Minor accident - Your opinions please

[Bry]

Last saturday while driving along SSHW bumper to bumper traffic, I put the car in neutral and I didn't notice na umaatras na pala. I hit the brakes as soon as I could, pero humalik na yung rear bumper ko sa front bumper nung nasa likod. I got down, and talked to the driver. Very minimal lang yung damage sa car nya, very thin scratch lang naman around two (2) inches long. Binigay ko yung calling card ko and I told her to jot down my vehicle's plate number para na rin sigurado sya. She told me na okay lang daw sana, kaso lang it's not her car, hiram lang daw. Sabi ko naman don't worry, the car is insured, basta tawag lang sya.

The car I was using wasn't exactly mine either. Ang gamit ko that day was a company car. I told my boss about the minor accident. Ngayon naman tumatawag na yung owner nung car, humihingi ng 2,500. Ayaw ng boss ko magbigay ng cash, pero we're very willing na ipagawa yung damage. Gusto ng boss ko i-daan sa insurance, ayaw nung may-ari nung car. Pwede ba sya tumanggi? Kasi feeling ko he's just going to take the money tapos hindi naman nya ipapagawa.

Your opinions please.

[GmZ]

Pagawa nyo na lang ser, besides you said that your boss is willing to. just make sure na masasatisfy yung may ari sa repair. di sya pwede tumanggi, papagawa na nga eh. 2500 for 2-inch scratch? hehe.

[coiter]

tingin ko pineperahan ka lang nyan. 2.5k for a 2" scratch?? grabe naman. sabihin mo kuha na lang kayo ng police report para maayos ang singilan at mabigay mo kung ano dapat. otherwise extortion na yan. sabihan mo "kasuhan mo ko kung gusto mong makuha yung hinihingi mo."

[empy]

actually, it can easily cost 2.5K depending on the location of the scratch. if it's in the middle of a panel they will have to repaint the whole panel to make it look like new again. but it's suspicious that they only want the cash.

kung kasalanan mo talaga, at maselan sila sa auto, the right thing to do is have the car repaired. you could insist on putting the car in the bodyshop instead of giving them the cash to not give them the satisfaction :evillaugh pero baka more than 2.5K ang singilin sa iyo ng bodyshop

[1D4LV]

actually, it can easily cost 2.5K depending on the location of the scratch. if it's in the middle of a panel they will have to repaint the whole panel to make it look like new again. but it's suspicious that they only want the cash.

kung kasalanan mo talaga, at maselan sila sa auto, the right thing to do is have the car repaired. you could insist on putting the car in the bodyshop instead of giving them the cash to not give them the satisfaction :evillaugh pero baka more than 2.5K ang singilin sa iyo ng bodyshop

tama si m54. actually, ganyan talaga halos ang cost nyan... i remember last year, may nasagian din ako, ganyan din binayad ko...

imho. mabait pa nga boss mo eh. dito sa office namin, pag ganyan ang nangyari, i-de-deduct sa amin yung cost ng damage or yung participation fee.

i've noticed that the driver of the other car is a "she". kung ok yung girl, yun na lang gawin mong pakonswelo.

[GmZ]

Loko yung may ari nung car pag nagdemanda. hahaha! i agree with m54, probably the whole panel will be repainted. I prefer it rather than spot repair. Meron nga mga bata gumasgas sa auto ko, cguro mga 3-5inches, i had the whole panel painted. i think it cost me 2.2k, not bad for me.

[driven]

well one of the best thing that you can do is to verify with a body repair shop kung talagang 2.5k nga ang gastos for a minor scratch, if you can find a shop that can service you less than that amount, you can suggest the car owner na you will assist them in repair that damage... actually for amount that little, masyadong hassle kung padadaanin mo pa sa insurance eh, if your car's insurable amount is 800,000... some insurance company will charge you 8,000 pesos or kaya 4,000 pesos for the participation fee para maayos yung claim mo, eh di malulugi ka pa niyan, unless kung malakas ka sa insurance company, possible na hindi ka nila cha charge even a single centavo.

hassle din naman kung gagawa pa kayo ng pulis report, kc accidents whether minor or major, may violation din yan eh, baka kelangan mo pa bayaran yung penalty, worst thing is, baka kelangan niyo pa mag lagay sa mga pulis...

kung ganun lang kaliit ang hinihingi, baka gusto niyo ayusin na lang internally... anyways, just my opinion lang naman

[Elroi]

di ba meron ka din participation fee kahit insurance ang magpapagawa. so baka mas makakamura ka pa kung bigay na lang yung hinihingi nya. tawaran mo na lang baka pumayag na yun. anyway, inaamin mo naman na it's your fault. kasi di lang naman yung damage ang babayaran mo dun, pati na yung abala...

but before you pay, put it in black and white para maayos ang usapan..

