Results 11 to 20 of 32
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January 23rd, 2007 12:46 PM #13
It depends on what car that is, it's brand new cost, and from what perspective you will take a look at it. If you're assuming the loan then that can also mean your interest would still be for a brand new car (lower interest rate) than buying the same car and refinancing it as second hand. Once you have all the details then you can also negotiate the assume balance for a fair price.
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January 23rd, 2007 01:22 PM #14
Yeah, mahirap ang assume balance, better get a brand new....pero mas mahirap mag-assume kung anong car?
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January 23rd, 2007 04:32 PM #15I computed the original cost (i went to a dealer) apparently from the computation the seller wants to recover the initial down plus part of the payments. Parang initial down at 27k a month was about 100 - 150k.
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January 23rd, 2007 05:05 PM #17
depende sa car yan. i experience before na nag assume balance din ako for a honda civic vtec.
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January 23rd, 2007 05:37 PM #18
kung hindi mo kayang mag cash outlay then that is your option. magloloan ka rin naman. check whether me mga other charges yan sa banko if you would assume the balance. yun nga lang dapat babaan yung babayaran mo sa seller.
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January 23rd, 2007 05:58 PM #19
add mo sa computation mo.
Ilang months na ba sya nakakabayad?
eto dapat magcompensate dun sa depreciation value.
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January 23rd, 2007 07:01 PM #20well am speculating, but assuming the differences between banks rates arent so big, he must have paid off 8 months or less. which comes out to about 220k. Since he is originally asking for 250k, he must be thinking of recouping the money he paid monthly, and be forgoing the intial downpayment of 100k or whatever the minimum downpayment was (plus chattel / registration / insurance).
parang na-curious lang ako, its the first time i've heard of assume balance.
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