hati kami ng tatay ko, isang kotse lang kse kasya sa garahe namin ehehe, saka lagi nman syang wala(provincial assignment lagi work nya), kaya ako madalas gumagamit ng sasakyan
our 2nd hand civic got by applying for a company load and added our 13th and 14th month. yung sa company loan thru bdo bank yun, and got fully paid last may.
2nd car - 2nd hand car given by parents ulet (after college)
3rd car - finally, a brand new car..
16% galing sa pinagbentahan nung 2nd car
20% (in-house financing din sa tatay ko payable after namen makabayad ni hubby sa banko)
14% galing sa savings namen ni hubby
50% bank financed (sa sweldo ni hubby kukunin ang pambayd )
First car ko was not a car but a jeep Amante pampasahero 4BA1 yung makina but that was sold already 1991.
2nd car was L200 92 model chop chop ko from Middle East Gasoline 4G54 makina which I gave to my youngest brother until now nasa kanya pa.
3rd 2nd hand Mitsu Lancer 94 itlog type I gave to my eldest son during his capping ceremnoy.
4th Isuzu Crosswind XUV 2003 model A/T 60% hulog sa akin 40% hulog kay mrs for 4 years tapos na last Aug07. Nakapangalan na kay mrs.
5th Honda Civic Vtec3 2005 - benta ko yung 2nd hand mitsu lancer to add for the down payment plus installment for 2 years paid na last May07.
6th my own car SUV Toyota Fortuner 2006 model 2.5 A/T paid it in cash sa casa pero umutang ako dito sa bank namin as personal loan which am paying monthly until Oct08.
Hopefully eto na huli kasi ang hirap magbayad ng loan.
i bought my own car after i graduated from college. we're not rich so i have to work and save money to buy my own car.
when i was able to save enough money, i initially planned to buy a motorcycle but my nanay disapproved :D. she suggested that i save more and buy a car instead. i bought a corolla 91 GL in 2001 a little over a year after i started working.
back then i was earning 10K a month in a multi-government office. up to know it still amazes me how i was able to save that much money. i guess bonuses and lots of field work in far away island in Quezon. i saved my per diem during fieldworks and at the same time my i was able to save my basic salary.