Treasury Bills / Bonds Investment -help me to understand.

[Deestone]

^^^

yes hindi guaranteed coz they invest in stocks

pano pag bagsak ang stocks at the time you want your principal back

-



yes

coz it's a separate company (insurance company)

hindi covered ng PDIC

I see so if invested in stock this is considered high risk. I'm now thinking if I should push through with this minimum is Php1M. I don't know the history of FWD Insurance if it is stable or what.

[uls]

I see so if invested in stock this is considered high risk. I'm now thinking if I should push through with this minimum is Php1M. I don't know the history of FWD Insurance if it is stable or what.

yes coz stock prices can fall

like now below 6000 ang PSE index

it was above 8000 some years ago

isipin mo ano nangyari sa mga equity mutual fund

[boybi]

^^^

yes hindi guaranteed coz they invest in stocks

pano pag bagsak ang stocks at the time you want your principal back

-



yes

coz it's a separate company (insurance company)

hindi covered ng PDIC

So hindi din pala sasagutin ng ka-tie up na bank, like Security Bank for FWD?

[uls]

So hindi din pala sasagutin ng ka-tie up na bank, like Security Bank for FWD?

nope

labas na ung bangko diyan eh

once you withdraw money from savings (insured by PDIC) and hand it to an insurance company (outside the bank)

[Mask Rider Blac]

It's funny when insurance companies cannot guarantee their own existence.
So many years ago I was surprised the insurance company was no longer charging for the monthly premium. Nagsara na pala. Philippine Prudential Insurance, not true to it's name.

Sent from my CPH1911 using Tsikot Forums mobile app

[uls]

It's funny when insurance companies cannot guarantee their own existence.
So many years ago I was surprised the insurance company was no longer charging for the monthly premium. Nagsara na pala. Philippine Prudential Insurance, not true to it's name.

Sent from my CPH1911 using Tsikot Forums mobile app

haha

they should have bought protection from reinsurers

[uls]

even that massive AIG almost went out of business if they weren't bailed out

[papi smith]

A little better than Metrobank's offer...

[Deestone]

A little better than Metrobank's offer...

Yeah good enough for less than 2yrs around 4%net they offered me this when I ask them if they have other investment.

[uls]

Yeah good enough for less than 2yrs around 4%net they offered me this when I ask them if they have other investment.

tataas pa interest rates

be patient

[Deestone]

tataas pa interest rates

be patient

Yep... I'm turning down FWD Peso Nitro because of the high risk so im looking for a better alternative.

[uls]

Yep... I'm turning down FWD Peso Nitro because of the high risk so im looking for a better alternative.

i mean if you want to invest in bonds, wait ka lang coz newer bonds will have higher interest rates

hindi pa tapos ang central bank rate hikes

[papi smith]

Let's be patient [emoji16]

[uls]

pag bumilis pa lalo ang inflation

bond yields will go even higher

[uls]

[kagalingan]

aaralin ko muna ito 3% net every
30 to 40days para mabilis ang balik.

Yung mp2 ko icheck ko next year kung tataas ng 7% eh hulog ako

matagal masyado 5years pag 5%. Make it 8%

[dr. d]

aaralin ko muna ito 3% net every
30 to 40days para mabilis ang balik.

Yung mp2 ko icheck ko next year kung tataas ng 7% eh hulog ako

matagal masyado 5years pag 5%. Make it 8%

unless specifically declared otherwise,
published interest rates are annual rates.
and yes, verify if gross or net. tax is usually 20% of the gross.

good luck.

[Deestone]

Let's be patient [emoji16]

Where can i get this is it now available in our local banks 10yrs 7.5% per annum?

[dr. d]

Where can i get this is it now available in our local banks 10yrs 7.5% per annum?

ask your bank, sir.
advise them that you are interested.

[papi smith]

The banks cannot give you 7.5%, they have to make money [emoji857].

Honestly, I really don't know when retail investors will be able to get the best rates. We can only wait and hope. There are 2 more rate rebasing by the BSP before the year ends, Nov and December. What is sure is it will still go up by at least 0.5% come November.