Comprehensive or TPL

[lolidus]

i have a 1 year old mazda 3..the dealer wants me to have it insured again for a comprehensive insurance which is 28k i think. is it possible to have it insured on a TPL only or i have to insured it comprehensive because the dealer told me that it should be comprehensive because the car is loaned in bank ? pls advise me if its true?Thanks in advance

[lui]

i have a 1 year old mazda 3..the dealer wants me to have it insured again for a comprehensive insurance which is 28k i think. is it possible to have it insured on a TPL only or i have to insured it comprehensive because the dealer told me that it should be comprehensive because the car is loaned in bank ? pls advise me if its true?Thanks in advance

sobrang mahal naman nung insurance nayan sir. its tru kailangan i renew yung comprehensive kasi naka loan pa. kung d nyo po ire renew yan ang bangko na po ang automatic na mag i insured nyan. syempre i cha charge po nila kau

[Lucius]

Every year naman bro magbabayad ka ng insurance. Pero bumababa ang price. Sali ka naman sa clubmazda3-6 thread dito sa tsikot. GH mo ba nakuha unit mo?

[silhouette]

It will also be your loss just in case something happens to the ride if it is only on TPL.

[pup2]

Why not shop around? Pero from my experience, it pays to insure with someone na madaling kausap at matatag. Kami may agent kasi siya nagfa follow up kung matagal magbayad -- siya na din pumipili ng provider kasi kabisado na niya kung sinong madali kausap at kung sinong hindi.

[lolidus]

ok..thanks mga bro , yeah i guess i have to insured it comprehensive. pup2 sir baka pede p PM ng details na pede kunan ng murang comprehensive insurance? to sir loui ako ung ngtxt sayo from australia remember the outlander or the sta fe unit im planning to buy saka sir baka pede din u can help me regarding the insurance na makakamura?

[1D4LV]

for a one year old car, i think having it insured comprehensively is worth it.
what i would just suggest, that if your car is financed outside of the casa is that you shop around for more better rates.

pero kung in-house casa financing yan o kaya bank financing, normally you have to get your insurance from their accredited insurance companies. wala kang choice, kasi nakatali ka pa sa kanila.

[aizen]

have it comprehensively insured .. wala magagawa ang TPL kapag nag karoon ng accidente .. and yup kailangan talaga naka insured since naka loan sa bank

[Linkk]

no choice ka sir kailangan mo ng comprehensive insurance kase naka loan pa yan sa bank, pero worth it talaga kumuha sa dami ng carnapping at carjacking dito sa pinas. lalo na at bago at pogi pa ng car mo.

[mommyblue]

comprehensive.. mag-canvass ka muna baka makahanap ka pa mas mura pero madali din kausap at mabilis maglakad..