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  1. Join Date
    Oct 2005
    Posts
    5,465
    #1
    haha...parang ayaw ka nang pag-credit card ah...

    ang kukulet...ilang beses kaya pinanganak aMph?

  2. Join Date
    Oct 2002
    Posts
    13,415
    #2
    Yun din issue ko sa BPI, when I was in the US, mga local bank issued cards laging may issue...

    Pero laking advantage din BPI dito sa pinas...

    Dami namin Citi cards dati, taga Citibank wife ko sa Credit acquisition pa sya hehe so lahat ng cards mandatory meron sila...

  3. #3
    i heard bpi have nice rewards..haven't tried BPI pero mukhang ok sila. matindi lang sila sa mga late payment charges, etc. so make sure you pay on time.

  4. Join Date
    Dec 2005
    Posts
    1,214
    #4
    H*Y%P nga yang standard chartered... SC din kc card mom ko! kulit nampotah maningil tapos nagpadala ng fax sa office nya from a certain lawyer with an attached letter from makati trial court. nung vinerify ng mom ko sa law office, di alam nung lawyer na naka-sign dun sa letter. it turns out na gawa-gawa lang pala ng mga assistant nya dun na binayaran ng standard chartered para manakot ng mga client... bwiset... bisto sila...

    as for BPI, ok naman... dami rebate and mataas pa magbigay ng rewards/points.... marami ring mga stores na kapag ginamit mo BPI card mo, may 10%discount. go for the edge kasi may free na mini-edge. cute kc e. credit card na kalahati lang size. hehe...

  5. Join Date
    Oct 2002
    Posts
    10,620
    #5
    sakit din sa u lo ang citibank, sabi ko ayaw ko ng call for cash nila, abat nagpadala ng managers check tapos huhulugan ko raw ng add on 3% per month...ano ako tange? hindi ko binayaran ang call for cash nila tapos nagreklamo ako sige daw re-retract daw sila, tapos the next month ayan na naman sabi ko te-terminate ko ang card ko...right there and there tinerminate ng nakausap ko...

    ang tanong ko pa bakit the first time hindi ninyo tinerminate...

    theveed sa AIG ka na lang may tsikoteer dun.

  6. Join Date
    Oct 2002
    Posts
    13,415
    #6
    hassle AIG pre eh hehe... 3 sa officemates ni misis dati lumipat dun...

    Malamang I'll go for BPI nalang... basta libre annual fee... tago nalang yung SCB pag may travel...

  7. Join Date
    Oct 2002
    Posts
    15,528
    #7
    bro...tama sila, hsbc na lang... terminate mo na yung standard chartered. tapos iredeem mo lahat nung points.

    pero mas ok ang agents ng american express. yun nga lang, is yung acceptance rate is a little bit lower than visa or mastercards.

  8. Join Date
    Oct 2005
    Posts
    5,465
    #8
    sa ofis we offer Chase Credit Cards...hehe para sa 'kano...sayang wala dito...

    ...dameng benefits pa naman nun!

  9. Join Date
    Oct 2002
    Posts
    3,883
    #9
    theveed kung gusto mo matuwa misis mo siya na lang kumuha credit card para sa inyo(extension ka na lang)...i heard yung dolce vita credit card maganda ang rewards (para lang yata sa babae)...may friend si misis every week nasa spa...LIBRE dahil sa rewards ng dolce vita credit card...

  10. Join Date
    Oct 2002
    Posts
    21,433
    #10
    Quote Originally Posted by chieffy
    theveed kung gusto mo matuwa misis mo siya na lang kumuha credit card para sa inyo(extension ka na lang)...i heard yung dolce vita credit card maganda ang rewards (para lang yata sa babae)...may friend si misis every week nasa spa...LIBRE dahil sa rewards ng dolce vita credit card...
    naku, sana hwag mabasa ni esmi ito at baka magapply ng panibagong card
    Signature

  11. Join Date
    May 2004
    Posts
    3,221
    #11
    theveed; same as HG, amexco try mo.
    Last edited by niwde11; January 18th, 2006 at 06:03 PM.

  12. Join Date
    Jan 2003
    Posts
    1,973
    #12
    as for my 10 years with Equitable ok naman sila... as for the rewards eh medyo mataas ang mga points dun sa pwede mong kunin...

    citibank clear MC ok din but medyo makulit sila sa kung ano-ano inaalok na insurance, loans at kung ano pa dagdag kita nila.

    standard charter, wala akong card sa kanila pero binigyan nila ako ng personal loan, but after 20 months of paying the loan biglang nag ka multa ako kasi di daw ako nag bayad on time told then the date and bank branch where i paid, sige follow up daw nila sa security bank, remember 20 months na ako dun nagbabayad for the loan ha... 2 weeks pass tumawag ulit standard charter saying wala pa rin daw bayad ko... so i go to security bank to know what happened to my account... turns out mali yung last 2 numbers na punch nung teller, langhya i ended up paying the charges na di ko naman mali... 20 months doing business with them tapos ganun pa kung kelan malapit na matapos yung loan...4 months to go nalang.grrrrrr

  13. Join Date
    Jun 2003
    Posts
    1,121
    #13
    boss chieffy anong card co yang dolce vita?

  14. Join Date
    Oct 2002
    Posts
    13,415
    #14
    Chieffy: Unemployed si misis hahaha...

    I just remembered, na-approve na pala ako dati (a few months back) sa BPI, forgot to submit the requirements lang... Kuha nalang ako dun...

    Pag dumating na yung SCB, i'll find a way nalang to redeem the points (oploks din sila eh, wala silang catalog or any inserts sa statement kung ano pwede gawin sa points...) then probably get a Citi or HSBC...

  15. Join Date
    Feb 2005
    Posts
    2,848
    #15
    Dolce Vita..is that from AIG? I opted for the Red Mastercard ng HSBC. For girls den.

  16. Join Date
    Mar 2003
    Posts
    499
    #16
    bwehehe dabid, dapat sa yo china bank or china trust

  17. Join Date
    Oct 2002
    Posts
    13,415
    #17
    Heheh gagu...

    Meron nga ba silang card? OK lang kung puros HK trips ang reward hahah

  18. Join Date
    Jan 2005
    Posts
    4,865
    #18
    ang engot naman nila. hehehehehehe. mayayari sila kay theveed pag nahalal siya. :lol:

    badtrip ako sa courier namin ng hsbc. billing statements arrive one month late from due date! good thing i pay during paydays na lang. hsbc can't do anything about it even after complaining. hehehe.

  19. Join Date
    Sep 2003
    Posts
    7,495
    #19
    mas malala ang Union bank approve daw ako sa kanila di sabi ko cg kasi wala naman requirements.

    Naputsa may billing na ako natanggap kasi charge sa akin yung annual fee kaagad pero wala naman ako natatanggap na card. hehehehehe pero ang usapan namin dapat wave ang annual fee for the 1st year

    Yung naman sa standard ganun din may pinadala na pin number pero wala din ako card.

  20. Join Date
    Jan 2005
    Posts
    4,865
    #20
    standard chartered...

    ay. pinaasa ako na papasa ako for their credit card, di naman pala, sila pa naman nagsasabi sa akin nun. samantalang HSBC eh na-approve ako kagad.

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