
Originally Posted by
duramax_994
After more than 6 months of waiting, mine has finally arrived and i'll be getting it tomorrow.. This will be my first car loan. Fellow tsikoteers, got some concerns i hope you guys can help me:
1. Kasama na po ba ang bedliner?
Opo. Kasama na ang bedliner.
2. Anybody here nabigyan ng Backup Sensor as FREEBIE?
I asked my SA kanina, wala pa daw sa silang available na backup sensor (ford greenhills)
3. I noticed that most if not all Ford Dealers advertise FREE Insurance, LTO Reg, and Chattel Mortgage. But in reality they just add or carry those fees in your Downpayment so now you have the "ALL IN PROMO" or "Cashout PROMO" thing.. I'm not sure what constitute the said "promo" in there..
4. My SA told me they will give me the V-COOL or V-KOOL tint na mas maganda daw kesa 3M. How true is this? Eto ba talaga ang standard free tint ng Ford Ranger?
5. He texted me the computation for my unit 2.2 XLT A/T P1,119,000 with 20% D/P plus "miscellaneous" and he arrived at P341,000 sa total D/P! The average cashout for most Ford Dealers with the same computation is only between P292,000 up to P305,000 based on the ads online.. My SA will have a lot of explaining to do tomorrow.. He doesn't have any idea that i'm paying it 50% D/P and the rest in 12 mos.
6. BDO told me that the dealer incentive is already included in my car loan. Based on my computation the D.I. is around 3%.
Medyo magulo tayo dito, san po ba kayo nagpaFinance? Sa casa or sa BDO?
I'm having these concerns and questions coz your feedbacks will definitely help me and have a comparison, so i will be in a better position to haggle with the dealer. Thanks!