Quote Originally Posted by jut703 View Post
Per person pala yun? Inassume ko lang na per account so laging tig-500k lang nilalagay ko sa isang account tapos lipat sa kabila yung sobra. Parang alkansya ba. Useless pala ginagawa ko. [emoji23]

Although parang di naman ako comfortable na 500k lang laman ng banko ko for emergency. Magkasakit lang or something ubos kagad yun.

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Yes, sa pagkaalala ko hehe [background, a few years of banking experience]

In the event na mag bank run yan or the bank becomes insolvent, you can only really get the PDIC's 500K.

You can always run around this by having the accounts in family members' or (eventual, in your case) kids' names. Pero alam ko may rules din if joint account. Just forgot how those work.