One other thing is that the 4 or 5 point harnesses are almost always fixed. So you cannot move around. And if you can, sobrang limited sila compared to the current 3 point belts.
I think some cars even have the airbags switched off if the passengers do not buckle up.
* Pup2: Standard lang to put driver airbag mostly because most of the time, vehicles are driven without any other passengers except the driver himself. The trend is towards 3 point belts for their ease of use as Niky pointed, and driver airbag as standard for its safety reasons as a supplementary restraint system (SRS), again as Niky said.
* Javoy: I'd rather pay for safety rather than regret it when it's too late.
Another cause of concern is side curtain airbags. This is a definite plus especially when being broadsided, especially large SUV's and trucks.





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