Anong age kayo nag karon ng house and lot?

[lowslowbenz]

That's why i dont buy house and lot gusto ko sa city


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If you are wrong, turn right.
If you are right, turn left.

Ito ang para sayo boss!

Classy House w pool in Dasmarinas near Forbes & BGC For Sale Philippines - Find New and Used Classy House w pool in Dasmarinas near Forbes & BGC On OLX

[dreamur]

Ito ang para sayo boss!

Classy House w pool in Dasmarinas near Forbes & BGC For Sale Philippines - Find New and Used Classy House w pool in Dasmarinas near Forbes & BGC On OLX

May gym kaya yan at may garage na kasya 8 cars?

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[hinlog]

lot owner at 26,, built house on the same lot at 30, proud to say, nakamit sa tiyaga at galing sa sariling bulsa

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[makyong]

Nagkaron ng malaking lote sa homeprovince at 26,
Nagkaroon ng malaking bahay pero di ko lote at 29, [emoji4]
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Finally, meron na rin sariling babay at lupa.
Asawa na lang kulang.


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[flakez]

27 or 28 ata yung lot namin. Binili namin ni wife then gf. May nakita kaming murang lot. Kalahati pera namin tapos kalahati utang sa lolo ko. 30 nung nagawa yung bahay.

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[minicarph]

Double
_________________________________
If you are wrong, turn right.
If you are right, turn left.

[EQAddict]

Sariling sikap On my end Cathy. Bit the bullet and took out a housing loan a long long time ago. I guess it worked out all okay in the end.


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[minicarph]

I rent 2 parking space in the condo thst im renting,

My other cars, the ones Im collecting are in the family ancestral home.


For me, owning a house is an unwanted expense, maintenance and repairs, property taxes and unjustifiable interest rates, the desire to buy permanent things on it, which kinda defies the purpose coz interior design and things are like Rtw too.

I bought modular furnitures so that when I transfer from condo to condo, madali i-transport and adapt.

I developed this skill na whenever i inspect a prospect condo to rent, ma-re arrange ko yun modulars ko . And also modular lamination if i want to change the mood



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[kaidemitsui]

I have a bad record sa pagibig housing. Di nailipat sa name nya yun housing loan ko nun sumalo. Then napabyaan gang na forclose na yun property.
Sadly di na ko pede mag housing loan ulit sa pagibig.
By any means, posible pa kya yun mabago? Tia

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[hi5]

At age 25, nakatira lang ako sa ate ko Coming from a failed marriage, I was zero bankrupt, no work, with no educational attainment.
High school lang dahil sa maaga ako nag asawa. Medyo swerte sa business.
At age 33 meron na ko house and lot, nauna ko nabili lot then after a year nagpatayo ako ng house, Now I'm 42, medyo marami rami ng naipundar, lots, condos, cars.


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[MR_BIG18]

at 23 i was living on my own, in an apartment own by my parents, at 28 i have my own house, around 30 my father died, what he left me i invested in commercial apartments and warehouses, when my unica reaches college, we'll just downgrade, if she wants to go to DLSU or UP, ill rent out our house then get a condo unit walking distance from that school....kahit 25-28sqm is big enough for us.

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[beebee]

nice to hear these stories. kaya lang there are some people who are really hard to convince. my friend who has a stable job as an examiner with the BSP with his wife prefers to rent a condo rather than get their own property. told him the rent they paid the last 2 years could have paid half of a modest condo already. to think he should be the one who is good in finances, i mean he audits banks for a living , and i know he could afford it if he wanted to. guess they want to enjoy their lifestyle muna

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[kaidemitsui]

Veterans bank housing loan cash back offer. Anyone tried this already?


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[essjei55]

Kakainggit rin yung mga namanahan at tatayuan na lang ng bahay.

I'm 34 and nag PAG-IBIG Housing Loan ako when I was 27 payable for 25 years. Nairaos ko naman at natapos ko in 7 years. Maliit lang na lote 72 sq. meters in Kawit, Cavite. Hopefully, next year mapakasalan ko na gf ko.

Hirap kasi ng breadwinner sa family at isang empleyado. Ito lang means ko to earn money. Parents ko pa diabetic and ang mahal ng maintenance. Bakit kasi ang mahal magkasakit dito satin?

[Egan101]

Maybe it was an honest question. Sometimes, we assume too much without even bothering if it was just a simple straightforward question.


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[jut703]

BTT - I noticed that this thread talks about house and lot and most people who have posted are already in their 40s.

