Notorious sa ganyan noon ang SM at Mercury Drug. When they ask me if OK na kulang ng .25, I just look them in the eye & slowly shake my head. This is OT but relatively same subject matter. When shopping in Puregold & SM Savemore, I usually use my BPI ATM for Express payment. The cashier would usually ask "Sir, OK lang po ba ibalance?" I would always decline because checking the balance of your ATM bard entails a P15 charge, which goes to the bank where the transaction is routed, in SMs case, BDO. Once sinubukan ko na ipa check balance. When I got home, I logged into BPI online. Ayun, may P15 debited nga.