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  1. Join Date
    Aug 2007
    Posts
    11
    #1
    Hi All. I am new here and I don't have a slightest idea about owning a car.
    Can i afford a car with 100k cash and get 20k monthly?
    If so should i avail the monthly ammortization or just buy second hand car?
    If so so which brand/car?
    Please advice. Thank you very much.

  2. Join Date
    Nov 2002
    Posts
    1,398
    #2
    ,
    Quote Originally Posted by wakekek View Post
    Hi All. I am new here and I don't have a slightest idea about owning a car.
    Can i afford a car with 100k cash and get 20k monthly?
    If so should i avail the monthly ammortization or just buy second hand car?
    If so so which brand/car?
    Please advice. Thank you very much.
    sir depende po kung anu hanap nyo sa car. kung 1st time car owner po kau mas maganda kung bnew kasi 99% po na hindi kau ititirik. yung budget nyo po pwede pang down ng GETZ, ALTO, picanto, spark, aveo... tapos kung may budget po kau na 20k per month malaki na po un. samen po lowest monthly is 9,902...

  3. Join Date
    Oct 2006
    Posts
    760
    #3
    Urgent po ba requirement nyo? Mas maganda kasi medyo pataasin down payment para lower interest, shorter term at higher loan approval rate. Konting ipon lang po yan kung afford nyo 20k per month. Malay nyo may lumabas na mas magandang car habang nagiipon pa kau. Paabutin nyo mga P250k.

    Saka get a cheaper one muna. Un mga less then P600k. Kasi for sure mababangga pa kau nyan.

  4. Join Date
    Aug 2007
    Posts
    4
    #4
    hominid,bakit naman ibabanga ni wakekek ung bago nyang sasakyan?di kung ganon kumuha ka na wakekek ng second hand.

  5. Join Date
    Oct 2006
    Posts
    760
    #5
    Hindi nya ibabanga pero malaki ang likelyhood kasi nu driver pa cya. General knowldege yan. First car, bnew at sorta cheap. Unless me mabilan ka na not more than 3 yrs old at kilala mo na maayos magmaintain un seller.

  6. Join Date
    Nov 2002
    Posts
    1,220
    #6
    expect the worst ika nga.

  7. Join Date
    Jan 2005
    Posts
    725
    #7
    yup get the more economical ones and yung di ka mapapaaray sa monthly.

    yep you cant avoid little accidents scratches too and fro. Saw one picanto trying to back out from a narrow steet, in turn bumps a bicycle at the side. instant scratch.

  8. Join Date
    Jan 2005
    Posts
    725
    #8
    my advice. once you get your prized possession avoid narrow streets and cramped areas. also take it for a spin where you can practice comfortably.

    sometimes it pays to shed an extra buck for gas to get to know your car better.

  9. Join Date
    Nov 2002
    Posts
    1,398
    #9
    sulit ang insurance ni sir wakekek pag nagkataon

  10. Join Date
    Aug 2007
    Posts
    11
    #10
    Sorry for the late reply grabe inabot ko kahapon na stranded ako sa makati kala ko malabon lng ang mei ganun katinding baha hehe.

    Anyways thanks sa mga nagreply.

    Expected ko na rin ung bangga , heck i don't even know how to drive yet pero madali n lng siguro un.

    I am also eyeing on METZ e dhil sa low maintenance and low fuel consumption feature nito.

    Afford ko rin ba ang meintenance with my budget?

    Thanks again guys ha I really appriciate it. Good thing I found this site.

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Can I affor a car with 100k cash