Quote Originally Posted by hominid View Post
Ganun lang ba ang pede? Bayaran mo na ng buo? Mahirap un ipapasa mo un loan? D ba possible na safe at legal ipasa?
Depende na rin yata yon sa bangko kung papayag sila na iba na magbabayad ng amortization. Keep in mind na the original loan was granted to the original buyer after the credit check was done on the latter. Syempre, the bank would have to do another credit check on the one who wants to assume paying the amortization.

Re: magpatulong sa pulis if ayaw ibalik yung kotse, I would think that the car is still naka-mortgage sa bank so that if the bank decides to foreclose on the mortgage, the original buyer will just have to point the bank to where the new buyer lives. Of course, the buyer does not have to wait for the foreclosure, he could just go to bank, explain everything and let the bank re-posses the car.

Also, since the buyer issued bouncing checks, file BP 22 case against him na. At least, criminal case din naman yon.