mga peeps,
ganun talaga ang mga insurance. repair while they can unless irrepairable. magalit na kayo kung magalit pero that's the way they conduct their business.
tip ko lang. next time, wasakin ninyo ang parts para sure mapapalitan.
sa mga repair shops naman (some), they say that it was changed pero repair lang pala. then the paint they use is the cheapest they can get their hands on. so after a few months, faded na ang paint at halata na ang putty. common practice talaga ang ganyan kasi kahit na may estimate at apporoved na ang LOA, babaratin ng insurance company ang shop kaya minsan no choice sila para kumita.
isa pa. kapag sinabi ng shop ay original parts ang kinabit, tanongin mo kung original japan, original surplus, or original taiwan. they pass off the taiwan parts as original japan. different kind of stuff....
bat ganun, pag nakita talagang babae ang nasa likod ng manibela aangasan talaga kahit sila may kasalanan...manakot daw ba.
anyway, ako den nabangga na ng ganyan... yung nakabangga ayaw ako bayaran. Hanggang ngayon basag headlights ko tas wala na sa alignment ang bumper.... kainis talaga....
carlo, i was wondering, how much ang participation fee at the time of the incident. just this morning i got involved in a minor accident e. napinahan yung car ko pero minimal lang ang damage. the problem is yung sa other party, e may damage.
About insurance, I think depende sa terms.
'Yong insurance ko ngayon, ang nakalagay sa terms niya ay kung 3 years old and younger ang car, participation fee is fixed at P3,500, and parts damaged will be replaced by original (dealer will order from plant for the replacement). In house kasi insurance ko.
Now if the car is older than 3 years, may option to have the damage parts replaced kaso mas mahal na ang participation fee, the owne has to shoulder around 30% of the cost replaced.
Basta pag tumatanda 'yong car, tumataas din ang participation fee pag parts replaced.
Ngayon pag repair lang ang parts damaged, minimal pa rin ang participation fee.