For millennials today, most tend to go for condos in good locations rather than houses and lots. Detached H/Ls today are just too expensive in the metro. You can get a decent 2BR condo for about 5-10M in an area located either in or a few minutes away from the major CBDs.

To get a house in a similar location, you'd need at least 20M for just a townhouse which not many twenty-somethings can afford. You'd need to have enough cash for a 20% downpayment (4M) and afford a monthly amortization of 133k/month for 15 years. You'd then need a net household income of 300k/month so you can keep your loan ratio to under 50% of your income.

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[dr. d]

well,
it takes considerably more effort and money, to purchase and maintain a house and lot.
also, there are not too many "good" buys in house and lots around.

[misseksaherada]

For millennials today, most tend to go for condos in good locations rather than houses and lots. Detached H/Ls today are just too expensive in the metro.
To get a house in a similar location, you'd need at least 20M for just a townhouse which not many twenty-somethings can afford.

well,
it takes considerably more effort and money, to purchase and maintain a house and lot.
also, there are not too many "good" buys in house and lots around.

Tama po Sir Juts, Doc.. Mostly nung nakapwesto near metro.. Ancestral home na or from mana.. Or talagang mayaman na from the start..
Sa tulad ko na gusto din may sariling sikap na naipundar hindi po talaga afford yung malapit sa metro.. Ang mahal para sa isang empleyado lang..
Loan pa yung lot na nakuha ko sa San Jose Del Monte, Bulacan on my late 20s maliit lang nasa 288sqm.. That time SM San Jose Del Monte is just a rumor and yung MRT project parang suntok sa buwan na magkatotoo.. Pero umaasa ako baka next 10 years ay baka magkatotoo at sana nga magkaroon ng IT companies near that location..
Aba.. Nagulat ako.. Wala pang 5 years nagawa na yung SM San Jose Del Monte.. Yung Qualimed hospital din at yung School na malapit gawa na lahat.. tapos nasinulan na din ABS-CBN Soundstage..
Na-excite tuloy ako mag ipon ulet sana soon mapatayuan ko na.. [emoji4]
Natapos ko na SSS ng mama ko 2 years ago.. Soon matapos ko na 2 insurance, 1 health insurance (isa ito sa mga wrong decisions ko pero tinuloy ko na lang hahaha).. makakaluwag luwag na ako.. gusto ko na ipay up in advance loan ko para house construction naman..

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[jut703]

Tama po Sir Juts, Doc.. Mostly nung nakapwesto near metro.. Ancestral home na or from mana.. Or talagang mayaman na from the start..
Sa tulad ko na gusto din may sariling sikap na naipundar hindi po talaga afford yung malapit sa metro.. Ang mahal para sa isang empleyado lang..
Loan pa yung lot na nakuha ko sa San Jose Del Monte, Bulacan on my late 20s maliit lang nasa 288sqm.. That time SM San Jose Del Monte is just a rumor and yung MRT project parang suntok sa buwan na magkatotoo.. Pero umaasa ako baka next 10 years ay baka magkatotoo at sana nga magkaroon ng IT companies near that location..
Aba.. Nagulat ako.. Wala pang 5 years nagawa na yung SM San Jose Del Monte.. Yung Qualimed hospital din at yung School na malapit gawa na lahat.. tapos nasinulan na din ABS-CBN Soundstage..
Na-excite tuloy ako mag ipon ulet sana soon mapatayuan ko na.. [emoji4]
Natapos ko na SSS ng mama ko 2 years ago.. Soon matapos ko na 2 insurance, 1 health insurance (isa ito sa mga wrong decisions ko pero tinuloy ko na lang hahaha).. makakaluwag luwag na ako.. gusto ko na ipay up in advance loan ko para house construction naman..

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If you don't mind me asking, why did you opt for land outside Manila instead of a condo nearer to your workplace?

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[misseksaherada]

If you don't mind me asking, why did you opt for land outside Manila instead of a condo nearer to your workplace?

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ok naman na po ako dito sa Taytay, Rizal.. H&L ng parents ko yung nandito, at dito na ako lumaki.. 5AM shift ko madalas, kapag drive 20mins to 45 mins papuntang office..
meron po akong friends na nakatira sa condo (kaso maliit yung nakuha nila).. since mahal na din po ng condo.. parking lot palang po need to pay separate 1M to 2.5M.. Tapos maalikabok din daw.. Isa lang po sa reason yan kaya atras ako sa condo.. Maybe sa future I may consider buying 1 pero mas prefer ko po H&L..

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