I hate cold calls too pero minsan sarap na lang nila pagtripan. Here in the office my phone always rings then kapag sinagot mo mag aalok ng credit card because pre approved daw ako.
Sample:
Caller: Sir you have been pre approved for a CC sa ganitong bank.
Me: Sige padala mo na lang sa home address ko.
Caller: Sir can I have your name, address and contact number.
Me: Akala ko ba pre approved? Paano na-approve kung di naman ninyo ako kakilala?
Caller: (mag aattempt magpaliwanag).
Me: Nanloloko ka lang pala e. Bye.