New and Used Car Talk Reviews Hot Cars Comparison Automotive Community

The Largest Car Forum in the Philippines



Page 2 of 4 FirstFirst 1234 LastLast
Results 11 to 20 of 37
  1. Join Date
    Oct 2008
    Posts
    9
    #11
    Grabe naman talaga yang mga credit cards..before i have 5 credit cards my hubby nman i think 2 credit cards pero we both decided to cut all of them because minsan may mga hidden charges sila na kapag nag appear na sa statement mo well siguro magagawan naman ng paraan but you have to explain to death pa Now, no regrets kami ng hubby ko beacuse we pay in cash at wala ng dumadating sa aming mga statement na yan....sobrang sakit lang sa ulo

  2. Join Date
    Jun 2006
    Posts
    2,605
    #12
    Quote Originally Posted by sirkosero View Post
    hmm... guys question, bakit di ako makagawa ng PM? ayaw mag-click yung PM button kapag click ng name?
    same here. di ako maka pm.

    what is the over limit fee? diba if you reach your credit limit eh decline na agad pag swipe sa stores?
    Eto din experience ko dati.

  3. Join Date
    Oct 2002
    Posts
    37,164
    #13
    Quote Originally Posted by Bonced View Post
    Grabe naman talaga yang mga credit cards..before i have 5 credit cards my hubby nman i think 2 credit cards pero we both decided to cut all of them because minsan may mga hidden charges sila na kapag nag appear na sa statement mo well siguro magagawan naman ng paraan but you have to explain to death pa
    I don't think there would be any hidden charges if you always pay your balance in full, never pa ako naka encounter sa mga cards ko ng hidden charges
    Last edited by shadow; October 28th, 2008 at 09:42 AM.

  4. Join Date
    Dec 2006
    Posts
    763
    #14
    Well, minsan (take note, MINSAN) di mo maasahan mga call center agents. They say a lot of things, mali mali madalas. Plus, they don't usually do the things that you request them to do (e.g. fax/mail something to you, etc.)...

    Anyway, I've experienced something like that before sa MB (an honest mistake wherein nagkulang ako ng P50.00 sa payment, they charged me P500.00 late payment fee), but they reversed the charges naman later. Siguro you just have to be a little more patient. But definitely don't pay the fee.

  5. Join Date
    Oct 2002
    Posts
    20,193
    #15
    So far in my experience, MB credit card have been the most lenient in waiving fees. Kahit di ko ginagamit yung CC ng MB, naipapa-waive ko yung annual fees.

    userfriendly, tawagan mo lang MB and kausapin ng mabuti na i-waive yung charges, I'm sure they will.

  6. Join Date
    Sep 2005
    Posts
    1,455
    #16
    Last month they charged me overlimit fee. I called them and after a long telephone discussion, I was informed that the overlimit fee is waived. I asked if its ok for me to pay the rest and just leave out the 500 pesos.
    Almost the same scenario from my friend who has a Citibank CC.http://tsikot.yehey.com/forums/showthread.php?t=52117

    Lesson learn: "Always pay in FULL"...wag magtira kahit singkong duling!

  7. Join Date
    Oct 2008
    Posts
    103
    #17
    Quote Originally Posted by puroy View Post
    Lesson learn: "Always pay in FULL"...wag magtira kahit singkong duling!
    agree... :2thumbsup:

  8. Join Date
    Jan 2006
    Posts
    1,780
    #18
    Quote Originally Posted by puroy View Post
    Almost the same scenario from my friend who has a Citibank CC.http://tsikot.yehey.com/forums/showthread.php?t=52117

    Lesson learn: "Always pay in FULL"...wag magtira kahit singkong duling!
    Quote Originally Posted by SecretShop View Post
    agree... :2thumbsup:
    i agree with this. ako laging full payment every month. walang extra charges akong na encounter. pag nagtira ka talaga ng balance, malaki talaga ang charges.

  9. Join Date
    Aug 2008
    Posts
    1,099
    #19
    from 500 to 10k wow tinde pala pag na-overlimit.

    ====

    ako naman baligtad na-experience ko in the past 2 months. lately, lagi ako late nakakagbayad sa due date. kahit 1 week pinapalambas naman ni BPI. tapos last month, nakalimutan ko bayaran. i was late by one day when the billing statement was issued. so kahit nagbayad ako andyan na finance charge.

    so i guess siguro mali naman ako and i just paid na lang everything. this month, i received a notice, my credit limit was doubled bec. i have good credit standing.

  10. Join Date
    Jun 2005
    Posts
    3,477
    #20
    Quote Originally Posted by userfriendly View Post
    same here. di ako maka pm.



    Eto din experience ko dati.
    *userfriendly, tawag ka sa CS ng metrobank para magfollow-up. then pa-inform naman dito kung sino yung nakasagot ng tawag mo pati yung time and date para maayos agad

Page 2 of 4 FirstFirst 1234 LastLast
metrobank credit card