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  1. GBStJames
    GBStJames is offline Verified Tsikot Member
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    October 29th, 2009 02:50 PM #1
    Unionbank sent me a credit card which I did not apply for. Naturally, I did not activate the card. And now I received a bill for the annual fee! May late payment at interest charge pa! What is wrong with this bank?

    How did they get my address and other details when I did not even apply to them and I do not have an account with them? Hmmm...Does this mean they can acces our other accounts?

    Any ideas?...
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  2. KERSMcRae's Avatar
    KERSMcRae
    KERSMcRae is offline Tsikoteer
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    October 29th, 2009 03:23 PM #2
    Quote Originally Posted by GBStJames View Post
    Unionbank sent me a credit card which I did not apply for.
    ^ when did that happen? just recently or a year/s back?

    Naturally, I did not activate the card.
    ^some credit cards are pre-activated

    And now I received a bill for the annual fee! May late payment at interest charge pa! What is wrong with this bank?
    :shocked:
    ^that's crazy..

    How did they get my address and other details when I did not even apply to them and I do not have an account with them? Hmmm...Does this mean they can acces our other accounts?
    Any ideas?...
    ^ Im not a believer of the so-called "confidential only" clause of several banks.
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  3. tidus1203's Avatar
    tidus1203
    tidus1203 is offline Wheelin and Dealin'
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    October 29th, 2009 03:28 PM #3
    While its traditional for them to share info around. But definitely its BULL**** of them to give you a pre-activated card! Not only don't they have your permission, its also very dangerous!
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  4. istan
    istan is offline Tsikoteer
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    October 29th, 2009 03:50 PM #4
    pwede mo yan pa-cancel. Just call em up, tell em, you didn't use the card. Cancel the card and remove the annual fee.
    Ok na yan.

    Although, yeah, corny yun Unionbank sa moves nila.
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  5. KCboy's Avatar
    KCboy
    KCboy is offline Tsikot Member Rank 4
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    December 11th, 2009 11:36 AM #5
    you can call them to cancel, but they will waive the interest charges for that month, then magpapdala ulit sila ng interest charges for the next month. sobrang buysit ako sa unionbank sa ginagawa nila, we live busy lives, and they are relying on the fact that we won't call them so that the interest charges will accumulate. ako nga, wala me nakuhang card and yet nagpapapdala ng statement and bill their charges, A%#HOLES!!!!! you have to call and emphasize and argue with before they will totally cancel and waive everything.
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  6. CVT's Avatar
    CVT
    CVT is offline Hoosier'ed Hotspur
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    December 17th, 2009 09:50 AM #6
    Ang labo nga niyang UnionBank. Para bang "kung makakalusot lang....."....

    9100:thatsit:
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