Question about TPL Rates

**artpogi** · March 5th, 2007 08:42 AM

kung wala kang compre insurance at kapag nagpa-rehistro ka ng oto syempre kailangan meron ka ng TPL di ba.

My question is who dictates the rates of the TPL? LTO ba? or the rate depends on the insurance company kung saan mo kukunin yung TPL?

May narinig kasi ako na tsismis na nagtaas na daw ang TPL, anybody can confirm this?

Thanks

**aze** · March 5th, 2007 06:08 PM

according to LTO may standard rate ang TPL per class ng auto.
usually, mas mahal ang TPL rate dun sa tabi tabi like typist sa gilid ng LTO. Suggestion dun sa BPI MS na lang po kau kumuha.

**ownertype** · March 5th, 2007 06:36 PM

yung iba nga fly by night lang yung mga TPL insurance sa tabi tabi ng mga LTO offices. I remember my officemate nagpunta dun sa office address nung Insurance company where he bought yung TPL para mag claim for damages, unfortunately wala na dun yung office.

Go to reputable and legit insurance companies for your TPL Insurance.

**1D4LV** · March 5th, 2007 06:58 PM

standard yan pre sa mga insurance companies na "legal".
costs somewhere between 520-550 petot.

**honey_charis01** · February 27th, 2010 11:55 PM

ask ko lang po kc bumili ng brand new Montero ung father ko.. TPL lang daw ung Insurance na nsa kanya ..pero nung nagkacanvas palang cia ng Montero na discuss na sa knya nung Agent ung ACT"S of GOD.. at gusto ng father ko included un sa car package..bale nung feb 25 lang nya nakuha ung Montero..
nagtataka po sya kc TPL lang ang hawak nyang Insurance.. Hinahanap po nya ung my ACT"S of GOD covered insurance.. nag aalala po sya bka naloko cia ng agent since wala cia masyadong alam sa Insurance plolicy..

my question is:
ksama npo ba sa TPL ung ACT"S of God? if ever na hinde kasama pwede pba namin habulin sa company un? para maisama ung Act's of GOD? bka naisahan kmi nung agent

**av8or5** · February 28th, 2010 12:02 AM

Originally Posted by honey_charis01

ask ko lang po kc bumili ng brand new Montero ung father ko.. TPL lang daw ung Insurance na nsa kanya ..pero nung nagkacanvas palang cia ng Montero na discuss na sa knya nung Agent ung ACT"S of GOD.. at gusto ng father ko included un sa car package..bale nung feb 25 lang nya nakuha ung Montero..
nagtataka po sya kc TPL lang ang hawak nyang Insurance.. Hinahanap po nya ung my ACT"S of GOD covered insurance.. nag aalala po sya bka naloko cia ng agent since wala cia masyadong alam sa Insurance plolicy..

my question is:
ksama npo ba sa TPL ung ACT"S of God? if ever na hinde kasama pwede pba namin habulin sa company un? para maisama ung Act's of GOD? bka naisahan kmi nung agent

TPL is third party liability...if new car..dapat comprehensive insurance ang sa iyo. wala tlga silbi ang TPL

**james00112233** · February 28th, 2010 12:05 AM

Originally Posted by honey_charis01

ask ko lang po kc bumili ng brand new Montero ung father ko.. TPL lang daw ung Insurance na nsa kanya ..pero nung nagkacanvas palang cia ng Montero na discuss na sa knya nung Agent ung ACT"S of GOD.. at gusto ng father ko included un sa car package..bale nung feb 25 lang nya nakuha ung Montero..
nagtataka po sya kc TPL lang ang hawak nyang Insurance.. Hinahanap po nya ung my ACT"S of GOD covered insurance.. nag aalala po sya bka naloko cia ng agent since wala cia masyadong alam sa Insurance plolicy..

my question is:
ksama npo ba sa TPL ung ACT"S of God? if ever na hinde kasama pwede pba namin habulin sa company un? para maisama ung Act's of GOD? bka naisahan kmi nung agent

NO. what you are looking is the comprehensive insurance. better check with your SA about that.