Treasury Bills / Bonds Investment -help me to understand.

[babkalakal]

So papaano kung magpa reserve ka ng minimum which is 3M, maghahanda ka ng cash na ganyang kalaki, tapos denied ka pala? Will they be willing to give you a lesser allocation than the minimum?

im not sure sa case ng minimum allocation. pero kapag oversubscribed babawasan nga nila yun ni reserve mo

[papi smith]

Ok lang yan Doc, made ka na naman eh [emoji857]

[dr. d]

Ok lang yan Doc, made ka na naman eh [emoji857]

oy hindi, ah!
daga rin kami.
mangangayod rin.
tumatakbo rin sa karera nang daga.... pro division.

[Mask Rider Blac]

Iba-ibang investments (i.e., bonds, CPs, stocks) ang ino-offer ng bawat bangko, lalo na kung ang isang bangko ay may related company na investment house. Bawat investment house, iba-ibang companies ang ina-underwrite. So kung anong companies ung na-underwrite ng investment house, un ang priority nilang unang “ibenta”. Prior to listing date/IPO, ipapasa ni investment house ang pagkuha ng orders kay trust banking, investment banking, private banking, bank branches, etc..at sila naman, i o offer sa clients nila (minsan makaka-receive ka ng e-mail or text message na may ino-offer si bank/branch). Ito ung kapag nagpunta ka sa branch, may ino-offer si branch na bonds, CPs or stocks. As mentioned earlier, iba-iba ang ino-offer ng bawat bangko, so maaaring wala sa ibang bangko o iba naman ang ino-offer nila. Kaya maigi na magtanong tanong sa iba’t ibang bangko kung anong meron sila. Magkakapareho lang ng ino-offer ang mga bangko kung ang kani-kanilang investment houses ay joint underwriters sa isang underwriting transaction…o kung bumili si bank sa secondary market. For 2022, mas marami ang bonds at CPs kaysa IPOs dahil election year plus rising interest rates.

[kagalingan]

ito maganda ba goverment bills,

500thou for 80days = Nasa 3,170pesos

so compute if 1.5milyones nasa 9,500

[Deestone]

My banker updated me regarding SMC and they have 5.25 years upto 10 years 7.3% upto 8.3% indicative rate and also Citicore 7.9% for 5 years. This is the first time I have heard of Citicore Energy.

[papi smith]

https://www.sanmiguel.com.ph/storage...dratebonds.pdf

[papi smith]

Saan ka nagpa reserve ng SMC? How much is half? 3M minimum sa SECB di ba?

[Deestone]

Saan ka nagpa reserve ng SMC? How much is half? 3M minimum sa SECB di ba?

I reserve it thru BDO.... minimum I think is just 100k. I mean half of the money I won't need for the next 10 years I have it reserve the other half im still waiting for newer bonds or I might put it in Citicore I did a research on the company and it is owned by Megawide Edgar Saadvedra.

[papi smith]

I reserve it thru BDO.... minimum I think is just 100k. I mean half of the money I won't need for the next 10 years I have it reserve the other half im still waiting for newer bonds or I might put it in Citicore I did a research on the company and it is owned by Megawide Edgar Saadvedra.

BDO is IMA, back in the days it was 1M minimum. I don't think banks would bother below this amount as it would be cumbersome.

[viper888]

Citicore is also issuing green bonds

Their REIT has been sliding though, three months ago it was P2.42, now its P1.99

[papi smith]

Personally, I would avoid Saavedra, he was not in the previous admins graces, his Megawide project encountered legal difficulties. Now Citicore, who just raised money thru a REIT, and few months later raising money thru bonds?

[Deestone]

Personally, I would avoid Saavedra, he was not in the previous admins graces, his Megawide project encountered legal difficulties. Now Citicore, who just raised money thru a REIT, and few months later raising money thru bonds?

Ah okay will take note of this. There is this other one Arthaland.

[Mask Rider Blac]

Nung kami dati nagpareserve kami. Then, ininform kami kung magkano lang ang maaaward at un ang siningil sa amin. Parang nasa 70-80%, ayaw din naman nila na sobrang baba lang ang ma-award sa investor, although, gusto ng underwriter na fully/oversubscribe para di na niya kailangan mag-backstop.

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[papi smith]

I have Arthaland, napilitan kumuha when interest rates were low, but now it's rising, I would be more stringent in picking my companies. Even SMC may reservations.ako when that Eagle cement deal came out. That seemed really off to me.

[babkalakal]

nag rate hike uli ang fed kahapon sa news so does this again mean better rates for us when it come to investments?

[papi smith]

Yes, we will follow the 75 bps increase of the US in November 17, that should increase the borrowing rates of the PH govt and companies.

[Deestone]

That's good news it means a new corporate fixed rated bonds could offer a much higher rate good thing I just placed half in SMC.

[Deestone]

Any updates are there new corporate bonds worth looking?

[dr. d]

Any updates are there new corporate bonds worth looking?

i suspect, meron pang darating.
business is starting to up-gear...