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Verified Tsikot Member
- Join Date
- Aug 2007
- Posts
- 11
August 14th, 2007 06:17 PM #1Hi All. I am new here and I don't have a slightest idea about owning a car.
Can i afford a car with 100k cash and get 20k monthly?
If so should i avail the monthly ammortization or just buy second hand car?
If so so which brand/car?
Please advice. Thank you very much.
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August 14th, 2007 07:50 PM #2
,sir depende po kung anu hanap nyo sa car. kung 1st time car owner po kau mas maganda kung bnew kasi 99% po na hindi kau ititirik. yung budget nyo po pwede pang down ng GETZ, ALTO, picanto, spark, aveo... tapos kung may budget po kau na 20k per month malaki na po un. samen po lowest monthly is 9,902...
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Tsikot Member Rank 3
- Join Date
- Oct 2006
- Posts
- 760
August 14th, 2007 08:39 PM #3Urgent po ba requirement nyo? Mas maganda kasi medyo pataasin down payment para lower interest, shorter term at higher loan approval rate. Konting ipon lang po yan kung afford nyo 20k per month. Malay nyo may lumabas na mas magandang car habang nagiipon pa kau. Paabutin nyo mga P250k.
Saka get a cheaper one muna. Un mga less then P600k. Kasi for sure mababangga pa kau nyan.
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Tsikot Member
- Join Date
- Aug 2007
- Posts
- 4
August 14th, 2007 09:08 PM #4hominid,bakit naman ibabanga ni wakekek ung bago nyang sasakyan?di kung ganon kumuha ka na wakekek ng second hand.
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Tsikot Member Rank 3
- Join Date
- Oct 2006
- Posts
- 760
August 14th, 2007 10:06 PM #5Hindi nya ibabanga pero malaki ang likelyhood kasi nu driver pa cya. General knowldege yan. First car, bnew at sorta cheap. Unless me mabilan ka na not more than 3 yrs old at kilala mo na maayos magmaintain un seller.
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Tsikoteer
- Join Date
- Nov 2002
- Posts
- 1,220
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August 14th, 2007 11:17 PM #7
yup get the more economical ones and yung di ka mapapaaray sa monthly.
yep you cant avoid little accidents scratches too and fro. Saw one picanto trying to back out from a narrow steet, in turn bumps a bicycle at the side. instant scratch.
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August 14th, 2007 11:21 PM #8
my advice. once you get your prized possession avoid narrow streets and cramped areas. also take it for a spin where you can practice comfortably.
sometimes it pays to shed an extra buck for gas to get to know your car better.
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Verified Tsikot Member
- Join Date
- Aug 2007
- Posts
- 11
August 16th, 2007 10:56 AM #10Sorry for the late reply grabe inabot ko kahapon na stranded ako sa makati kala ko malabon lng ang mei ganun katinding baha hehe.
Anyways thanks sa mga nagreply.
Expected ko na rin ung bangga , heck i don't even know how to drive yet pero madali n lng siguro un.
I am also eyeing on METZ e dhil sa low maintenance and low fuel consumption feature nito.
Afford ko rin ba ang meintenance with my budget?
Thanks again guys ha I really appriciate it. Good thing I found this site.
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