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  1. wakekek
    wakekek is offline Verified Tsikot Member
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    August 14th, 2007 06:17 PM #1
    Hi All. I am new here and I don't have a slightest idea about owning a car.
    Can i afford a car with 100k cash and get 20k monthly?
    If so should i avail the monthly ammortization or just buy second hand car?
    If so so which brand/car?
    Please advice. Thank you very much.
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  2. lui's Avatar
    lui
    lui is offline Tsikoteer
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    August 14th, 2007 07:50 PM #2
    ,
    Quote Originally Posted by wakekek View Post
    Hi All. I am new here and I don't have a slightest idea about owning a car.
    Can i afford a car with 100k cash and get 20k monthly?
    If so should i avail the monthly ammortization or just buy second hand car?
    If so so which brand/car?
    Please advice. Thank you very much.
    sir depende po kung anu hanap nyo sa car. kung 1st time car owner po kau mas maganda kung bnew kasi 99% po na hindi kau ititirik. yung budget nyo po pwede pang down ng GETZ, ALTO, picanto, spark, aveo... tapos kung may budget po kau na 20k per month malaki na po un. samen po lowest monthly is 9,902...
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  3. hominid
    hominid is offline Tsikot Member Rank 3
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    August 14th, 2007 08:39 PM #3
    Urgent po ba requirement nyo? Mas maganda kasi medyo pataasin down payment para lower interest, shorter term at higher loan approval rate. Konting ipon lang po yan kung afford nyo 20k per month. Malay nyo may lumabas na mas magandang car habang nagiipon pa kau. Paabutin nyo mga P250k.

    Saka get a cheaper one muna. Un mga less then P600k. Kasi for sure mababangga pa kau nyan.
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  4. ycorats
    ycorats is offline Tsikot Member
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    August 14th, 2007 09:08 PM #4
    hominid,bakit naman ibabanga ni wakekek ung bago nyang sasakyan?di kung ganon kumuha ka na wakekek ng second hand.
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  5. hominid
    hominid is offline Tsikot Member Rank 3
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    August 14th, 2007 10:06 PM #5
    Hindi nya ibabanga pero malaki ang likelyhood kasi nu driver pa cya. General knowldege yan. First car, bnew at sorta cheap. Unless me mabilan ka na not more than 3 yrs old at kilala mo na maayos magmaintain un seller.
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  6. squatt3r
    squatt3r is offline Tsikoteer
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    August 14th, 2007 10:12 PM #6
    expect the worst ika nga.
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  7. drey's Avatar
    drey
    drey is offline Tsikot Member Rank 5
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    August 18th, 2007 05:17 PM #7
    Go for the Getz!

    OT: No text typing guys...
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  8. OTEP's Avatar
    OTEP
    OTEP is offline UST ENT-HNS
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    August 18th, 2007 05:58 PM #8
    Last year, Php125k total cash out sa Picanto tapos 10k monthly siya for 5 years. Hehehe.

    The largest downpayment and the shortest term you can afford is still the best option. And don't forget to ask lui for a good deal!

    http://docotep.multiply.com/
    Need an Ambulance? We sell Zic Brand Oils and Lubricants. Please PM me.
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Can I affor a car with 100k cash