealer. Long run wise nga lang mas okay kasi na direkta sa bangko kasi you can build rapport. If makita kang consistent sa pagbayad, if kailanganin mo magfinancing pa for other concerns in the future, dadali at dadali ang approval kasi may history na.

As for the Crosswind, Sportivo M/T 1st gen owner here and previous XTO A/T owner din. Stay away from A/T, maiinis lang tatay mo gawa ng hirap humatak.. pagumoovertake aabot ng siyam-siyam bago makalampas sa inoo-overtakean. No regrets sa M/T, smooth ride at matibay... up to now di ako binigyan ng sakit sa ulo mapa-maintenance man o gas.

[galai]

Wow overwhelming pla tlaga dito sa tsikot thank you po sa advise a. Sa tingin nyo sir ok din ba xti le?

[Benzmizer]

Wow overwhelming pla tlaga dito sa tsikot thank you po sa advise a. Sa tingin nyo sir ok din ba xti le?

Yup, but the XTi is a non-sporty Crosswind variant. If your dad is ok with a M/T, not particularly after the sporty look and would like to save cost of acquisition, XTi LE would be my best bet.

As to how to acquire your Crosswind (bank or dealer), I would suggest you get thru bank direct --- you can get better interest rate (since you save the 3% dealer's income allocated for dealer-based financing). You call this Direct Loan. Get a DL and let the bank pay the dealer. Same din naman only that you issue PDCs direct to the bank and not sa dealer.

My 2¢ worth. Good luck!!!

[galai]

May suggestion b kayo sir if not xti? Medyo d nya kc gusto ang ford everest din, yun nmn suggestion ko sa tatay ko kaso crosswind gusto Nya in particular po anong unit ang bet nyo?
Thank you

[batang_raon14]

may M/T ang Sportivo. Pare-parehas naman lang ang makina niyan mapa-XT, XTO, XTi, XUV, or Sportivo pa yan. Dalawa lang ang usually nagiiba (sa Crosswind lang po ito na lineup ah? Sa ibang mga kotse hindi naman):

1. Transmission (Matic or Manual); and
2. Porma / Accessories (base model walang mga LCD at backing sensors + camera, chrome bumpers, signal lights equipped side mirror, leather, chrome rims, etc.)

[Benzmizer]

May suggestion b kayo sir if not xti? Medyo d nya kc gusto ang ford everest din, yun nmn suggestion ko sa tatay ko kaso crosswind gusto Nya in particular po anong unit ang bet nyo?

[SIZE="5"]SPORTIVO![/SIZE]

[galai]

Hi ,
so would you recommend XTI? anyways kung pare parehas land din nga naman yung mas mura na, dapat ko ba iconsider ang entertainment nya?if it has a stereo i think that is enough.

[Benzmizer]

Hi ,
so would you recommend XTI? anyways kung pare parehas land din nga naman yung mas mura na, dapat ko ba iconsider ang entertainment nya?if it has a stereo i think that is enough.

That is what I was telling you about in my earlier posts. Determine what features would be a MINIMUM requirement. If stereo lang,you can even get an XL variant (only power feature is its steering). But if you are after the basic convenience features, an XT would do (power steering, windows and central locking) Price should be around P880k+

[galai]

So would you recomend xti?dapat ba maginvest din ako sa accesories para iconsider ang xuv or sportivo?

[galai]

Maayos ba entertainmnt ng sportivo?