[Bry]

As I have said sa first post ko, my boss and I are willing to fix the damage. Yun nga lang, my boss wants to course it through the insurance company instead of just giving the other guy cash.

My question is, pwede bang tumanggi yung kabilang party? Kasi we offered to have it fixed naman. Pero gusto talaga cash.

[Memphis Raines]

Legally she cannot refuse because you have already extended to her every possible courtesy to settle the matter. The lady should give in because the main reason for you to pay and for her to ask for the money is to repair the damage. Period.

Simply tell her that your gesture is to assure her of total satisfaction for the repair to be done and at the same time to follow your company's protocol when settling accident cases like these.

If she does agree, you will have to make a note for you and her to sign stating the conditions of the agreement, like only your boss will pay and no cash will be accorded to her. This way you will be protected from any further "nuisance" from her hehe.

Ay Women!

[j_avonni]

Follow your boss.

Just tell her that you have reported the accident to your insurance and that it would take care of the repairs. Give her the insurance contact person and number.

Pwede ba siyang tumanggi? Pwede, pero wala naman siyang magagawa. She wouldn't sue you for just P2,500.00

[XTO]

My question is, pwede bang tumanggi yung kabilang party? Kasi we offered to have it fixed naman. Pero gusto talaga cash.

Puwede, kasi sila ang agrabyado. now kung makukumbinse n'yo

mabuti. mahirap pag nagkademandahan pa.

[reniram]

Actually, kahit sino pwede tumanggi for certain reasons like, abala at assurance na masa-satisfied yung may ari sa gawa ng shop na pagdadalhan ng car, lalo na at hiram pa pala yon ng nasabitan mo. It's a matter of mutual agreement na lang bet the two of you.

2.5t is actually just about right, kc depende rin sa klase ng paint yan minsan. Yung sa akin nga nasabitan din rear fender, umabot ng 3.0t nabayaran ko kc binuo nga yung paint sa whole panel. Napilitan ako magbayad kc malayo yung shop na pagdadalhan at yun nga, hnd sure kung masa-satisfied ako sa job, paano kung hnd, ganun din at baka mas malaki pa magastos ko sa gas ng pabalik-balik sa layo at sa abala.

[leolop]

kung ang tanong is pwede ba nyang tanggihan yung offer niyo to have it repaired through insurance, of course the answer is yes. it doesn't matter whether she has a valid reason or not.

what i'd suggest is that you keep reasoning with and at the same time start the ball rolling with your insurance company. ask them what their requirements are and get them together. better still if the insurance company would talk to the other party.

they can't force you to fork over the P2,500. kung gusto nilang mag-file pa ng kaso, it's their prerogative, but in the end, it will be the insurance company who will still pay for it anyway.

[Bry]

Legally she cannot refuse because you have already extended to her every possible courtesy to settle the matter. The lady should give in because the main reason for you to pay and for her to ask for the money is to repair the damage. Period.

Simply tell her that your gesture is to assure her of total satisfaction for the repair to be done and at the same time to follow your company's protocol when settling accident cases like these.

If she does agree, you will have to make a note for you and her to sign stating the conditions of the agreement, like only your boss will pay and no cash will be accorded to her. This way you will be protected from any further "nuisance" from her hehe.

Ay Women!

Clarification lang hehe. The woman (driver) was cool. It's the owner (guy) that's asking for the money. Hehe.

[OTEP]

Nung magasgas yung MB100 namin a month or two ago, Php2,000.00 per panel lang ang singil. Two panels involved.

I guess you have an idea how big one panel on an MB100 is. Pwede mo na ngang gawing blackboard sa school, eh.

Ang gumawa ay Paintronix. The shop that won sa Megamall a year or two ago.

Yung bumper ng Starex early this year nasa Php1.5k lang ang binayad ko. Repaint brand new bumper (so prep and prime pa nila) plus repaint bullbar na din kasi may scratches.

Php2.5k. Hijack na iyan. Idaan niyo na lang sa insurance kung makulit talaga. Para insurance na kumausap.

[Walter]

You need to consider that it was your fault, you were the one who hit the car behind you. Legally, you can insist on having the car repaired instead of giving the money but ethically it's another story.

[OTEP]

You are only obliged to restore the vehicle back into it's pre-crash condition. Besides, your vehicle is a company vehicle and you have to abide by company policy in the settling of such cases.

Ethics works both ways, btw.

[wrcastro_ph]

You are only obliged to restore the vehicle back into it's pre-crash condition. Besides, your vehicle is a company vehicle and you have to abide by company policy in the settling of such cases.

Ethics works both ways, btw.

Agree! ...

[badsekktor]

siguro mas mainam kung pareho kayo nung owner nung naatrsan mo na pumunta sa mga shop tapos canvass kayo. kung ok at nagkasundo kayo sabihin mo kayo na lang magshoulder ng expenses sa pagpapagawa